It's Not About the Money

A Proven Path to Building Wealth and Living the Rich Life You Deserve

By: Scarlett Cochran

Narrated by: Scarlett Cochran

Length: 6 hrs and 22 mins

Publisher's summary

A new, holistic way to understand money and find your own path to financial freedom, from the wealth-building expert behind One Big Happy Life

You deserve to live your dream life. Mastering your finances and learning how to use your money to create that life is a nonnegotiable, because let’s be honest: life costs money. The good news is that you can create a money plan that you actually enjoy sticking to—one that allows you to build wealth while spending guilt-free on a life that you love today.

Scarlett Cochran knows because she’s been there, from starting out as a single teenage mom living under the poverty line and working to put herself through law school, to becoming the founder of One Big Happy Life and teaching millions how to create the rich life that we deserve, on our own terms.

Do any of these “rules” sound familiar? Don’t buy that five-dollar coffee! Debt is terrible! Live below your means! Cochran’s approach is different. If you want a latte every day, go get it. You can have your lattes and your millions, too. Have big goals for your life, like buying your dream house, traveling the world, or leaving a meaningful legacy for your family? Your money can make all of that possible for you—and more. Cochran can help anyone, even those who think they’re “bad with money,” define their personal path to building wealth their way, including how to:

• redefine wealth;
• change your money story;
• expand your money capacity;
• define your version of a rich life; and
• create your money practice.

This is a book about money, but it’s not really about the money. It’s about the doors that open when you understand how to put your money to work to create the life that you want. It introduces a new way to understand personal finance—because the old ways just don’t cut it anymore. Empower yourself to truly own your money and make financial decisions confidently, based on your unique vision of what a good life looks like.

©2023 Scarlett Cochran (P)2023 Penguin Audio

Critic reviews

It’s Not About The Money will change your financial life. It’s the guide and permission we’ve all needed to start feeling empowered in our financial lives. It’s about living a joyful life. It’s about protecting yourself and your family. It’s about creating the future you want. -- Farnoosh Torabi, host of the award-winning podcast So Money and author of When She Makes More

In It's Not About The Money, Scarlett Cochran lays out a vision of financial freedom that goes well beyond the accumulation of wealth for wealth's sake. Her simultaneous expertise in the subject of money and unapologetic authenticity when it comes to choosing her own path makes for the perfect guide through the process of learning to leverage money as a means to build the life you actually want.-- Chelsea Fagan, Co-Founder and CEO of The Financial Diet

It’s Not About The Money is a recent addition to my bookshelf, and now I'm telling everyone in my life that it's a must-have for theirs, as well! Scarlett Cochran debunks old money rules (yes, please!) and empowers us to make financial decisions based on our own personal goals, visions, and values. She offers the money manual I would have loved to have years ago.--Amy Porterfield, Author of Two Weeks Notice and Host of The Online Marketing Made Easy Podcast

Excellent

Very informative and organized.. nice voice and easy to follow interesting and pleasant to listen to

Very relatable

I liked everything and examples were good to follow. The life path is great to hear. The twist and churns of life never stop forward movement.

Home Run for Long Term Finances

What I love most about this book is how long term and forward thinking it is in a personal finance landscape that focuses on shame and blame. Scarlett gives specific scripts to re-write your brain from all of the negative, doom and gloom ideas about personal finance without becoming a prosperity gospelite or out of touch with the realities of life.

The only times I find myself distracted from the core message was thinking about people who might find the advice out of reach for them - individuals who perform demanding, necessary jobs with low pay (teaching, retail, CNAs, etc.) I'm not sure how people with demanding jobs that don't pay the same high income people aspire to can achieve the well intentioned and thoughtful advice, though it's out of scope for this book to answer that kind of question.

I think this is stellar if you're a professional or medium to high income household looking for ways to balance your short term happiness with long term savings.

Amazing!

Scarlett, thank you for such a great book! Got teary eyed couple of times. Great financial tips and strategies for a long term, what a breeze of fresh air this book is in the finance industry.

Thank you!

The Cheapskate Chronicles: Tales of Tightwads and Thriftiness"

1. Holistic Approach: Cochran emphasizes that it’s not just about accumulating wealth; it’s about creating a life you love. She encourages readers to define their unique path to financial independence—one that aligns with their dreams and values.
2. Lattes and Millions: Unlike the usual frugality advice, Cochran advocates for balance. Yes, you can enjoy your daily latte and still build wealth! It’s about conscious spending and prioritizing what truly matters.
3. Enough vs. More: Cochran’s message resonates deeply: “Once you find out the true meaning of enough, buying yourself more than enough doesn’t really make you any happier.” It’s about understanding your personal definition of a good life.
4. Empowerment: The book empowers readers to take control of their finances confidently. Cochran dismantles old financial rules and introduces a new way to understand personal finance—one that’s relevant for today’s world.
I appreciate Cochran’s fresh perspective. Her practical tips, relatable stories, and actionable steps make this a must-read for anyone seeking financial independence. Whether you’re just starting your journey or already on the path, “It’s Not About the Money” will inspire and guide you toward a richer life.