Have you ever worried about where your paycheck will come from after retirement? That's the anxiety we tackle head-on in this illuminating discussion about creating reliable income streams for your post-working years.

The income bucket represents the critical middle ground between emergency savings and growth investments in our three-bucket strategy. It's what transforms abstract financial plans (what we call "pie in the sky") into dependable monthly income you can count on ("pie on the table"). Our wealth advisors Jake Stone and Jeremy Day break down why having approximately 10 years of expenses set aside in properly structured income-generating investments provides the security retirees need to weather market volatility.

Through compelling real-world examples, we examine sequence of returns risk – how the timing of market downturns can devastate retirement plans even with identical average returns. One retiree who began withdrawals in 1969 ran out of money in 15 years despite averaging 11.9% returns, while another starting in 1979 saw his money last beyond age 90 with a slightly lower 11% return. The difference? Market timing and proper income planning.

We explore diverse income-generating options including bond ladders, dividend ETFs, fixed index annuities, private equity, and real estate investments. The goal isn't just maximizing return on investment but ensuring reliability of income – knowing your next "paycheck" is secured regardless of what happens in the broader economy.

Whether you're approaching retirement or already there, this episode provides actionable insights on constructing an income strategy that delivers both security and growth potential. Because ultimately, financial planning should serve one purpose – allowing you to fully live today without constant worry about tomorrow.

Jake Stone's Bio

Jeremy Day's Bio

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Joey Klein, transformation expert and founder of Inner Matrix Systems, takes us on a journey that redefines wealth as wellbeing—a state of inner peace regardless of external circumstances.

After surviving a near-death experience at 19 that jolted him from a self-destructive lifestyle, Joey embarked on a quest for authentic fulfillment. This path led him through Eastern wisdom traditions, intensive meditation training, and deep study of the nervous system's role in our emotional experience. The insights gained along this journey formed the foundation of Inner Matrix Systems, which has now trained nearly 90,000 people worldwide.

Joey reveals the fundamental flaw in most approaches to personal development: they focus on thinking our way into new emotional states when our biology actually works in reverse. Our emotions dictate our thoughts and behaviors, not the other way around. By learning to work with our nervous system first, then emotions, then thoughts, we can create lasting transformation instead of temporary changes.

This understanding revolutionizes how we approach relationships too. Joey's forthcoming book "Relationship Alchemy" outlines three critical components of thriving relationships: managing your own emotional state, nurturing the unique energy created between two people, and appropriately supporting (rather than trying to fix) the other person. When we make others responsible for how we feel or take responsibility for their emotions, relationships inevitably deteriorate.

The conversation delves into the neuroscience supporting these concepts, explaining how chronic stress physically changes brain structure, while just weeks of proper training can rewire these patterns through neuroplasticity. Most importantly, Joey shares practical applications that listeners can implement immediately to experience greater peace, fulfillment, and authentic connection.

Joey Klein, CEO & Founder of Inner Matrix Systems
Address: 7631 Shaffer Pkwy STE A, Littleton, CO 80127
Phone: (720) 446-5533

Connect
Youtube
LinkedIn
Instagram
Facebook

Receive a complimentary Blindspot Training session with a Certified IM Trainer to discover what’s holding you back and what to do about it. Sign up at: https://innermatrixsystems.com/

Get 5 special bonuses ($2,500 value) when you purchase his new book, Relationship Alchemy: A Practical Guide to

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

What good is financial wealth if you don’t have the health to enjoy it? That’s the question at the center of my eye-opening conversation with Lisa Brooking, CEO of Healthcode Medical. With her background as a critical care nurse and elite marathon runner, Lisa is transforming how we think about health—from reactive “sick care” to proactive wellness optimization.

Lisa shares how traditional medicine often waits for symptoms to appear before acting, missing the chance to prevent disease altogether. At Healthcode Medical, her team treats health as a vital asset class, applying strategies similar to wealth management: early detection, ongoing monitoring, and personalized planning.

Their cutting-edge diagnostics—from advanced brain scans to specialized MRIs—create a deep baseline to catch issues early and optimize wellness. Lisa’s most powerful insight? That poor health quietly restricts your freedom—limiting travel, activity, and quality of life. True luxury, she argues, isn’t material—it’s the vibrant health to fully enjoy your life.

This philosophy mirrors my own approach to managing wealth: be proactive, informed, and intentional. Healthcode’s efficient, boutique two-day assessment equips clients with actionable insights and continuous support for sustainable change.

