When you’re searching for a financial advisor, one of the biggest decisions you’ll face is what type of relationship you want to have with them. Ryan, Ron, and Nick break down the key differences between two popular models: the hourly or flat-fee planning model versus the ongoing, comprehensive advisory model. By understanding the differences between these models, you can make an informed decision that aligns with your financial goals and preferences.

Here’s what we cover in this episode:

🧠 Hourly planning works well for DIY investors with specific needs
💬 Ongoing advice fits best for people with complex or evolving goals
⚠️ Be cautious of fee surprises and limited follow-through in hourly models
📊 AUM-based fees often include proactive planning and implementation
🛠️ The right model depends on your goals, complexity, and how hands-on you want to be

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H

Is hiring a financial advisor really worth it, or can you manage your investments on your own? Many DIY investors feel confident in their abilities, but are they overlooking anything? In this episode, Ryan is joined by Ron and Nick to break down the real value of a competent financial advisor and the misconceptions about their role.

Here’s what we cover in this episode:

💰 More Than Just Stock Picking – Why advisors add value beyond the market

📊 Asset Allocation & Cost Efficiency – The hidden factors that boost returns

📉 Behavioral Coaching & Market Volatility – Avoid emotional investing mistakes

🧾 Tax-Efficient Investing & Withdrawal Strategies – Keep more of your money

0:00 – Intro

1:50 – A big misconception

3:56 – Things you can control

8:22 – Asset allocation

11:06 – Where advisors add value

20:41 – Withdrawal strategies

24:38 – Importance of planning

31:14 – Behavioral coach

36:38 – Final Takeaway

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H

Successful investing is often achieved by keeping a long-term view and building strategies that match that time horizon. As we look ahead at the decade to come, is your portfolio in a position to thrive or dive? In this video, Ryan is joined again by Ron and Nick to talk about expected returns over the next 10 years and how we evaluate different asset classes for our clients.

We’re going to discuss the importance of understanding market outlooks, the calculation of expected returns for various asset classes, and how these insights can influence strategic asset allocation. With a focus on bonds, stocks, and emerging markets, this show will help set realistic expectations for investors and the methodologies used to derive these projections. Tune in for valuable insights that can help shape your investment decisions over the next decade!

Here’s what we cover in this episode:

0:00 – Intro

1:13 – What’s important with outlooks?

5:20 – Expected returns

9:19 – Research

13:53 – Projections

16:33 – Asset classes

22:55 – Designing a portfolio

29:41 – Working with clients

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: 724-271-7019

Watch the show on YouTube: https://bit.ly/3Ssra3H