
The Tax Bomb in Your Retirement Accounts
How the Roth IRA Helps You Avoid It (Scandlen Sustainable Wealth Series, Book 2)
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Narrado por:
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Amy Barron Smolinski
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De:
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Josh Scandlen
Acerca de esta escucha
John and Judy are in the 12-percent tax bracket. But when they took $10,000 from their IRA, they had a 50 percent tax increase. Why?
When John died, Judy’s income went down by 33 percent, but her taxes went up! Why?
Isn’t interest on municipal bonds tax free? Then why did it cause John and Judy’s taxes to increase?
When Judy took out $20,000 to take her daughter on a cruise, it cost her $9,908 in taxes. Yet when Jane did the same, it cost her nothing. And they both have $80,000 in total income. Why?
When Bob took out $10,000 from his IRA, his taxes tripled. Why?
Why did Bob’s Medicare premiums nearly double when he took out an extra $10,000 from his IRA?
When Jenny, a divorced gas station attendant making $35,000 a year, inherited an IRA from her mom, she lost 25 percent in federal taxes. Why?
In this audiobook, we’re not only going to answer these questions, but we’re also going to show you what you should be doing now to avoid the stealth tax increases retirees face but are ignorant of...until it's too late.
©2018 Josh Scandlen (P)2018 Josh ScandlenLos oyentes también disfrutaron...
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Historia
Even though half of all Americans put money aside for retirement, it isn't until they reach their 60s that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401(k) program to enrolling in Medicare to discussing housing options with your family.
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Very basic information
- De KC en 01-02-17
De: Emily Guy Birken
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You Can Retire Sooner Than You Think
- De: Wes Moss
- Narrado por: Wes Moss, Scott Merriman
- Duración: 7 h y 1 m
- Versión completa
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After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices.
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graphs/diagrams
- De Amazon Customer en 05-15-18
De: Wes Moss
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Get Good with Money
- Ten Simple Steps to Becoming Financially Whole
- De: Tiffany the Budgetnista Aliche
- Narrado por: Tiffany the Budgetnista Aliche
- Duración: 12 h y 23 m
- Versión completa
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Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
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Goodbye SWEET 16. Hello ROTH IRA!
- De Will Smith en 04-12-21
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The Smartest Money Book You'll Ever Read
- Everything You Need to Know About Growing, Spending, and Enjoying Your Money
- De: Daniel R. Solin
- Narrado por: Joe Barrett
- Duración: 5 h y 22 m
- Versión completa
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General
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Narración:
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Historia
Tens of thousands of readers trust Dan Solin's advice when it comes to investing, managing their 401(k)s, and planning for retirement. Now Solin offers the smartest guide to money management and financial planning yet. From managing your debt, boosting your savings, and owning (or renting) a home to buying insurance, maximizing investment returns, and retiring when you want to, The Smartest Money Book You'll Ever Read is your road map to financial freedom - and to enjoying yourself along the way.
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mint.com promo
- De Amazon Customer en 04-13-21
De: Daniel R. Solin
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Top 10 Ways to Avoid Taxes
- De: Mark J. Quann, Josh Shapiro
- Narrado por: Michael Quinlan
- Duración: 2 h y 37 m
- Versión completa
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General
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Narración:
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Historia
Strategies for building wealth and avoiding excessive taxation from one of the most original finance thinkers of our time. Top 10 Ways to Avoid Taxes will teach you what the top 1 percent know about money and the tools they use to grow, protect, and pass that wealth to their heirs tax free.
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Good If It's Your 1st Financial Book - Nothing New
- De Amazon Customer en 01-27-21
De: Mark J. Quann, y otros
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You Don't Have to Drive an Uber in Retirement
- How to Maintain Your Lifestyle Without Getting a Job or Cutting Corners
- De: Marc Lichtenfeld
- Narrado por: David Marantz
- Duración: 6 h y 21 m
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Historia
You Don’t Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement - but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? This book does more than just answer the important questions - it gives you real-world tips to help you reach your financial goals.
De: Marc Lichtenfeld
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Broke Millennial Talks Money
- Scripts, Stories, and Advice to Navigate Awkward Financial Conversations
- De: Erin Lowry
- Narrado por: Erin Lowry
- Duración: 6 h y 58 m
- Versión completa
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Let's face it—talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom.
De: Erin Lowry
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Get What's Yours - Revised & Updated
- The Secrets to Maxing Out Your Social Security
- De: Laurence J. Kotlikoff, Philip Moeller, Paul Solman
- Narrado por: Jeff Cummings
- Duración: 11 h y 5 m
- Versión completa
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Social Security law has changed! Get What's Yours has been revised and updated to reflect new regulations that take effect on April 29, 2016. Get What's Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere.
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wow, and I thought I knew a couple of things
- De Treasur2 en 09-07-19
De: Laurence J. Kotlikoff, y otros
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Financial Peace Revisited
- New Chapters on Marriage, Singles, Kids and Families
- De: Dave Ramsey
- Narrado por: Nick Sullivan, CJ Critt
- Duración: 6 h y 59 m
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General
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Historia
Dave Ramsey's New York Times best-selling guide to better living through financial security, now completely revised and updated.
