If you intend to make the most of your Standard Chartered credit cards, then using them smartly is the key. When used in a judicious manner, the consumer is empowered with borrowing options at no hidden cost or interest, extra protection from frauds and money-savings features like cashback and rewards. Let’s have a look at some of the advantages of using a credit card.

The best credit cards will charge 0% interest on purchase of goods and services, and allow the purchaser to pay off the full amount within a predetermined period. All you have to make sure is that the amount is paid off in full before the end of the interest-free period. Standard Chartered offers up to 18-23 day-interest-free periods. The general rule of thumb is to clear the debt in its entirety (not just minimum payment) by the due date so that no interest can be charged. Missing deadlines on credit cards mean interest will be added to the balance at the end of each month.

For more details visit this link: https://cardinsider.bcz.com/2022/05/02/what-are-the-benefits-of-a-standard-chartered-credit-card/

Safety

It is still wise to practice caution with your credit card details and its PIN and other important details. Learn how to report a stolen credit card or a fraud here.

Cashback and Rewards

There are several incentives on offer on the amount you spend using your credit card, depending on the features of the credit card. Cashback and rewards in the form of air miles and loyalty points are usually on offer for purchases done with a credit card. View the range of offers and promotions on the Standard Chartered credit cardWhat is the eligibility criteria to get a Standard Chartered Credit Card online?To apply for a credit card online with Standard Chartered, you will need to meet the following eligibility criteria:

● You are between 21 and 65 years of age

● You have a stable monthly income

● You belong to the credit card sourcing cities/locations of the bank

● You agree to all applications being subject to credit and other policy checks of the ban

How to apply for a Standard Chartered Credit Card?

For a Standard Chartered credit card, you can easily apply online and get an instant in-principle decision regarding your application approval.

● You can start the process by submitting your application online. Shortly thereafter, our bank representative will get in touch with you to confirm the online credit card approval. You may also be asked for further documents to complete the process.

● Your credit card should arrive within 7-15 days from when you submit your application form and documents. During this time, it will be subject to the final policy and verification checks by our bank. Please feel free to contact our bank anytime for an update on your application and our bank representatives will be ready to assist you.