credit card are small sized plastic cards that can make life very simple. These cards allow you to purchase goods and services on credit, the money for which you can return at the end of every month. You can choose to pay the full amount of credit that you have borrowed from your credit card issuer or a minimum fixed amount every month. In case you pay only the minimum amount, remember that you will be charged an interest on your outstanding balance. There is a credit limit set for you by your card provider.

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Mentioned below are the top Gold credit cards available to customers in India:·

SBI Gold & More Credit Card·

BMB Gold & More Credit Card·

HSBC Bank Gold credit card·

PNB Global Gold Card·

Canara Global gold credit cards·

Bank of India Navy Gold·

Bank of India visa Gold Card·

Bank of India Visa Gold International Card·

Central Bank of India Visa Gold Credit Card· LIC Corporation Bank Gold Credit Card

There are many banks in India that provide different types of credit cards. The cards are divided based on the rewards and benefits they offer and the income and spend requirements of the applicants. Customers can choose any credit card that helps them avail a lot of benefits and is an ideal match for their requirements. For example – If you travel a lot, then a travel card is best for you as it can help you earn air miles, access airport lounges, etc. In India, credit cards are offered in collaboration with the following payment networks - Visa, MasterCard, American Express, Diner’s Club, etc.

Fuel Credit Cards

Fuel credit cards offer benefits on every fuel transaction that cardholders make. This card helps customers save on refuelling by providing them with cashback offers and fuel surcharge waivers. Some banks also offer accelerated rewards points on fuel transactions, if they are made at specific petrol pumps across India. The accumulated rewards points can be redeemed for refuelling for a predetermined value. Other additional benefits include activation bonus, entertainment benefits, dining, hotel and wellness offers, etc.

The annual and joining fees charged on Auto credit cards are very low and daily Metro/train commuters can greatly benefit by availing these cards. These cards double up as a travel card plus a normal credit card which can be used for shopping and other purchases. As a welcome offer, these cards come preloaded with certain amount of cash and they also have auto top-up facility. Customers can earn rewards points on top-ups and other transactions. Some cards also offer annual renewal deals, add-on card facility and surcharge waivers to cardholders.

Some of the popular auto/fuel credit cards are given as follows:·

IndianOil Citibank Platinum Credit Card·

IndianOil Citibank Titanium Credit Card

Contactless Credit Cards

Contactless credit card are equipped with a unique payment technology that allow cardholders to make payments by simply tapping their cards at POS terminals. These contactless transactions do not require the customers to enter any PIN number to make purchases and are extremely secure. These cards offer several benefits such as discounts, cash rewards, entertainment benefits, reward points, welcome gift, lounge access, concierge service, insurance policy, etc.