• Fad Fiction: What the Latest Financial Trends Really Do to a Financial Plan
    Aug 28 2024

    Are you unwittingly falling for financial fads that could derail your wealth?

    What if we told you that some of history's brightest minds have been duped by financial manias? (Spoiler alert: Even Sir Isaac Newton wasn't immune!)

    Have you ever wondered how Ponzi schemes still manage to fool people? Or why seemingly rational investors get caught up in the dot-com frenzy? These aren't just isolated incidents - they're driven by timeless quirks in human psychology.

    From the South Sea Bubble of 1720 to the more recent Bitcoin boom, we're about to show you how understanding these historical patterns can help you make smarter financial decisions today.

    Tune in to learn how to spot red flags, diversify wisely, and implement strategies like Bank On Yourself. Don't let your brain sabotage your wealth - listen now and safeguard your financial future!

    00:00 Newton's Financial Folly

    00:58 Historical Financial Fads and Scams

    03:15 Welcome to Wealth Wisdom Financial Podcast

    07:37 Practical Tips to Avoid Financial Fads

    15:52 Bank On Yourself: Scam or Strategy?

    19:40 Conclusion and Final Thoughts

    Links mentioned in the show:

    • Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
    • Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community

    Watch on YouTube here: https://youtu.be/o8HBE5fe9D4

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    21 mins
  • How Financial Advisors Prey on Human Psychology
    Aug 21 2024

    Are your financial decisions truly your own, or are you being puppeteered by hidden psychological forces?

    What if we told you that your brain might be your biggest obstacle to financial success? (Spoiler alert: It probably is.)

    Watch as Amanda pulls back the curtain on behavioral economics. Have you ever wondered why you impulse-buy things you don't need? Or why you might feel tempted to sell all your stocks when the market takes a downturn? These aren't just random choices - they're driven by specific quirks in how our brains process financial information and risk.

    Are you ready for this quick, but crucial, history lesson on behavioral economics? It's time to learn how these discoveries revolutionized our understanding of financial decision-making.

    Others use these discoveries to get you to do what they want. By learning them, you can take more control of your financial destiny!

    Tune in and take charge of your financial future!

    00:00 Introduction: The Allure of Investment Opportunities

    01:19 Welcome to Wealth Wisdom Financial Podcast

    02:19 Meet Amanda Neely: Your Financial Psychology Guide

    04:33 The Birth of Behavioral Economics

    11:42 Cognitive Biases: The Hidden Forces in Financial Decisions

    16:49 How Financial Advisors Exploit Biases

    24:00 Join the Wealth Wisdom Financial Community

    25:43 Conclusion: Outsmarting Financial Biases

    Links mentioned in the show:

    • Schedule a Discovery Call here: https://www.wealthwisdomfp.com/call
    • Join the Wealth Wisdom Financial Community for more practical tips and a group of people to grow your wealth alongside: https://www.wealthwisdomfp.com/community
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    27 mins
  • Buying Lattes Verses Everything Else
    Aug 14 2024

    Which is more important to being more financially responsible: (1) the daily expense or (2) the major financial decision?

    Is penny-pinching and skipping small treats the key to financial freedom? Or, could it be that, if you get large expenses figured out, you can let the small things take care of themselves?

    What if there's a middle ground with way less guilt and shame?

    Don't worry, this episode isn't "stop buying lattes and you could be a millionaire." Yet, there is real, eye-opening math and an approach to money where you can secure your financial dreams AND enjoy life's small pleasures along the way.

    Ready to take a moment to smell the roses (or maybe the rose-flavored, direct-trade latte from your locally-owned shop). Stop "frugal fatigue." Ask for that raise. Start that side hustle. You can make your financial journey worth living.

    In this episode, we hope you find more joy! Jump in now.

