Pay Up!: Preventing a Disaster with Your Own Insurance Company

De: Chip Merlin

Narrado por: David Godfrey

Learn how the modern insurance industry functions and dysfunctions.

With Pay Up!, attorney Chip Merlin exposes the bad faith practices of insurance companies that take advantage of their own customers.

The claims process has become so automated that legitimate claims are denied without ever being seen by human eyes. Exceptions and exclusions are buried within small print that can bury your claim. Many claims departments operate under a culture of paranoia in which legitimate claims are denied, sometimes accidentally, sometimes not. Cost-cutting measures birth “self-serve” policies that force the policyholder to do the insurer’s job. Insurance lobbyists are so enmeshed in the political process that it can be hard to know whose side industry regulators are on.

Commercial and individual policyholders pay premiums with the understanding that insurers will pay claims fairly, fully, and promptly. It’s time for the insurance industry to Pay Up!.

©2020 Chip Merlin (P)2020 Chip Merlin

A muest read

Educational experience absolutely touches all instances of policy. Chip Melin is an ambassador to the policyholder.

Everyone Needs to Listen to This Book!

A critical and essential primer into insurance practices and policies. Every should read this book. Share it everywhere!

Decent book

It was a good book, however when I purchased it I thought is was how to start your own captive insurance. It isn’t, but still a very good book

Spectacular for Wild Fire insurance claims

The Marshall Fire impacted my family and we have been floundering for months looking for answers. There's so much information regarding the cleaning and restoration process. The reality of the matter is there are very few experts who have the experience to handle a smoke claim. Chip Merlin's book walks you through every step of the process. Don't let insurance carriers manipulate the policy, listen to Chip’s book to become empowered.

I was beginning to experience anxiety as my insurance carrier has significantly delayed my claims process for 8 months. This book shared best practices and real world stories that were relatable. Also, I personally reached out to Chip after listening to this book and he took the time to provide guidance on the claims process.

Excellent book!

I knew Chip Marlin in a Educational seminar , very knowledgeable and humble attorney.
He is a real teacher.

EXACTLY!

I am a physician and have had a private practice for 28 years. The abuse from the insurance has been staggering. There was a great movie based on true events that was so horrifying. Try and find movie titled Damaged Care. We pay their salaries! We treat and care for their clients. We want to trust doctors, not some uneducated staff member that is paid well to deny claims when they know nothing about medicine! It is so eye opening and my favorite time of my life was when I was idealistic and excited to help people and make a difference. The greedy insurance companies have jaded me and I tell all young people that want a career in medicine to do something else. It is a terrible profession now. Socialized medicine is NOT the answer! I have many stories from patients that came from Canada. It’s even worse than USA.