Presupuestación y Gestión Financiera

San Francisco, 1866: una monja irlandesa, embarazada y abandonada por un aristócrata chileno tras una apasionada relación, da a luz a una niña a la que llama Emilia del Valle. Criada por su cariñoso padrastro, Emilia se convertirá en una joven brillante de gran personalidad, autónoma e independiente, que desafiará las normas sociales de su tiempo para profesar su verdadera pasión y vocación: la escritura.

Cazzu es una de las traperas más importantes de Latinoamérica. No es casual que la llamen La Jefa. No es casual que su perreo moleste a muchos, interpele a tantas, y no deje indiferente a nadie. Durante años, Cazzu se enfrentó a una pregunta: “¿Cómo se siente tener éxito en un género musical tan machista?”. Y como le ocurre a casi cualquier mujer virtuosa y con notoriedad, le pidieron que diera explicaciones. Pero ¿por qué se lo preguntaban más a ella que a los hombres? Y, sobre todo, ¿es realmente machista el reggaetón?

La Guía Definitiva para Ganar Cualquier Discusión Sin Perder la Calma (o Tus Relaciones) ¿Te cuesta hacer valer tu punto de vista en debates, negociaciones o conversaciones cotidianas? ¿Alguna vez te has sentido manipulado, superado o acorralado en medio de una discusión? ¿Quieres aprender las tácticas psicológicas que los grandes persuadores utilizan para ganar, manteniéndose éticos y serenos? Si respondiste "SÍ" a alguna de estas preguntas, no estás solo. Todos los días, muchas personas se sienten frustradas, incomprendidas o sobrepasadas en conversaciones que realmente importan.

Para muchas parejas, el TDAH no es solo un desafío personal, sino también un reto para la relación. La impulsividad, el olvido, la desregulación emocional y las dificultades en la gestión del tiempo pueden generar tensión, resentimiento y distancia emocional. No estás solo. El TDAH puede hacer que el matrimonio se sienta como una batalla cuesta arriba, pero no tiene por qué ser así.

James Clear nos brinda fantásticas ideas basadas en investigaciones científicas, que le permiten revelarnos cómo podemos transformar pequeños hábitos cotidianos para cambiar nuestra vida y mejorarla. Esta guía pone al descubierto las fuerzas ocultas que moldean nuestro comportamiento - desde nuestra mentalidad, pasando por el ambiente y hasta la genética - y nos demuestra cómo aplicar cada cambio a nuestra vida y a nuestro trabajo. Después de leer este libro, tendrás un método sencillo para desarrollar un sistema eficaz que te conducirá al éxito.

Uniendo el punto de vista científico, psicológico y humano, la autora nos ofrece una reflexión profunda, salpicada de útiles consejos y con vocación eminentemente didáctica, acerca de la aplicación de nuestras propias capacidades al empeño de procurarnos una existencia plena y feliz: conocer y optimizar determinadas zonas del cerebro, fijar metas y objetivos en la vida, ejercitar la voluntad, poner en marcha la inteligencia emocional, desarrollar la asertividad, evitar el exceso de autocrítica y autoexigencia, reivindicar el papel del optimismo....

Al finalizar este libro, estarás preparada para: Silenciar a tu crítica interior y dar voz a tu animadora interna que te proporcionará dosis diarias de positividad. Descubrir y abrazar tus cualidades únicas, transformándolas en tus superpoderes. Cultivar una imagen corporal positiva que irradie autenticidad, incluso en una era de apariencias idealizadas. Convertir tus fracasos en lecciones y transformar los reveses en relatos épicos de resiliencia. Desarrollar una práctica de gratitud que destaque la belleza de la vida cotidiana...

¿Te sientes atrapado en tu propia mente, luchando constantemente contra el estrés, la duda y el análisis excesivo? ¿Tus pensamientos tóxicos están saboteando tu felicidad y tus relaciones? ¿Desearías poder silenciar el ruido en tu cabeza y vivir con claridad y confianza? Para muchos, el pensamiento excesivo no es solo un hábito ocasional, sino una tormenta constante de preocupaciones, dudas y escenarios catastróficos. Te mantiene despierto por las noches, te roba la alegría y genera conflictos innecesarios en tus relaciones. ¿Lo peor? Parece imposible detenerlo.

