Have you ever worried about where your paycheck will come from after retirement? That's the anxiety we tackle head-on in this illuminating discussion about creating reliable income streams for your post-working years.

The income bucket represents the critical middle ground between emergency savings and growth investments in our three-bucket strategy. It's what transforms abstract financial plans (what we call "pie in the sky") into dependable monthly income you can count on ("pie on the table"). Our wealth advisors Jake Stone and Jeremy Day break down why having approximately 10 years of expenses set aside in properly structured income-generating investments provides the security retirees need to weather market volatility.

Through compelling real-world examples, we examine sequence of returns risk – how the timing of market downturns can devastate retirement plans even with identical average returns. One retiree who began withdrawals in 1969 ran out of money in 15 years despite averaging 11.9% returns, while another starting in 1979 saw his money last beyond age 90 with a slightly lower 11% return. The difference? Market timing and proper income planning.

We explore diverse income-generating options including bond ladders, dividend ETFs, fixed index annuities, private equity, and real estate investments. The goal isn't just maximizing return on investment but ensuring reliability of income – knowing your next "paycheck" is secured regardless of what happens in the broader economy.

Whether you're approaching retirement or already there, this episode provides actionable insights on constructing an income strategy that delivers both security and growth potential. Because ultimately, financial planning should serve one purpose – allowing you to fully live today without constant worry about tomorrow.

Jake Stone's Bio

Jeremy Day's Bio

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Joey Klein, transformation expert and founder of Inner Matrix Systems, takes us on a journey that redefines wealth as wellbeing—a state of inner peace regardless of external circumstances.

After surviving a near-death experience at 19 that jolted him from a self-destructive lifestyle, Joey embarked on a quest for authentic fulfillment. This path led him through Eastern wisdom traditions, intensive meditation training, and deep study of the nervous system's role in our emotional experience. The insights gained along this journey formed the foundation of Inner Matrix Systems, which has now trained nearly 90,000 people worldwide.

Joey reveals the fundamental flaw in most approaches to personal development: they focus on thinking our way into new emotional states when our biology actually works in reverse. Our emotions dictate our thoughts and behaviors, not the other way around. By learning to work with our nervous system first, then emotions, then thoughts, we can create lasting transformation instead of temporary changes.

This understanding revolutionizes how we approach relationships too. Joey's forthcoming book "Relationship Alchemy" outlines three critical components of thriving relationships: managing your own emotional state, nurturing the unique energy created between two people, and appropriately supporting (rather than trying to fix) the other person. When we make others responsible for how we feel or take responsibility for their emotions, relationships inevitably deteriorate.

The conversation delves into the neuroscience supporting these concepts, explaining how chronic stress physically changes brain structure, while just weeks of proper training can rewire these patterns through neuroplasticity. Most importantly, Joey shares practical applications that listeners can implement immediately to experience greater peace, fulfillment, and authentic connection.

Joey Klein, CEO & Founder of Inner Matrix Systems
Address: 7631 Shaffer Pkwy STE A, Littleton, CO 80127
Phone: (720) 446-5533

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Receive a complimentary Blindspot Training session with a Certified IM Trainer to discover what’s holding you back and what to do about it. Sign up at: https://innermatrixsystems.com/

Get 5 special bonuses ($2,500 value) when you purchase his new book, Relationship Alchemy: A Practical Guide to

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

What good is financial wealth if you don’t have the health to enjoy it? That’s the question at the center of my eye-opening conversation with Lisa Brooking, CEO of Healthcode Medical. With her background as a critical care nurse and elite marathon runner, Lisa is transforming how we think about health—from reactive “sick care” to proactive wellness optimization.

Lisa shares how traditional medicine often waits for symptoms to appear before acting, missing the chance to prevent disease altogether. At Healthcode Medical, her team treats health as a vital asset class, applying strategies similar to wealth management: early detection, ongoing monitoring, and personalized planning.

Their cutting-edge diagnostics—from advanced brain scans to specialized MRIs—create a deep baseline to catch issues early and optimize wellness. Lisa’s most powerful insight? That poor health quietly restricts your freedom—limiting travel, activity, and quality of life. True luxury, she argues, isn’t material—it’s the vibrant health to fully enjoy your life.

This philosophy mirrors my own approach to managing wealth: be proactive, informed, and intentional. Healthcode’s efficient, boutique two-day assessment equips clients with actionable insights and continuous support for sustainable change.

Want to invest in your greatest asset—your health? Connect with Lisa and her team at Healthcode to see how strategic health planning can transform your future.

About Our Guest
CEO of Healthcode Medical, Lisa is a dynamic and engaging health care leader with a proven track record in both the private and public sectors. Lisa holds a deep understanding of the health care sector rooted in a progressive career starting as a critical care nurse. She is passionate about high quality person-centred care and her commitment to prioritize the well-being of patients. She received the 2015 Young Women of the Year Award from the Orillia Business Women’s Association, later renamed in her honor to the Lisa Brooking Young Women of the Year Award, which is presented annually.

Lisa is also a world-ranked distance runner with numerous podium finishes. Most recently, she was the 2022 winner of the Miami Half-Marathon and placed second at the 2023 Vancouver Half-Marathon.

Lisa Brooking, CEO of Healthcode Medical
1285 W Broadway
Vancouver, BC V6H 3X8, Canada
604-283-9811

Website: www.healthcode.ca
LinkedIn: www.linkedin.com/company/healthcodemedical
Instagram: Healthcode Medical

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.