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Surprisingly disappointing - sorry dave
- De Sally en 12-06-12
De: Dave Ramsey
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Roth Conversion Secrets
- The 5 Biggest Mistakes Ira Millionaires Make…and Seven Questions to Determine if You’re Leaving a Fortune at the Doorstep of the IRS
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- Duración: 2 h y 32 m
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The subject of converting your IRA savings into Roth IRAs seems to be very controversial—and it shouldn't be. The established paradigms about when to convert and how much to convert are almost as useless as the popular opinions about which tax bracket one should convert into. And these false beliefs lead to several mistakes when doing Roth conversions.
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Is converting your IRA into a Roth for you?
- De Richard Hanes-Stetter en 02-25-25
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The New Retirement Savings Time Bomb
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If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.
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Very technical, good reference
- De chad johnson en 07-08-21
De: Ed Slott
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The Retirement Savings Time Bomb Ticks Louder
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Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.
De: Ed Slott
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Roth IRA for Beginners
- The Ultimate Guide to Investing, Conversions, Early Retirement Hacks, Withdrawals, and Inheritance: Master Basic Skills for Growing Wealth & Retirement Planning
- De: Daniel Hardt
- Narrado por: Brian Telestai
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Roth IRA for Beginners is the ultimate guide to help achieve your financial goals! Daniel Hardt, a financial advisor and early retiree at age 39, shares his wisdom to build financial literacy and empower others to control their money instead of the other way around. By the end, you’ll be equipped with a mind-set prepared to take calculated risks. There is no reward without risk! You will master the foundations and formulas which will allow you to control your finances in retirement.
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I needed this book.
- De Intro Elle W en 03-18-21
De: Daniel Hardt
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The Power of Zero, Revised and Updated
- How to Get to the 0% Tax Bracket and Transform Your Retirement
- De: David McKnight, Ed Slott - foreword
- Narrado por: Marc Cashman
- Duración: 3 h y 48 m
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There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. David McKnight provides a concise, step-by-step roadmap on how to get to the zero percent tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. In this expanded edition, McKnight has updated the book with a new chapter on the "2017 Tax Cuts and Jobs Act", telling listeners how to navigate the new tax law in its first year of being in effect, and how they can extend the life of their retirement savings by taking advantage of it now.
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Not a retirement finance book. salespitch for LIRP
- De Linda Mueller en 11-26-18
De: David McKnight, y otros
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Strategic Money Planning
- 8 Easy Ways to Put Your House in Order - Sustainable Wealth Series, Book 1
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Brenda, Kevin, and the kids were stuck...Brenda had taken a 20 percent pay cut and was told by her boss she should feel "lucky to still have a job". But they were already living paycheck to paycheck. How were they going to get by with 20 percent less income? Move. Brenda was offered a great job six states away. They'd have to sell the house, though. But they didn't have much equity. The few offers they received were lower than what they owed. Can't sell a house if you can't pay off your loan.
De: Josh Scandlen
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Roth Conversion Secrets
- The 5 Biggest Mistakes Ira Millionaires Make…and Seven Questions to Determine if You’re Leaving a Fortune at the Doorstep of the IRS
- De: Craig Wear
- Narrado por: Craig Wear, CFP®
- Duración: 2 h y 32 m
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The subject of converting your IRA savings into Roth IRAs seems to be very controversial—and it shouldn't be. The established paradigms about when to convert and how much to convert are almost as useless as the popular opinions about which tax bracket one should convert into. And these false beliefs lead to several mistakes when doing Roth conversions.
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Is converting your IRA into a Roth for you?
- De Richard Hanes-Stetter en 02-25-25
De: Craig Wear
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The New Retirement Savings Time Bomb
- How to Take Financial Control, Avoid Unnecessary Taxes, and Combat the Latest Threats to Your Retirement Savings
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If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.
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Very technical, good reference
- De chad johnson en 07-08-21
De: Ed Slott
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The Retirement Savings Time Bomb Ticks Louder
- How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom
- De: Ed Slott
- Narrado por: Dan Woren, Ed Slott
- Duración: 15 h y 14 m
- Versión completa
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General
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Historia
Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.
De: Ed Slott
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Roth IRA for Beginners
- The Ultimate Guide to Investing, Conversions, Early Retirement Hacks, Withdrawals, and Inheritance: Master Basic Skills for Growing Wealth & Retirement Planning
- De: Daniel Hardt
- Narrado por: Brian Telestai
- Duración: 5 h y 1 m
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General
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Historia
Roth IRA for Beginners is the ultimate guide to help achieve your financial goals! Daniel Hardt, a financial advisor and early retiree at age 39, shares his wisdom to build financial literacy and empower others to control their money instead of the other way around. By the end, you’ll be equipped with a mind-set prepared to take calculated risks. There is no reward without risk! You will master the foundations and formulas which will allow you to control your finances in retirement.