En TDAH y Tú, exploramos cómo el TDAH impacta nuestra vida diaria y cómo podemos trabajar con él en lugar de contra él. Ya sea que te hayan diagnosticado de niño o que hayas descubierto el TDAH en la adultez, este libro te ayudará a aceptar la forma única en que funciona tu cerebro y a convertir tus desafíos en fortalezas. El TDAH puede traer desafíos, pero también aporta creatividad, resiliencia y habilidades únicas que pueden llevarte a una vida plena y extraordinaria. Si estás listo para dejar de luchar y empezar a prosperar, este libro te mostrará cómo lograrlo.

Descubre los secretos para eliminar pensamientos y conductas negativas y desbloquear todo tu potencial para el éxito. Si te sientes atrapado, abrumado o incapaz de escapar de tus pensamientos negativos, este libro te pondrá en el camino correcto. Ya sea que esta negatividad provenga de una relación pasada que terminó mal, un trauma infantil, un fracaso profesional o simple inseguridad, este libro te ayudará a reconocer cómo la negatividad consciente (y muchas veces inconsciente) afecta tu personalidad, tu perspectiva y tus decisiones.

In Communication Skills for Women, you'll discover how to overcome societal expectations, advocate for yourself, and turn everyday interactions into opportunities for connection and influence. From handling interruptions with grace to expressing emotions without fear, each chapter is packed with actionable strategies and real-life insights.

¿Qué pasaría si la felicidad, el éxito y el amor fueran más fáciles de alcanzar de lo que crees? En su nuevo audio libro, Mel Robbins, reconocida experta en motivación y mentalidad, te propone un enfoque revolucionario: aprender a soltar. Soltar las expectativas, el control, las comparaciones y el miedo para empezar a vivir plenamente.

El poder de la mente subconsciente es un libro de autoayuda publicado por primera vez en 1963 por el autor Joseph Murphy. El libro sostiene que la mente subconsciente es una fuente de poder ilimitado que puede utilizarse para lograr cualquier objetivo.

Un escritor que curiosamente responde al nombre de Juan José Millás recibe el encargo del periódico en el que colabora para escribir el que, cree, puede ser su último reportaje. Por ello debe pensar con cuidado el tema que sirva de broche de oro a toda una carrera.

En De animales a dioses, Yuval Noah Harari traza una breve historia de la humanidad, desde los primeros humanos que caminaron sobre la Tierra hasta los radicales y a veces devastadores avances de las tres grandes revoluciones que nuestra especie ha protagonizado: la cognitiva, la agrícola y la científica.

📘 The Wealth Standard Build Wealth with Systems. Scale with Discipline. Live Without Apology. You don’t need another money hack. You need a system that never breaks. In *The Wealth Standard*, Cenaris delivers a no-fluff, hard-hitting guide for those tired of financial chaos, emotional decisions, and hustle without results. This isn’t theory. It’s a battle-tested operating system—built on timeless principles, ruthless simplicity, and cold logic. Inside, you’ll learn how to: ✅ Think like a machine—so emotion never sabotages execution ✅ Build wealth quietly—without relying...

¿Estás cansada de vivir al límite y sentir que el dinero siempre te falta? Tu dinero, tu libertad es una guía clara, compasiva y práctica para mujeres que quieren salir del ciclo de vivir al día y construir una vida de estabilidad, seguridad y propósito financiero. Este libro no promete fórmulas mágicas. Te ofrece algo mejor: Una hoja de ruta realista para transformar tu mentalidad, organizar tus finanzas y empezar a generar riqueza de forma estratégica, sin importar en qué punto estés. En este libro aprenderás a: ✅ Crear un presupuesto que se adapte a tu vida real y no te ...

Struggling to understand your credit rating? Should you get a new credit card? What loans are best for your situation? How much insurance do you really need? When should you start saving for retirement? Why is an emergency fund important? Find the answers to all of that and more! Here’s a clear roadmap for your successful future! How do you prepare for a future that's becoming increasingly uncertain? The future might seem scary, but it doesn't have to be. With this guide, you can learn to take control of your finances and build a robust foundation for your bright future. Finding ...

Unlock the secrets to building wealth with Personal Finance Made Simple, a powerful guide designed to help you grow financially through education, strategy, and community support. Whether you're just beginning your financial journey or looking to level up your wealth-building game, this book offers practical insights and resources that you can apply immediately. Inside, you'll discover: The foundations of personal finance and why financial literacy is your most valuable asset. The Wealth Squad Community on Discord — a vibrant network of peers, daily tips, success stories, workshops, and ...