    00:00 Introduction to 'Don't Sweat the Small Stuff'

    00:27 The Latte Factor Explained

    01:28 Welcome to Wealth Wisdom Financial Podcast

    02:28 Personal Stories and Financial Lessons

    03:42 Debunking Conspiracy Theories

    05:37 Comparing Financial Decisions

    13:39 Psychological Impact of Financial Choices

    20:09 Conclusion and Final Thoughts

    Links mentioned in the episode:

    • Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

    Watch on YouTube here: https://youtu.be/Q4Z7KD58PGo

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    23 mins
  • The Real Cost of Fees and Why You Should Care
    Aug 7 2024

    Are you intrigued by the hidden impact of fees on your retirement savings? Do you want to uncover the truth about compound interest's 'sneaky dark side'? Watch as Amanda and Brandon expose 5 key places where hidden fees might be lurking in your financial plans.

    They debunk the myths around compound interest and reveal how even small fees can devour a significant portion of your nest egg over time. Are you ready to learn about the real effects of fees on various financial strategies, including market investments, annuities, and whole-life insurance policies?

    It's time to take control of your financial future! This episode provides the insights you need to make informed decisions about your retirement savings. Don't let hidden fees silently erode your hard-earned wealth! Empower yourself with the knowledge to spot and minimize these sneaky costs, and set yourself on the path to a more secure financial future.

    00:00 Introduction to Compound Interest

    00:19 The Dark Side of Compounding

    01:06 Welcome to Wealth Wisdom Financial Podcast

    01:44 Understanding the Fee Apocalypse

    03:24 Identifying Hidden Fees

    04:13 Five Places to Find Fees

    07:42 The Importance of Fee Awareness

    08:50 Real-Life Fee Impact Examples

    12:11 Calculating the True Cost of Fees

    18:51 Analyzing 35 Years of Investment Returns

    19:20 Impact of Fees on Investment Growth

    22:34 Exploring Annuities as an Alternative

    25:53 Whole Life Policy: A Different Approach

    30:37 Final Thoughts and Summary

    Watch on YouTube here: https://youtu.be/Xjvlf6NuvtA

    Links mentioned in the episode:

    • Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
    • Check the expense ratio of funds: https://tools.finra.org/fund_analyzer/
    • The reasons why 401ks are a scam: https://www.bankonyourself.com/six-reasons-401k-scam.html
    • In-depth look at 401k fees: https://www.dol.gov/sites/dolgov/files/ebsa/about-ebsa/our-activities/resource-center/publications/a-look-at-401k-plan-fees.pdf
    • Information on Retirement plans: https://www.dol.gov/general/topic/retirement/consumerinfpension
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    35 mins
  • Debunking the Myths: 8 Common Misconceptions About Infinite Banking
    Jul 31 2024

    Are you curious about Infinite Banking? Do you want to sort the facts from fiction? Then watch as Amanda and Brandon address the 8 common misconceptions about the Infinite Banking concept. They debunk myths such as Infinite Banking being a get-rich-quick scheme, only for the wealthy, or a new and unproven concept.

    It's time to learn more about tax benefits, policy growth, and how Infinite Banking fits into a comprehensive financial plan! Whether skeptical or intrigued, this episode provides the clarity you need to make informed decisions about your personal and business finances.

    Don't let misinformation cloud your judgment and hold you back from financial freedom!

    00:00 Welcome to Wealth Wisdom Financial Podcast

    02:35 Common Misconceptions: Infinite Banking

    03:25 Misconception 1: It's a Get Rich Quick Scheme

    05:12 Misconception 2: It's the Same as Whole Life Insurance

    06:41 Misconception 3: It's Only for the Wealthy

    08:51 Misconception 4: It Replaces All Other Investments

    10:01 Misconception 5: The Returns are Guaranteed

    12:43 Misconception 6: It's Completely Tax-Free

    14:42 Misconception 7: It's a New or Unproven Concept

    16:14 Misconception 8: It Eliminates the Need for Traditional Banking

    18:37 Conclusion and Next Steps

    Links mentioned in the episode:

    • Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
    • Check out our past episode about using banks for your convenience rather than theirs: https://youtu.be/aeBP8qtSFQ8
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    21 mins
  • The Planner Perspective: Amanda Neely, CFP® on Integrating Infinite Banking into Your Financial Plan
    Jul 24 2024

    Do you ever wonder:

    • How does the Infinite Banking concept fit into a comprehensive financial plan?
    • Is it similar to or different from a traditional or a conventional financial method?
    • How does it work with more conventional methods?
    • Who does it work best for?
    • How much should someone put into their policy?

