Money Honey

A Simple 7-Step Guide for Getting Your Financial $hit Together

By: Rachel Richards

Narrated by: Lela Rhodes

Let’s face it: Adulting is hard, especially when it comes to money management. In Money Honey, former financial advisor Rachel Richards achieves the impossible by bringing humor and sass to the dreaded subject of personal finance. An avid investor and business owner, Rachel talks straight about how to attain financial freedom.

You’ll find no shortage of valuable nuggets in this audiobook that will teach you how to:

• Double your income and halve your expenses
• Consolidate your student loans and lower your interest rate
• Open a brokerage account and make a trade so that you can start investing in the stock market
• Allocate your money between debt payoff, short-term savings, and retirement
• And lots more!

Most importantly, you’ll learn Rachel’s seven simple steps for getting your financial shit together. If you’re ready to whip your finances into shape and have fun while doing so, this audiobook is for you.

©2017 Rachel Richards (P)2019 Rachel Richards

Great for someone just getting started with finance

I think it’s a great book for young adults or Oder adults who never learned about finances. It didn’t go as deep as I needed.

A Great Starter Guide to Personal Finance

Money Honey was the second book I have listened to by Rachel Richards, the first being Passive Income, Aggressive Retirement. I enjoy the light, inviting approach , and Lela Rhodes’ performance being so energetic and clean, makes for an easy listen, even when the subject becomes more complicated.
I listened at 1.1-1.2 speed for my personal listening speed preference.
The information provided in Money Honey is certainly good information for someone new to personal finance to get ideas on how to control their money better, and plan for retirement as early as possible. I like that Ms. Richards doesn’t assume every reader has a lot of money, which makes this book more welcoming to listeners with smaller incomes.
Some drawbacks (not highly important ones) are that the author uses she/her instead of they/them. It’s just weird listening to a made up story that should fit anyone’s life, and then hearing she when I’m a male trying to imagine myself in the scenario. Ms. Richards uses far too many “hashtag” quips for my liking, saying things like “hashtag too-many-hashtags” while explaining subjects. I’m almost 40, and though I’ve used hashtags, I find it strange to incorporate them in spoken language because I can’t click in the hashtag in my ear and follow other stories related to the spoken hashtag.
There are too many dated references, and some of the material may become dated within the next few years. Imagine the financial system is exactly the same in 500 years and this book is still relevant, having a reference to the covid-19 pandemic going on at the time of writing will carry weight to people, who hopefully in 500 years have no idea what diseases are.
You can tell Rachel Richards is with someone in the Navy with how much she cusses. Goodness she cusses a lot in this book, and it’s fine, just unnecessary I feel.

Overall, I certainly suggest picking up this title for the information contained in it if you are new to personal finance, and looking to gain control of your finances. I have used some of the methods before picking up this book, and she is definitely spot on with a lot of things. One thing, I will say is that this book is targeted toward people in the USA, and doesn’t take in to account persons in, or of other countries, or US citizens living outside the country with different tax situations. Lela Rhodes does a fantastic job bringing this book to life.

I needed this!! A++

Okay so I’m a 30 year old, single mom to three, who owns her own business, house, cars, etc... I thought I had it all figured out. Then I listen to this book. LIFE CHANGING. I listened to one chapter then I’d stop, actually do what she says and then move on. I feel so much more in control of my money and have a plan now!! I thought I was in control before and had a “budget” but the freebies she sends to really really budget are so much better! The best part is that this is written as if she’s actually having a conversation with me, not as if she’s some snooty 50+ person who knows better. She’s a normal person who is our age! The ideas she has for us to do are realistic and attainable! I can’t recommend this enough!

GREAT INFO

I struggles with the little Jokes.i thought it was a great book, kept it very understandable- as a latina, I think it might read not make you feel as included in the dialogue but I thought it was great! will be doing the four buckets

Sound Advice & A Must Read For College Juniors

Rachel Richard’s book, “Money Honey” is a must read for all, but here is what I propose to you – gift this book to every college junior because they will need the information contained in this book to survive and thrive in the real world when they graduate. Personal finance isn’t the most exciting of topics until it becomes necessary for life. Richards has an incredible way of explaining these important concepts by eschewing jargon. And I am so thankful for that. This is a book I will be reading and listening (yes, I have both the physical book and the audio version) to again and again and will insist that my kids do so as well. This is the book I wish I had when I was a college junior. I could have used all that Richards teaches about budgeting, savings and paying off credit card debt.

Good contents, cringy syntax

Overall the book was very helpful and informative, as one would hope. The only reservations I had with it was the "hip" lingo that was inserted throughout. #cringe
Maybe it would have been more bearable if read directly from the book but the narration of it was, for me, exhausting.
However, it has good information and I'm glad I read it.

Great Listen!

Normally I only do audio books for stories since I’m not overly concerned with remembering all of the details. However, I decided to give this a try as an audio book and I’m glad I did! It was very easy to follow along and the information was super helpful! I haven’t had a chance to sit down and do the budgeting sheet part yet but I am planning to do that soon!

The only reason I gave it a 4/5 is for performance. I honestly think the author should have narrated - it would have made more sense and been more enjoyable because I wasn’t a huge fan of the narrator’s voice. I also felt like the “hashtag” mentions were a little too juvenile and made the author seem a little less credible than she actually is.

Overall, I enjoyed this audiobook and would definitely recommend it to anyone looking for some financial guidance - whether you are a novice or a pro!

Easy read for beginners!

Great short and to the point. I related to a lot of it which made it simple to understand. Exactly what I needed to push my self to get my $h!t together! Rachel makes this 1 through 7 steps very doable, with timelines and lots of examples from real readers from her community. I have been following her on social media and on her blog and I cannot emphasize how down to earth and super achievable! Keep up the great work Rachel, keep inspiring others!

Simple. Effective. Motivating!

I thoroughly enjoyed this book and I'm not even in the target demographic! hello how simple Rachel keeps the financial strategies of saving, getting out of debt, and investing in your future. her strategies are also very effective and motivating. I'll highly recommend this book If you're looking to improve your net worth!

One of my favorite books

This is actually my second time reading this book! These 7 simple steps has helped me & my family financially. This is definitely an easy read & Rachel is hilarious. My second time reading this was on audible bc I have a one year old! I just popped my headphones in & enjoyed every section.