Imagine a life where your money works for you, where budgeting is empowering, debt is behind you, and investing becomes second nature. That’s the promise of The 6-Figure Shift, a complete blueprint for transforming your financial future, starting exactly where you are. In this practical, no-nonsense guide, you'll learn how to: Adopt the Mindset of Financial Freedom: Rewire limiting beliefs and step into a mindset of abundance and growth. Master Smart Budgeting: Build a personalized budget that prioritizes savings, investments, and meaningful living. Eliminate Debt Strategically: Choose ...

Money Uncluttered: Transform Your Finances, Transform Your Life Are you drowning in bills, subscriptions you’ve forgotten, and financial decisions that feel impossible? It’s time to break free. Discover the Power of Financial Minimalism Money Uncluttered by Gary Covella, Ph.D., offers a proven, step-by-step framework to strip away the noise and complexity that’s holding you back. In just 30 days, you’ll go from overwhelmed and anxious to confident and in control—no jargon, no gimmicks, just simple, actionable strategies that work. What You’ll Gain Clarity & Control: Learn how to...

What if true wealth had nothing to do with money? This inspiring and thought-provoking book offers a profound exploration of poverty, wealth, human dignity, and the values that truly elevate a person. More than a critique of modern economics or a motivational guide, The Wealth of Being is a call to awaken your soul, reclaim your personal power, and build a life rooted in wisdom, character, and purpose. Through a powerful collection of universal reflections, timeless quotes, and original insights from thinkers like Jaime Bedoya Martínez and José Colombia, this book challenges conventional ...

Financial Quicksand: Get Out. Stay Free. Live On Your Terms. Have you ever looked around and thought, “How did I get here?” Credit cards maxed out. Bills piling up. Money going out faster than it’s coming in. You’re not alone and you’re not crazy. You’re just stuck in financial quicksand. In this raw, real, and eye-opening book, Steph Wynne takes you on a personal journey through the highs, lows, lessons, and hard resets that come with living in debt, dodging collectors, and choosing peace over pressure. No fluff. No finance degrees. Just real stories, real strategies, and real ...

In just ten short, accessible, and inviting chapters, Rethinking Investing: A Very Short Guide on Very Long-Term Investing presents straightforward steps that ordinary people can take to better invest their money. This book dispels myths about the value of investment managers, highlights emotional tendencies that can cloud our financial judgment, explains why index funds are a savvy choice, and reveals secrets like why it's better to wait until age seventy to receive Social Security benefits—along with the calculations that make this decision crystal-clear.

Millionaire Milestones will change the way you think about money—teaching you a wealth-building mindset and arming you with the facts and figures you need to hit your financial goals, without sacrificing your time and happiness. It’s a progressive strategy that you can adapt for any stage of your journey.

For nearly two years, Ashlee Piper challenged herself to buy nothing new. And in the process, she got out of debt, cut clutter, crushed her goals, and became healthier and happier than ever—all the things she’d always wanted to do but “never had time to” (because she was mindlessly scrolling, shopping, spending, and stressing). After a decade of fine-tuning, No New Things guides listeners through the same revolutionarily simple challenge that has helped thousands of global participants find freedom and fulfillment in just thirty days.

The market is shaking. Will you freeze—or will you thrive? The Smart Investor’s Guide to Investing in a Volatile Market is your no-nonsense playbook for building wealth when everyone else is panicking. Written by seasoned investor, Dr. Peter Valenzuela, this actionable guide transforms fear into confidence with practical strategies for navigating market uncertainty. Whether you're new to investing, protecting your retirement, or refining your portfolio, this book gives you the tools to make smart, steady moves when it matters most. Inside, you'll discover: Why volatility is your ...

Timeless Wealth: Traditional Investment Strategies for the Modern Professional is a groundbreaking financial guide designed specifically for today’s young professionals and middle-class individuals seeking lasting financial security and independence. With a fresh perspective on age-old investment principles, this book bridges the gap between time-tested strategies and the modern financial landscape—empowering readers to build enduring wealth rooted in values, resilience, and informed decision-making. The book begins by redefining wealth in the 21st century—not merely as an ...

