Episodios

  • 03.18.25 Ask An Advisor With Wes Moss
    Mar 18 2025
    Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    44 m
  • 03.17.25 Pay Less For A Vehicle / Power Bills: Smart Meters Vs Regular Meters
    Mar 17 2025
    Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most people pay. Also, a look at the pros & cons of so called smart electric meters and time of use plans offered by utility companies - and how to decide which is best for you. Best Low Cost Vehicles: Segment 1 Ask Clark: Segment 2 Smart Meters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best new cars in 2025: Consumer Reports reveals top picks for reliability, safety and more Costco Car Buying Program: 4 Things To Know Before You Sign Up How To Buy a Used Car / How to Buy a New Car in 5 Steps Elliott Report: Home What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps What Is Disability Insurance and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    35 m
  • 03.14.25 Clark Answers His Critics on Clark Stinks / Housing Market Update
    Mar 14 2025
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later - the housing market has made a huge turn. Clark spells out several factors creating market shifts both buyers and sellers should take note of. Clark Stinks: Segments 1 & 2 Current State Of The Housing Market: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where You Should Never Buy Travel Insurance for a Cruise InsureMyTrip Review: Why We Like It and How to Use It CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 How To Sell Your Car in 6 Steps My 7 Rules for Using Credit Cards - Clark Howard Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Home Buyers Are Finally Getting the Upper Hand Again Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    40 m
  • 03.12.25 Attention Shoppers: The Retail Pricing Game / New Flight Requirements
    Mar 12 2025
    With the price of goods in flux, it helps to be in the know to protect your wallet. Clarkies know how Clark uses unit pricing to shop smart at the grocery store. You would think that the bigger the bag, the smaller the unit price. Not so. Clark fills you in on what manufacturers have been doing and what to keep in mind with all purchases moving forward. Also - Travelers be prepared: the Real ID flight requirement domestically, and travel authorizations for entry into Europe are upon us. The Retail Pricing Game Now: Segment 1 Ask Clark: Segment 2 Flyers: Real ID Kicks In: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Hearing Aids: 5 Things To Know Before You Buy Miracle-Ear Hearing Aids: 5 Things To Know Before You Buy Sam's Club Hearing Aids: 5 Things To Know Before You Buy Connect Hearing: 5 Things To Know Before Your First Visit HearUSA: 5 Things To Know Before Your First Visit Travel Alert: REAL ID Deadline Coming Soon-Clark.com What is ETIAS - European Union / Apply for an electronic travel authorisation (ETA) 6 reasons to add your Passport to Google Wallet How Should I Safeguard My Passport When I Travel Abroad? Best Free Password Managers: 10 Top Picks How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Follow Clark Howard's #1 Rule To Travel Cheap 9 Free Federal and State Tax Filing Services for 2025 Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    35 m
  • 03.11.25 Ask An Advisor With Wes Moss
    Mar 11 2025
    Are you dreaming of an early retirement but worried about making costly mistakes? In this episode, Wes uncovers six critical errors to avoid before taking the leap. With recent trends of companies offering buyouts and encouraging early exits, it's more important than ever to be prepared. Wes explores the shift in retirement expectations, from the traditional model to the modern reality, and discusses how to navigate this changing landscape. Don't let these common mistakes derail your early retirement dreams. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    38 m
  • 03.10.25 Airline Safety & Discount Fares / Used Vehicle Price Update
    Mar 10 2025
    Clark loves to travel and does so very often. Understandably, many people are nervous about flying these days. Clark discusses airline safety, and how you can save big bucks with discount carriers. Also today - the latest on used car prices. A First Class Spirit Flight: Segment 1 Ask Clark: Segment 2 Used Car Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: After a string of incidents, some flyers are sticking with a surprising carrier: Spirit Southwest Offers Companion Pass as New Credit Card Signup Bonus- Clark.com Your Passport Could Be Useless -- Even if It's Not Expired What is ETIAS - European Union / UK Travel ETA Should I Tip on a Cruise? Best Credit Cards With No Foreign Transaction Fees 5 Money Tips To Know Before You Travel Abroad Car Rental Insurance: Everything You Need To Know - Clark.com Credit Card Car Rental Insurance: What You Need To Know - Clark.com How To Buy a Used Car - Clark.com Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana? Should You Allow Your Auto Insurance To Monitor Your Driving? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsors Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    35 m
  • 03.07.25 Clark Answers His Critics on Clark Stinks / A Daylight Savings Time Assignment
    Mar 7 2025
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - this weekend marks daylight savings time, and Clark has an important assignment for you that can help ensure your insurance works better for you. Clark Stinks: Segments 1 & 2 Walk & Talk Home Video: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Free File Fillable Forms | Internal Revenue Service What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule Google Fi Review: My Experience as a 6-Year Customer (Pros and Cons) Lightbox lab-grown diamond jewelry. Bringing light to life. Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark Howard's 5-Point Annual Checklist You Should Follow Protect Your Belongings by Videotaping Them Once a Year What Can I Safely Use for Peer-to-Peer Payments? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Shipping Costs at the Post Office Just Went Up Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    39 m
  • 03.05.25 Most Affordable States / What To Know About Tariffs
    Mar 5 2025
    Clark shares data showing how far your dollars will go in retirement depending on where you live in the country. The differences from state to state, even within the same region - are remarkable. Also - Clark discusses how tariffs affect the economy and what to prepare for as consumers and as workers The Cost Of Living By State: Segment 1 Ask Clark: Segment 2 Tariffs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mapped: How Far $1 Million Gets You in Retirement, by U.S State How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Are Money Market Funds a Safe Place To Stash My Savings? Vanguard Review: Pros & Cons / Vanguard Personal Advisor Review What Is a Fiduciary Financial Advisor and Do I Need One? What Are Index Funds? What Is an Annuity, and Why Does Clark Think They Stink? Clark's Updated Way To Shop for Car Rental Deals Cheapest Way to Rent a Car: Expert Tips 17 of the Best High-Yield Online Savings Accounts in February 2025 High-Yield Savings Account (HYSA) Calculator Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
    Más Menos
    37 m