Want to invest in your greatest asset—your health? Connect with Lisa and her team at Healthcode to see how strategic health planning can transform your future.

About Our Guest
CEO of Healthcode Medical, Lisa is a dynamic and engaging health care leader with a proven track record in both the private and public sectors. Lisa holds a deep understanding of the health care sector rooted in a progressive career starting as a critical care nurse. She is passionate about high quality person-centred care and her commitment to prioritize the well-being of patients. She received the 2015 Young Women of the Year Award from the Orillia Business Women’s Association, later renamed in her honor to the Lisa Brooking Young Women of the Year Award, which is presented annually.

Lisa is also a world-ranked distance runner with numerous podium finishes. Most recently, she was the 2022 winner of the Miami Half-Marathon and placed second at the 2023 Vancouver Half-Marathon.

Lisa Brooking, CEO of Healthcode Medical
1285 W Broadway
Vancouver, BC V6H 3X8, Canada
604-283-9811

Website: www.healthcode.ca
LinkedIn: www.linkedin.com/company/healthcodemedical
Instagram: Healthcode Medical

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Stephanie Walters, CEO of Erbe Wealth, reveals how the affluent approach money differently and shares actionable wealth-building strategies that challenge conventional financial wisdom. We uncover the myths that keep most people from building true wealth and explore why cashflow and control are the ultimate financial goals.

• The wealthy utilize money actively rather than just accumulating it
• Most Americans don't realize they're paying 2-3% in hidden 401(k) fees that devastate returns
• Tax diversification is critical with tax-free buckets ideally being your largest asset pool
• Premium-financed life insurance offers tax-free growth with market upside protection
• Wealthy investors prioritize avoiding losses over chasing high returns
• Understanding your unique "Way to Wealth DNA" helps align investments with your values and skills
• The dangerous math of investment losses: a 25% drop requires a 50% gain to recover
• Control comes from investing in things you understand rather than anonymous market funds

Get Stephanie's free book "Shattering Money Myths" at erbewealth.com and learn more about approaching wealth like the affluent do.

About Our Guest
Over years of working with her investors, Stephanie discovered that the very wealthy view and use money differently than the rest of us; they actively have their money working for them -- sometimes at several places at the same time! Stephanie realized these strategies can be used by anyone, not just the rich. Her passion is teaching people to “unlearn” what most of us have been wired to think about money and re-educating people on attaining wealth that can be passed onto the next generation.

Stephanie Walters, CEO of Erbe Wealth
3705 Kipling Street, Suite 203
Wheat Ridge, CO 80033
303-995-0928

LinkedIn: https://www.linkedin.com/in/stephanie-walter-057594196/
Facebook: https://www.facebook.com/erbewealth

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Dreams are an evolutionary intelligent process that can offer the most incisive guidance in our lives, functioning like a trusted friend who will tell us truths no one else will, including our untapped potential. Dr. Lynn Worley shares how understanding and working with dreams transformed his life and can help others achieve true well-being—the root meaning of wealth.

• Dreams occur for about two hours every night, though most people only remember seconds
• Nightmares, particularly those related to trauma, are actually attempting to help heal us
• Moral injury—trauma from violating one's conscience—often causes deeper suffering than fear-based PTSD
• Unprocessed trauma creates an overactive nervous system that requires energy to maintain
• Finding someone you trust to listen deeply is critical for healing emotional wounds
• Dreams speak symbolically and require interpretation to understand their messages
• Mental health will likely be our biggest global challenge in the coming decade
• Dream work offers a pathway to greater freedom by releasing unconscious patterns

To learn more about evolutionary dreaming and watch Dr. Lynn Worley's film "Dreaming to Heal PTSD and Moral Injury" for free, visit evolutionarydreaming.com.

Get to know our guest, Len Worley:
Over the last thirty years, I have worked as a psychologist, marriage and family therapist, Rolfing bodyworker, and dream researcher and mentor. I obtained my Ph.D. in Counseling Psychology from Florida State University in 1981.

I currently spend most of my time writing and creating films to inspire and educate about the wisdom available in dreams. I also mentor those who wish to master the skills of dreamwork, devoting a few hours each week to online consultations for individuals and small groups. Along with dreamwork, I offer guidance for those wishing to solve a life conundrum or simply get more from life.

