The Ultimate Money Skills Handbook for Teens

A Simplified Guide to Earning, Budgeting, Saving, Investing and Creating a Positive Money Mindset for Lifetime Success and Financial Independence

By: C.K. Roy

Narrated by: Tim Alexander

Today, 93% of teenagers say that money skills are extremely important for achieving their financial goals and living their best lives. Yet, most schools don’t offer classes in Financial Literacy, which creates an enormous gap in our educational system that requires our immediate attention.

The solution is The Ultimate Money Skills Handbook for Teens and the Financial Independence Ladder!

Each step of the Ladder has been broken down into manageable, bite-size ideas, with lots of exercises to help you practice and implement your newly learned skills. Fun and interactive elements at the end of every chapter help you develop and master the skills on your ladder to success.

This framework breaks down your journey to financial independence into the following manageable 9 steps:

Financial basics: Understanding financial literacy, financial terms, debunking money myths, and developing a positive money mindset

Earning early: Guiding teens in understanding the value of earning money, exploring diverse income sources and tips for getting that job you want

Goal-Getter and Money-Master on Budgeting: Guiding teens in setting SMART goals, creating a personal budget, balancing their needs and wants, and avoiding common spending mistakes

Mastering Money Moves on Taxes, Insurance and Monthly Bills: Helping teens in understanding and incorporating taxes, insurance and bills into their monthly expenses

Saving: Developing mastery in saving through creative strategies, and using tools and accounts for saving

Credit and Debt: Building good credit and managing debt effectively

Investing: Guiding the teens in understanding investments, compound interest, investment options, cryptocurrency and how to avoid common investing pitfalls

Ready, Set, Adapt: Guiding teens in preparing for unexpected expenses, avoiding fraud and scams, and navigating other financial challenges

Empowering for the Future: Celebrating progress and staying motivated towards financial independence

©2024 Clint K Roy (P)2024 Clint K Roy

Essential Money Guide for Teens

This audiobook is a must listen for teens wanting to take control of their financial future. It breaks down money concepts like earning, budgeting, and investing in a way that’s super easy to understand. I wish I had something like this when I was younger! It also helps create a positive mindset about money, which is so important. If you're a teen (or know one) looking to get started on the right financial path, this guide is perfect!

A Must-Read for Teens Learning About Money

I wish I had this book when I was a teen. It breaks down everything you need to know about managing money in such a simple way. From budgeting to investing, the advice is practical and easy to follow, even if you’re just getting started. What I appreciated the most was how it made me think positively about money, not something to stress over. If you’re a teen or know one, this is a great place to start building intelligent money habits for the future.

A Truly Helpful Book

This money skills handbook is an invaluable resource for younger listeners looking to better understand personal finance. It breaks down complex concepts into an easy-to-follow guide, making the material accessible and straightforward. The engaging narration also makes it an enjoyable and informative listen.

A Great Audiobook for Teens

Listening to this audiobook with my niece was a great experience. Overall, it’s a great guide for any teen who wants to understand money better and start building good financial habits early. The narrator’s voice was clear and made the information easy to follow. I recommend this audiobook to any teen looking to get a head start on managing their money.

Practical and Empowering Money Lessons

It breaks down complex topics like saving, budgeting, and investing into simple, actionable steps. I appreciated the focus on building a positive money mindset, it’s not just about managing money but also developing healthy habits for the future. The advice is practical and easy to follow, even for beginners. My teen has already started budgeting using the tips from the book, and it’s been great to see them excited about learning how to handle money responsibly.

Smart Financial Foundations

Listening to The Ultimate Money Skills Handbook for Teens was a game-changer in understanding money management. C.K. Roy breaks down complex concepts into easy-to-follow steps, making financial independence feel achievable. Tim Alexander’s clear and engaging narration kept the content relatable and motivating throughout.

Great Advice and Strategies for teens!

This audiobook is an outstanding guide for young people looking to master personal finance early in life. What truly stands out is how the audiobook simplifies complex topics like budgeting, saving, and investing, making them easy to understand and apply. It’s packed with practical advice on building a positive money mindset, setting teens up for long-term financial success and independence. I think it will engage teens and keep them interested and learning.

A Must-Listen Money Guide for Teens

This audiobook is an awesome guide for any teen wanting to improve their money handling. It teaches everything from budgeting and saving to investing and understanding taxes. The book uses something called the Financial Independence Ladder, which makes learning about money super easy and fun. Exercises and cool activities at the end of each chapter keep things interesting. If teens want to learn how to manage their money and be successful growing up, this book is a must-listen!

A Must-Have Money Guide for Teens

It breaks down earning, budgeting, saving, and investing into simple steps that anyone can follow. The focus on creating a positive money mindset stood out, helping me think long-term about financial independence. If you're a teen looking to build smart money habits that will last a lifetime, this is the perfect guide to get you started!

A Great-Read for Teens Learning About Money

This is a fantastic resource for teens navigating the world of personal finance. It's written in a down-to-earth style that makes even complex topics like investing and saving feel approachable. I found it engaging, and the interactive sections helped spark meaningful thoughts about money management. The clear explanations of essential concepts make it easy for young readers to understand the importance of financial decisions. It's an invaluable tool for building confidence and preparing for a secure financial future—perfect for anyone looking to take control of their money early on.