    Join Amanda Neely, CFP® as she answers these 5 questions generated by AI on how and how NOT to incorporate high-cash-value, dividend-paying whole life insurance into a financial plan.

    Yes, there's even a mention of Gandalf!

    00:00 Welcome to Wealth Wisdom Financial Podcast

    03:15 The Importance of Assumptions in Financial Planning

    06:08 Traditional vs. Conventional Financial Planning

    08:51 Integrating Infinite Banking with Other Strategies

    10:55 Who Benefits Most from Infinite Banking?

    14:55 Opportunity Costs and Financial Decision Making

    19:15 Personal Experiences with Infinite Banking

    Links mentioned in the episode:

    • Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

    Watch on YouTube here: https://youtu.be/nkcY_oZoYQE

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    26 mins
  • Infinite Banking Unveiled: Trends, Strategies, and Pitfalls with Brandon Neely
    Jul 17 2024

    Curious why Infinite Banking is becoming more and more popular? Ready to learn more about Infinite Banking?

    Join our in-house Authorized IBC Practitioner Brandon Neely as he tackles burning questions about this trending financial strategy.

    Questions Include:

    ▶︎ Why is Infinite Banking gaining massive popularity?

    ▶︎ How is it stacking up against traditional savings methods?

    ▶︎ How can you know the potential pitfalls you need to avoid?

    Get ready for the answer to all these questions as Brandon reveals how to assess if Infinite Banking aligns with your personal goals.

    Don't miss this chance to revolutionize your financial future - watch now and discover if Infinite Banking could be your key to unlocking unprecedented wealth!

    00:00 Introduction and Setup

    01:44 Question 1: Why is Infinite Banking Gaining Popularity?

    03:18 Question 2: Infinite Banking vs Traditional Strategies

    05:37 Question 3: Misconceptions and Pitfalls

    07:44 Question 4: Assessing Suitability for Infinite Banking

    10:30 Question 5: Future Threats to Infinite Banking

    13:07 Conclusion and Next Steps

    Links mentioned in the episode:

    • Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call

    Watch on YouTube here: https://youtu.be/l13svsa4DIQ

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    16 mins
  • 5 Bank On Yourself Professionals Share Why They Do What They Do
    Jul 10 2024

    What’s better than two Bank On Yourself Professionals helping you understand financial freedom? Obviously, it’s FIVE of them to learn from.

    Brandon, Ben, Sarry, Chris, and Ryan are here to tell us how they achieved financial freedom and why they want to help you get there too.

    This candid conversation helps you understand the importance of generational wealth, how to create a financial foundation that isn’t volatile, and the impact of financial education.

    These five professionals are sharing with you their unique stories and how they can help you achieve long-lasting financial security.

    00:00 Introduction: Discovering Your Passion and Purpose

    00:38 Background: The Journey of Banking Yourself Professionals

    02:53 Podcast Welcome: Wealth Wisdom Financial

    03:52 Infinite Banking: Building a Solid Financial Foundation

    05:08 Guest Insights: Why We Bank on Yourself

    13:13 Generational Wealth: The Long-Term Impact

    18:02 Faith and Finance: A Spiritual Perspective

    27:42 Closing Thoughts: Taking Control of Your Financial Future

    33:17 Final Call to Action: Schedule Your Discovery Call

    Links mentioned in the episode:

    • Schedule a Discovery Call with us here: https://www.wealthwisdomfp.com/call
    • Grab your very own copy of Five Smooth Stones here: https://www.wealthwisdomfp.com/shop (physical and digital versions available)

    Watch on YouTube here: https://youtu.be/aMtCUYRvs6I

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    36 mins