Episodes

  • What Happens When Social Security Runs Out?
    Jan 30 2025

    In this podcast episode, financial advisor Wes Capri discusses how Social Security is projected to run out by 2033-2035, and explores potential government solutions and personal planning strategies.

    Chapters🕓
    00:00 - Intro
    00:19 - SS Trust Fund Depletion
    03:00 - Sponsor
    04:03 - What Can the Govt Do?
    05:52 - What Can You Do?
    07:35 - Final Thoughts
    ________

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    9 mins
  • What New Regulations Mean for Your Crypto Investments
    Jan 23 2025

    In this episode, financial advisor Wes Cuprill dives deep into the crazy world of cryptocurrency, exploring its mind-boggling volatility and the potential regulatory changes on the horizon. He breaks down why crypto might be more like gambling than investing, while still remaining curious about its future potential.

    Chapters🕓
    00:00 - Intro
    00:14 - Welcome
    00:34 - Crypto Regulation
    01:45 - SEC Taskforce
    02:38 - Skepticism
    02:57 - Stability and Volatility
    05:01 - Standard Deviation
    06:10 - Sponsor
    07:12 - Revaluation
    07:55 - SEC Regulation
    08:47 - Crypto Bias
    09:33 - Historical Over-Hype
    10:04 - Correction and Stabilization
    11:02 - Final Thoughts
    ________

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    12 mins
  • This "Boring" Tax Strategy Could Make You Rich in Retirement
    Jan 16 2025

    Want to pay less in taxes? Smart tax planning isn't just about filing - it's about strategically timing your income and investments to keep more money in your pocket, especially with Social Security changes on the horizon and Medicare premiums to think about.

    Chapters🕓
    00:00 - Intro
    00:13 - Tax Planning
    02:54 - Importance of Tax Planning
    03:46 - Sponsor
    04:49 - How To Tax Plan
    06:56 - Conclusion
    ________

    Like what you heard? Listen to more episodes here: https://podcasts.apple.com/us/podcast/wealth-wise-women-podcast/id1768763274

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    8 mins
  • How Does the Social Security Fairness Act Impact Your Financial Future?
    Jan 10 2025

    Host Wes Cuprill explains how the new Social Security Fairness Act impacts government and public sector retirees. Learn how the elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could increase your retirement benefits.

    Key Points
    + Public sector workers can now receive full Social Security benefits alongside their government pensions
    + Important for teachers and others who held multiple jobs throughout their careers
    + Wait for official guidance before making financial changes
    + Consider consulting a financial advisor to optimize retirement strategy

    Contact Money and Clarity: 513-563-7526 | visitwithmc.com

    Chapters 🕓
    00:00 - Intro
    00:15 - Name Change
    00:57 - Social Security Fairness Act
    02:57 - Sponsor
    03:59 - What Should I Do?
    06:11 - Conclusion
    ________

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    8 mins
  • Could One Conversation Change Everything About Your Finances?
    Dec 19 2024

    In this insightful episode of the Wealth Wise Women Podcast, host Wes Cuprill dives into the often-taboo topic of discussing personal finance openly. Broadcasting from his home office, Wes explores a recent Kiplinger article that sheds light on the consequences of not talking about money, especially for women. With eye-opening statistics, he emphasizes the importance of financial education and encourages listeners to break the silence around money matters.

    Wes shares practical tips on how to make financial conversations less daunting, starting with open discussions between spouses. He stresses the need for both partners to be informed about their financial situation to avoid potential pitfalls, as illustrated by a poignant case study. Additionally, Wes advocates for personal financial education and the importance of having individual assets for security.
    ________

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    11 mins
  • Want to Take Control of Your Financial Future in 2025?
    Dec 12 2024

    Are you ready to take charge of your financial future? In this eye-opening episode of Wealth Wise Women, host Wes Cuprill breaks down the critical steps everyone needs to take before 2025.

    Chapter Markers:
    [00:00] The Wake-Up Call: Retirement Savings Reality
    [03:15] Insurance 101: Protecting Your Financial Foundation
    [07:30] Compound Interest: Your Secret Wealth Weapon
    [12:45] Budgeting Hacks: Finding Money You Didn't Know You Had
    [18:20] Breaking Barriers: Women's Economic Empowerment
    [22:00] Your 2025 Financial Roadmap

    Discover the shocking truth about retirement savings, learn how even $20 can transform your financial landscape, and uncover practical strategies to maximize your economic power.

    Get ready to challenge the narrative that women's economic potential is underestimated. Join us as we turn financial planning from a daunting task into an exciting opportunity for growth and security. Your future self will thank you for listening!
    ________

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    7 mins
  • How Can Women Navigate Speculative Bubbles in Investing?
    Dec 5 2024

    In this episode of the Wealth Wise Women Podcast, Wes Cuprill tackles the skepticism surrounding the financial markets and the importance of financial education, especially for women.

    Building on last week's discussion about the disparity in financial advice given to women, Wes delves into historical market trends, speculative bubbles, and the role of Wall Street in shaping financial perceptions.

    Discover why it's essential to educate yourself, seek professional advice, and engage in open conversations about money to overcome the distrust in the system. Learn about the significance of understanding market theories, the impact of speculative bubbles like the tulip mania and the GameStop craze, and how the AI boom may be contributing to another "castle in the sky" scenario.

    Wes emphasizes the importance of staying informed and optimistic, even amidst market uncertainties, and highlights the growing trend of women investing in the stock market.

    Tune in to gain insights into achieving financial success and fostering a more optimistic outlook on investing.
    ________

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    18 mins
  • Are Financial Advisors Giving Women the Short End of the Stick?
    Nov 29 2024

    Dive into the latest research revealing critical insights about financial advising practices.

    In this episode, Wes Cuprill breaks down a groundbreaking study from the American Finance Association that exposes significant biases in how financial advisors serve different genders.

    Learn why women often receive suboptimal financial advice, what questions to ask when choosing an advisor, and why the fiduciary standard matters more than ever.

    This eye-opening episode will help you navigate the complex world of financial planning with confidence.
    ________

    Study mentioned in the episode: https://drive.google.com/file/d/1HRWexK-HdSxUoVxLMF38lFheSmCP4g8_/view?usp=sharing

    Like what you heard? Listen to more episodes here: https://podcasts.apple.com/us/podcast/wealth-wise-women-podcast/id1768763274

    Follow us on Instagram: https://www.instagram.com/moneyandclarity

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    11 mins