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-
I needed this book.
- De Intro Elle W en 03-18-21
De: Daniel Hardt
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The Power of Zero, Revised and Updated
- How to Get to the 0% Tax Bracket and Transform Your Retirement
- De: David McKnight, Ed Slott - foreword
- Narrado por: Marc Cashman
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There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. David McKnight provides a concise, step-by-step roadmap on how to get to the zero percent tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. In this expanded edition, McKnight has updated the book with a new chapter on the "2017 Tax Cuts and Jobs Act", telling listeners how to navigate the new tax law in its first year of being in effect, and how they can extend the life of their retirement savings by taking advantage of it now.
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Not a retirement finance book. salespitch for LIRP
- De Linda Mueller en 11-26-18
De: David McKnight, y otros
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Brenda, Kevin, and the kids were stuck...Brenda had taken a 20 percent pay cut and was told by her boss she should feel "lucky to still have a job". But they were already living paycheck to paycheck. How were they going to get by with 20 percent less income? Move. Brenda was offered a great job six states away. They'd have to sell the house, though. But they didn't have much equity. The few offers they received were lower than what they owed. Can't sell a house if you can't pay off your loan.
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Tax-Free Income for Life
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Historia
American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next 10 years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do?
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Financial Education
- De Flyboy91 en 12-12-20
De: David McKnight
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Top 10 Ways to Avoid Taxes
- De: Mark J. Quann, Josh Shapiro
- Narrado por: Michael Quinlan
- Duración: 2 h y 37 m
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Historia
Strategies for building wealth and avoiding excessive taxation from one of the most original finance thinkers of our time. Top 10 Ways to Avoid Taxes will teach you what the top 1 percent know about money and the tools they use to grow, protect, and pass that wealth to their heirs tax free.
-
-
Good If It's Your 1st Financial Book - Nothing New
- De Amazon Customer en 01-27-21
De: Mark J. Quann, y otros
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The Five Years Before You Retire
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- De: Emily Guy Birken
- Narrado por: Callie Beaulieu
- Duración: 6 h y 15 m
- Versión completa
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General
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Narración:
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Historia
Even though half of all Americans put money aside for retirement, it isn't until they reach their 60s that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401(k) program to enrolling in Medicare to discussing housing options with your family.
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Very basic information
- De KC en 01-02-17
De: Emily Guy Birken
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Relax & Retire
- Debunking Inflation Fears
- De: Josh Scandlen
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- Duración: 2 h y 59 m
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General
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Historia
Inflation worries keeping you from retiring? Are you stuck in a Crappy, Old Job (COJ) feeling hopeless that you'll never be able to leave? Have no fear! We destroy the fear-mongers in this book with example after example of how wrong the naysayers are. Oh, they won't stop with the peddling of doom and gloom mind you. They'll still say you need millions to retire! And who can blame 'em? It's profitable being a prophet of doom.
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VERY repetitive and long winded
- De Pathguy en 12-11-24
De: Josh Scandlen
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The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich (Expanded and Updated)
- De: Timothy Ferriss
- Narrado por: Ray Porter
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General
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Narración:
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Historia
Forget the old concepts of retirement and a deferred life plan. There is no need to wait and every reason not to, especially in unpredictable economic times. For living more and working less, this book is the blueprint. This expanded edition includes dozens of practical tips and case studies from people who have doubled their income, overcome common sticking points, and reinvented themselves using the original book.
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Read with discernment
- De onlineshoppinggeek en 07-11-11
De: Timothy Ferriss
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The Simple Path to Wealth
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General
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Historia
This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
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Misleading, heavily biased
- De Cody Peralta en 07-19-19
De: JL Collins
Lo que los oyentes dicen sobre The Tax Bomb in Your Retirement Accounts
Calificaciones medias de los clientesReseñas - Selecciona las pestañas a continuación para cambiar el origen de las reseñas.
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- Amazon Shopper
- 01-26-21
For EVERYONE retired or saving for retirement
EVERYONE retired or saving for retirement should read this book. (PERIOD)
The benefits of a ROTH IRA are so overlooked, people miss out on all the tax savings and $ saving, big time!
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- L Poindexter
- 01-02-20
Valuable Info
I knew very little about a Roth IRA before listening to this book. I recommend this book to anyone with retirement investments or looking to diversify.
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- Pathguy
- 07-11-24
Not much more than common sense
It’s a short audiobook and I was expecting he would get to the point quickly, but instead it got distracted and rambled about things that aren’t as interesting or relevant. Basically he recommends Roth conversion but gave little details and this audiobook could be way shorter. also watched his YouTube videos which supported my opinions of the audiobook that the author is very short sighted and whines a lot about everything and everyone else. He thinks AI is dead because it uses too much energy? clearly an uninformed person who’s extremely opinionated which is a terrible combination. most of what he talked about retirement finance is just common sense and there are way more pleasant and knowledgeable people to get advice from.
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