Kristina explores the intersection of presidential races and economic policies and how they could affect financial futures, particularly for those nearing or enjoying retirement. She discusses past presidents and the economic policies of their administrations, highlighting lessons that can be learned. She touches on topics such as high inflation, high interest rates, Social Security taxation, and the Affordable Care Act. The conversation emphasizes the importance of proper retirement planning, including budgeting, living within one's means, and avoiding procrastination.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina shares proactive strategies to sidestep common errors and secure a comfortable and stress-free retirement. She emphasizes the importance of starting retirement planning early, even in your 20s, and highlights the benefits of saving even small amounts. She also discusses the importance of managing debt, prioritizing contributions to investments, and considering Roth conversions to lessen the impact of required minimum distributions (RMDs). Additionally, Kristina emphasizes the need for long-term care planning, maintaining a healthy lifestyle, and setting financial goals that go beyond just money.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses important considerations for individuals who are five years away from retirement. She covers topics such as financial preparedness, debt management, healthcare planning, social security maximization, estate planning, and lifestyle goals in retirement. Kristina also emphasizes the importance of updating estate plans regularly, considering tax implications, and communicating with loved ones about digital assets.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses the topic of Roth conversions and whether they make sense for individuals. They explore the differences between Roth contributions and conversions, the tax implications of conversions, and the potential benefits for estate planning. Kristina also discusses the challenges that Baby Boomers face in retirement, including the lack of pensions and low retirement savings.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses the five basic steps to retirement planning: income planning, expense management, investment management, healthcare and long-term care planning, and estate planning. She emphasizes the importance of following these steps to create a solid foundation for retirement. Kristina also explores various income options in retirement, including Social Security, pensions, annuities, real estate, options contracts, and limited partnerships.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses various retirement-related topics, including retirement savings, regrets, retirement destinations, and Social Security. She highlights the financial challenges faced by retirees, particularly women, and the importance of comprehensive financial planning. She also touches on the potential solutions for the Social Security funding issue, such as raising the cap on payroll taxes. Overall, the conversation emphasizes the need for individuals to plan and save for retirement to ensure a comfortable and secure future.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina discusses how to find the right financial advisor. She emphasizes the importance of working with a professional who will look out for your best interests and help you create a comprehensive financial plan. She also highlights the need for tax planning, income planning, estate planning, healthcare planning, and investment management in a retirement plan. Kristina advises against working with advisors who push one product and encourages listeners to trust their gut and ask important questions when choosing an advisor.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

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Kristina speaks to some recent financial news stories and ties them in to retirement planning. Topics include retirement savings, regrets, retirement destinations, and Social Security. She highlights the financial challenges faced by retirees, particularly women, and the importance of comprehensive financial planning.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

See omnystudio.com/listener for privacy information.