No Worries

How to Live a Stress Free Financial Life

By: Jared Dillian

Narrated by: L.J. Ganser

Length: 6 hrs and 42 mins

Publisher's summary

No Worries shows how anyone can live a stress-free financial life and build wealth for the long term.

This is not about millions of tiny decisions that drain the joy from life, like skipping daily coffee to save a few bucks. And it’s not simply about having more money.

The secret lies in adopting the right attitude to money and getting a small number of big things right.

In his unique style, drawing on decades of expertise, finance expert Jared Dillian tells the truths about essential personal finance topics and helps you to see things as you never have before.

Jared reveals:

-how the right kind of abundance mindset works wonders how to purge the urge to splurge (without making life a drag)

-the most effective ways to use credit cards that no one tells you about

-the smart ways to buy big-ticket items, from houses to cars

-what’s gone wrong with student loans and how to use them sensibly

-how to ace investing with the set-and-forget Awesome Portfolio.

No matter where you’re at, Jared can help you get your finances in better shape than 99% of other people–so that you can get on with your life as your wealth builds.

Do that and you’ll have no financial stress, and no worries.

©2024 Harriman House (P)2024 Harriman House

It’s practical

It’s an honest perspective of the topics discussed. I personally don’t find the book valuable. It doesn’t really touch on the most fundamental and important topic which is being a parent.

How to pay for College! Get the big 3 right!

Most people really need to read this book. It is thoughtfully written to help people strike a balance in their financial lives. It’s a wonderful alternative to the FIRE crowd.

Well-intentioned, helpful in places, but too smug.

"Hello, how am I? Let me help you find happiness in your ordinary life, Did I mention I'm wealthy? I've got everything figured out, even if your own particular problems no longer exist for me."

Let me save a little time here, the author asserts the following: Don't make yourself miserable with daily penny-pinching. Don't make yourself despised by being too cheap, Minimize stress by moderating the financial risks you undertake. Keep an abundance mentality. Whether you're cheap or a big spender, choose relationships with people who cultivate a similar outlook. Don't loan money to friends or family unless you really don't expect it back. Use cash often, consider holding gold, privilege liquid assets. Stay emotionally open to the lucky opportunities you encounter. Pay off your credit cards monthly. Keep your mortgage smaller than it has to be and pay it off quickly. Also, university and student loans very expensive, even though the author admits he had an easy time of it.

To be fair, the book is not devoid of wisdom or good intentions, but it seems to me that the way the stories were told still needs work.The expressed views on investing. credit, cash, and even gold were not especially convincing to me personally. His politics became mildly distracting. His life advice occasionally came across as one-sided and odfly opinionated. He spent far too much time on his own privileged financial status, with all of the understated privilege leading up to it, to the point that I began to question whether the pretext to help people reach happiness was little more than an excuse to brag, Instagram in audiobook form. The author admitted that he had been miserly in the past, which had me questioning whether his former conflicted condition had actually been a key component of his current happiness. All of this did get in the way of accepting advice as reliable and at face value. A reader endowed with less luck and a still-fervent search for answers might be thinking, 'OK Boomer...' by the end, but of course the author is from Gen-X.

Finance fundamental from a new angle

The book is enjoyable. Jared covers the basics effectively and redefines the rules of thumb for personal finance. Instead of judgement, like other personal finance books, he comes from a place of practical advice. Spend too much on a house? Be ready for more stress. Take out too much in student loans? This will lead to lots of stress if used at the wrong schools. Over allocated to risky investments? Fine but be ready for the stress.

There are practical life advice thoughts such as don’t be a CF or High Roller. Don’t make a big deal about picking up a dinner tab. Buy appropriate costing clothes and don’t save yourself into misery as life passes by.

Finally, a few anecdotes as reminders like spend the airline miles and use the points if you get them on credit card.

It’s a good read for novice to advanced readers. He covers the basics but will help advanced readers reconsider their existing plans.

Some good suggestions

The narrator presented the material with enthusiasm and was engaging. The author presented some good concepts and perspective on money. I feel he veered many times to an audience of those who don't have to worry about money, so if this does not apply there might be better resources out there.

a good & interesting take on how to think about $$

As I speak this out into my phone forgive all my grammatical errors, I thought it was a good book. entertaining to listen to and informative. actually heard about Jared through another platform called Real Vision which I highly recommend. so when he said he had a book he was releasing I was interested in getting it. so here I am and I got it and listened to it. I personally see my biggest takeaways are that it's not the small stuff that'll kill you or make you rich. it's the big decisions like he mentions. those would be your home, the type of car you start off with, your college education and debt, and he also mentions it but not extensively but also your marriage, and if you do get married. while it's true that financially if you build up debt and invest you can make more in the long run. but I like Jared's idea of living a stress free life especially with owning your own home and being debt-free. after living through the pandemic and seeing the stress involved with collecting rents and people not having to legally pay Jared has a great point of being debt-free. when your debt free, short of taxes and insurance and upkeep, you not having to pay the big nugget of paying a mortgage payment is a huge stress reliever. so I recommend this book and I'm currently implementing his ideas.

Worth it

A quick easy listen for a complicated topic. This author never disappoints. Add it to your library.

Motivating and Encouraging

I thought I didn’t need it, but was pleasantly surprised! Truly a book suitable for any age, anyone in any stage of life.

The no stress solution to handling money

Jared navigates any misconceptions and stressors about money. He has a very clear and non-assuming we’ve explaining issues that too many people get wrapped up in. Great advice to simplify your finances.

Straight up

I Love the straight forward and candid advice - thanks Jared! I would recommend to any one for reasonable financial advice.