Hourly vs. Ongoing - Which Financial Planning Model is Right for You

When you’re searching for a financial advisor, one of the biggest decisions you’ll face is what type of relationship you want to have with them. Ryan, Ron, and Nick break down the key differences between two popular models: the hourly or flat-fee planning model versus the ongoing, comprehensive advisory model. By understanding the differences between these models, you can make an informed decision that aligns with your financial goals and preferences.

Here’s what we cover in this episode:

🧠 Hourly planning works well for DIY investors with specific needs
💬 Ongoing advice fits best for people with complex or evolving goals
⚠️ Be cautious of fee surprises and limited follow-through in hourly models
📊 AUM-based fees often include proactive planning and implementation
🛠️ The right model depends on your goals, complexity, and how hands-on you want to be

Connect with us:

Web: https://wyzewealthadvisors.com/
Phone: [phone]

Watch the show on YouTube: https://bit.ly/3Ssra3H