Money Skills and Personal Finance for Teens Made Easy

Your Step-by-Step Guide to Budgeting, Saving and Investing That Will Develop Smart Money Habits and Unlock Literacy for Young Adults (2 Part Series))

De: Riley Wealth

Narrado por: Benjamin Powell

Even if you're just earning an allowance now, you can leap into a prosperous financial future—No Wall Street experience required.

Are you a teenager overwhelmed by financial jargon? Or a parent eager to instill good money habits in your child but don't know where to start? Financial wisdom isn't taught in schools, leaving many young adults unequipped for the real world. Statistics show more than 74% of teenagers lack practical knowledge about managing money. As unsettling as it sounds, there's hope.

Introducing a fun, engaging, and comprehensive guide that simplifies personal finance for teenagers — Money Skills and Personal Finance for Teens Made Easy. Inside this groundbreaking guide, you'll discover:

• Bedrock principles of budgeting that every teenager should know.
• The ultimate guide to "smart saving" – learn to save effectively no matter how limited your resources are.
• A beginner's roadmap to understanding the intriguing world of investing.
• 5 effective strategies to handle credit and debit cards intelligently, setting the foundation for a strong credit score.
• The real-world implications of student loans and how to manage them wisely.
• The fundamentals of banking demystified, from opening an account to understanding interest rates.
• The 7 deadly financial mistakes teenagers often make and practical tips to avoid them.
• How to turn your hobbies or skills into a successful "side hustle".
• 5 simple yet effective steps to becoming a financially responsible teenager.
• A look into the psychology of spending and how to cultivate a healthy relationship with money.
• Guidelines for using financial tools and apps that are both safe and beneficial for teenagers.
• Adventure-filled challenges for parents and teens to conquer together, fostering open dialogues and mutual growth.
• Inspirational stories of financially successful teens, fueling your motivation to seize control of your financial future.

©2025 Nitin Tooteja (P)2025 Nitin Tooteja

Great Advice for Teens!

This is an easy to understand guide for teens to get a grip on money. It shows you how to budget, save, use credit cards, and even how to start investing. It's great for teens who just get an allowance or ones that are earning money with a job. It's got great tips and fun challenges to do with parents! Teens could teach their parents a thing or two lol. Be smart with your cash and set yourself up for success before you're an adult!

Great for Teens Ready to Take Control

I wish I had this book when I was younger! It breaks down budgeting, saving, and investing in a way that actually makes sense for teens and young adults. No confusing jargon—just practical steps to build smart money habits early. I got this for my teen, and we’ve had some great discussions about finances since. Perfect for anyone who wants to feel more confident about money before stepping into adulthood!

This is a good money skill book.

If you’re a teen (or know one) who wants to get smart about money, this audiobook is a great place to start. The author breaks down budgeting, saving, and investing in a way that’s easy to understand—no boring lectures, just practical advice you can actually use. The narration keeps things engaging and approachable, making financial literacy feel less intimidating. A must-listen for young adults looking to build smart money habits early!

A Clear and Helpful Guide for Teens Learning About

I really liked this audiobook because it explains money skills in a way that’s easy to understand and follow. The author breaks down important topics like budgeting, saving, and investing without making it feel complicated. I appreciated how the advice focused on building smart habits that can help in the long run. It’s a great resource for teens or young adults who want to feel more confident managing their money.

Helping My Teen Get a Grip on Money

I listened to this with my daughter because I wanted her to learn about money in a way that didn’t feel boring or lecture-y—and it really worked. The part about budgeting and tracking spending was super clear, and it actually got her excited to start saving for things she wants. She especially liked the section on side hustles—it gave her a bunch of ideas for how to use her creativity to earn extra cash. I loved that we could listen together and then talk about real stuff like credit and banking without it feeling awkward. Honestly, I wish I had something like this when I was her age.

Important info for teens

I really enjoyed this audiobook that covered all money basics in a way that’s easy to understand, even if you have no experience with budgeting, saving, or investing. It takes a step-by-step approach that makes it simple to follow, and I liked how it gives real-life examples that teens can relate to. The narration was also clear and engaging, which kept me interested the whole time. This is a great resource for any young adult who wants to build smart money habits and feel more confident about personal finance.

A must-have for teaching teens about money

I got this audiobook to help my teen build good money habits early, and I’m really glad I did. It covers everything from budgeting to saving and even investing in a way that’s easy to follow. The best part? It doesn’t just throw out advice—it actually explains why these habits matter.

We’ve already had some great conversations about spending wisely and setting financial goals, which wasn’t exactly happening before. My teen even started tracking their own expenses without me having to push! If you want a practical guide to help your teen become more confident with money, this is a great place to start.

Engaging and informative

This book designed for teens helps them learn how to budget save invest and even avoid financial pitfalls. It breaks everything down into actionable steps with a real world, insights, fun challenges and inspiring success stories. It’s great for everyone from those just getting an allowance to those earning their first paycheck.

super good audiobook

I've been listening to this audiobook for a couple of days while driving and before going to bed it's great

Engaging and simple to follow

The book was engaging from the beginning relating to current apps and teen-type stories. Super useful. it is a great tool for teenagers and why not a good refresher for parents. Definitely a great book to give away to your kids and to recommend to other parents with teenagers. great way to set your kid into a great financial path to learn to safe, manage and invest in a simple way and the part the I like the most are the practical tools and apps for the kids to start putting in practice what the book is teaching.