Connect:
LinkedIn
Instagram
Facebook

Len Worley, PhD

Founder, Evolutionary Dreaming

602 Kinney Ave, Austin, TX 78704

(512) 701-2831

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

David Alcott of Samurai Success shares his transformative approach to wealth creation through authentic self-knowledge and intentional reprogramming of the subconscious mind.

• The wealthy and successful know exactly who they are and refuse to be talked out of it
• True wealth creation begins with a "be-do-have" strategy rather than the common "do-have-be" approach
• Money is simply energy—focus on mastery and the money naturally follows
• 95% of our actions come from subconscious programming that can be intentionally redesigned
• Most successful investors focus on their unique abilities rather than chasing money directly
• Saying "no" becomes essential when you clearly know who you are and where you're going
• Your destiny isn't predetermined—you can recreate yourself anew at any age
• Writing down who you want to be in different life areas helps reprogram your subconscious
• Congruency between beliefs and actions creates the authentic energy others respond to

David Olcott

CEO of Samurai Success, Inc.

1090 S. Wadsworth Blvd., Suite C-181

Lakewood, CO 80226

Phone: (303) 758-9567

For more information, find David's book "Swords of Illumination" on Amazon or connect with him on Facebook, Instagram, and LinkedIn.

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Unlocking the path to personal and financial success often requires diving deep into our past. In this engaging episode of the Way to Wealth, we're joined by the dynamic Coach Dan Gordon, who shares his rollercoaster journey from the brink of bankruptcy to thriving as an entrepreneur. Through storytelling and insightful commentary, we uncover how childhood trauma shapes our experiences, sparking a lively discussion on the importance of self-reflection and emotional health in entrepreneurship.

Dan opens up about the lessons learned from losing his marketing company, emphasizing the critical importance of being true to oneself and aligning business endeavors with genuine passions. The conversation expands to the often-overlooked but vital skill of selling, as Dan reframes sales as an opportunity for personal and relational growth rather than a dreaded chore. He shares practical strategies for engaging authentically with clients and overcoming the stigma often associated with selling.

Get ready to shift your perspective and embrace the healing required to thrive. Tune in and discover how listening to your inner voice and confronting your past can lead to monumental breakthroughs in both your personal and professional life. Let's embark on this enlightening journey together! Don’t forget to subscribe and share your thoughts with us!

Text "CALM" to (213) 409-8366 for a free trial of NuCalm.
Text "SALES" to (213) 409-8366 for access to the free eBook "10 Tips for Making Super Easy Sales"
Text "HELP" to (213) 409-8366 for a free 15 minute consultation with Coach Dan Gordon

Get to know our guest, Coach Dan Gordon:
In 2016, Coach Dan Gordon made a single mistake that bankrupted his marketing company.

After losing his company and $80,000, Coach Dan found himself at a personal crossroads. Turning his despair into determination, he embarked on a mission to completely transform his life.

Eight months later, Coach Dan walked out on stage in Dallas, Texas, being paid $10,000 for his first professional speaking gig. From there, his life skyrocketed.

Today, Coach Dan takes badass entrepreneurs on their own journey of bold transformation. Under this guidance, they expand their income, leadership, and sheer passion for life.

If you want to release your inner badass and experience life unlimited, then you're absolutely going to want to listen to what Coach Dan Gordon has to say.

Dan Gordon Enterprise LLC

7190 W Sunset Blvd, Suite 33A

Los Angeles, CA 90046

Connect:
dangordonenterprise.com

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Unlocking the secrets of health and well-being inspires our conversation around healthy aging. We discuss how health ties into financial wealth and personal fulfillment, emphasizing the importance of functional medicine. Dr. Kogan shares insight from his medical journey and how it shapes his current practice.

• Importance of understanding the relationship between health and wealth
• Functional medicine as a pathway to better living
• Personal health journeys and their impact on professional choices
• Exploring misconceptions surrounding biohacking and modern medicine
• The mental and emotional factors that contribute to healthy aging
• Why passion plays a key role in maintaining health
• Investing in foundational health practices over trends
• The connection between longevity and quality of life
• Clarifying the significance of personalized health assessments

Learn more about our guest:
Mikhail Kogan, MD, ABIOM, RCST

GW Center for Integrative Medicine
908 New Hampshire Ave NW
Suite #200
Washington D.C. 20037

Office phone: 202-833-5055
Office fax: 202-833-5755
mkogan@mfa.gwu.edu

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.