In The Power of Cash, Professor Jay Zagorsky, former advisor to the Boston Federal Reserve, delivers a startlingly insightful and eye-opening discussion of the harmful and unintended consequences of the demise of paper money. The author convincingly argues that cash is an essential and helpful tool that's worth preserving for the long run.

THE STAR PRINCIPLE is a vital book for any budding entrepreneur or investor (of grand or modest means). It is also invaluable for any ambitious employee who realises the benefits of working for a Star venture—real responsibility, fast personal development, better pay, great bonuses and valuable share options.

If you’re tired of motivational fluff, endless side-hustle hacks, and financial “gurus” yelling at you on social media while secretly leasing their lifestyle—this book is your sanctuary. Money Moves: The Silent Game reveals what the wealthy actually do—and what they’ll never post about. This isn’t theory. This is the silent blueprint the rich use to stack, scale, and disappear into peace, freedom, and time-rich living.

In Wealth Is a Mindset, Shang Saavedra, Founder of Save My Cents and top personal finance coach, creates a judgment-free space for listeners to learn about personal finance and make their dreams of financial independence come true, one cent at a time.

An Ear-Catching Blueprint for Passive Income Struggling to find practical, real-world advice amid all the “get-rich-quick” hype? This engaging audiobook cuts through the noise to guide you step by step toward steady, diversified revenue—whether from real estate, online projects, or creative endeavors. It merges authentic examples with proven tactics, so you know exactly how to structure your cash flow, protect your assets, and keep growing for the long haul.

¿Te gustaría que tu familia entera aprendiera a manejar el dinero con inteligencia? En "Enseñanzas Financieras para Niños y Adultos" encontrarás herramientas prácticas para ahorrar, invertir y tomar decisiones económicas sabias en familia. Con ejemplos claros, actividades didácticas y consejos simples, tanto niños como adultos podrán desarrollar hábitos financieros saludables. Haz del dinero un tema familiar y construyan juntos la libertad financiera!

Find out what many in the financial world don't want you to know. Laid-back investing is not only easier, it can actually make you richer. Learn how to kill off debt, curb spending, find your best KiwiSaver fund, save painlessly, buy a house or be happy not buying one, and move confidently towards and through retirement (hint: you don't need $1 million). You'll also learn why it's best to 'set and forget' your investments. And why, beyond a certain point, having more money is not the key to happiness.

The buy-now-pay-later approach to personal finance is a trap. Immediate gratification tricks your brain into devoting a massive portion of your future income to payments for stuff you already purchased and consumed. Jay Rigler spent his 20s being normal, just like the rest of us. He found himself in a never-ending cycle of increasing spending and debt. Then, he decided to take control of his finances and escape the trap.

How to Buy Whole Life: A Framework for Becoming Your Own Banker is a practical guide for how to think about implementing Nelson Nash's Infinite Banking Concept (IBC) in your own life. The goal is to prepare the reader to feel competent and confident in approaching a life insurance agent in order to apply for your first or next IBC-style whole life insurance policy. Here's an overview, chapter by chapter: 1.

Are you constantly worrying about your finances, living paycheck to paycheck? Do you feel overwhelmed by debt and lack the knowledge to turn things around? If you answered "yes" to any of these questions, you're not alone. Financial Freedom Made Easy: Step-by-Step Guide to Eliminate Debt, Create a Financial Plan and Provide Financial Security for you and your Family is your ultimate guide to achieving financial stability and independence for you and your family. You see, financial stability isn't a myth or an unattainable dream.

Are you tired of working tirelessly without seeing real financial freedom? Wealth Time Freedom by Chad Peterson is your ultimate wake-up call—a brutally honest, no-fluff guide to breaking free from the cycle of working hard for someone else and instead building lasting wealth, time, and freedom. Why This Book? This isn’t another feel-good success story filled with empty motivation. Chad Peterson, a leading expert in mergers and acquisitions, has spent years in the trenches of business—buying, selling, and consulting for companies of all sizes.

In Living Life On Your Terms, you’ll discover how to break free from the traditional work-life grind by leveraging the power of put options and the derivatives market. This book is a blueprint for financial independence, showing you why traditional employment is a losing game, how money is nothing but debt, and why the only way to true wealth is by positioning yourself on the equity side—becoming the casino rather than the gambler.