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Welcome to Season 4 of The Swan Effect Podcast, with your hosts Arthi Rabikrisson and Malika Peterson!

It is the year they are officially calling "2020-Thrive"!

This new season will focus on how we can become our own financial superheroes inspired by fictional characters

Kicking off the season, episode 1 explores the importance of a wealth mindset and how this mindset involves thinking and acting in ways that foster abundance rather than scarcity.

Malika shares her personal experiences and the impact of childhood narratives on her financial mindset and actions. Arthi shares later on how a three-question approach can challenge limiting beliefs, with the questions being around:

• understanding why the belief exists,
• examining the evidence for it, and
• recognizing evidence of success.

Listen in to Malika and Arthi as they discuss:

• Defining a wealth mindset
• The contrast between a wealth and scarcity mindset
• Shifting the limiting beliefs that are affecting your mindset
• The link between a wealth mindset and emotional intelligence
• The importance of positive influences and being surrounded by success stories
• Practical tips such as daily gratitude and continuous learning
• Common challenges like fear of failure and impatience, plus urging listeners to embrace setbacks and maintain long-term thinking
• Getting into the habit of setting goals
• how to take small steps every day to shift your mindset and focus on abundance.

And so much more!

We would love to hear your views based on the concepts covered in this episode.

Do rate, write a review, and share with others.

This episode is proudly sponsored by Old Mutual Wealth.

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Unlock the secrets of wealth management and personal growth as Arthi and Malika take a look back at 2024, a year filled with "aha" moments that have shaped both their lives and listeners’ too. As they recount their journey and set the stage for ambitious goals in 2025, expect insights that will empower you to reflect on your own financial experiences and embrace the potential of online learning.

Some stand-out episodes to consider:

• Journey with us into the world of cryptocurrency and discover the transformative power of community-driven investment strategies. With expert guidance, we navigated the dynamic crypto market, finding clarity and purpose in our investments.
• Learn about Ubuntu, the South African concept fostering collective action, and how crowdfunding and crowdinvesting challenge traditional charity, empowering listeners to pursue personal and community wealth-building initiatives. These strategies prove that financial ventures are most powerful when shared and supported by a collective spirit.
• Gain valuable insights into the intersection of financial and mental wellness, particularly for women. The economic divide presents unique challenges, but inclusive banking can empower women to shape future generations' understanding of financial literacy.
• Hear from expert Tiaan Herselmann on South Africa's Two Pot System legislation, and
• Understand how mental health is integral to financial success, especially during Mental Health Awareness Month.

Round out the episode and season, Arthi and Malika encourage you to reflect on your achievements, learn to celebrate them wisely, and set your sights on ambitious goals for 2025. Embrace gratitude and reflection this holiday season as you chart your financial journey forward.

Take a listen to the episode and shift your mindset towards smart financial decisions.

We would love to hear your views based on the concepts covered in this episode.

Do rate, write a review, and share with others.

This episode is proudly sponsored by Old Mutual Wealth.

Send us a text

November = waiting for Black Friday deals for many people. This is the focus of Episode 10 in Season 3 where Arthi & Malika take a different look at Black Friday and how to strategise your spend.
As you know, this season's theme has been the advent calendar of investments.

Thus this episode offer a Black Friday 2 for 1 sweetener, as two advent calendar slots are unveiled, being (1) the importance of understanding assets versus liabilities, and (2) delayed gratification in wealth creation.

Arthi explains that assets generate income, while liabilities cost money. Many examples are discussed including residential property actually being a liability, and only really becomes an asset when the income generated from it exceeds the expenses, or a sale thereof generates a profit. Another example discussed includes the purchase of a G-wagon vs a tractor andw hich has teh potential to generate wealth over time.

Arthi then shares some examples on how you can use Black Friday to your advantage and move towards your wealth creation.

Malika makes an impactful point on how the way you see receiving money can have a direct effect on your wealth, which leads to emphasizing the need to delay gratification. For example use a large portion of a bonus to buy more assets than spending it all on 'want' or lifestyle items.

This episode is power-packed with tips and ideas, where Malika & Arthi discuss:

• The Black Friday origin story
• Understanding assets and liabilities
• Sharing examples of assets and liabilities
• How to utilise delayed gratification
• Leveraging debt and assets
• Practical steps to create wealth

and so much more

Remember: “Simply put, assets create wealth, liabilities stunt wealth.”
Take a listen to the episode and shift your mindset towards smart financial decisions.

We would love to hear your views based on the concepts covered in this episode.

Do rate, write a review, and share with others.

This episode is proudly sponsored by Old Mutual Wealth.