In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss various aspects of retirement planning, including the importance of understanding hidden fees in investment portfolios, strategies for reducing those fees, and the role of annuities in providing a stable income during retirement. They also touch on the lighter topic of holiday gift-giving and the dynamics of choosing the right gifts for loved ones. The conversation emphasizes the need for transparency and trust in financial advising, as well as the significance of making informed decisions about retirement savings and investments.

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This week, hosts Randy & Peggy Fisher discuss the importance of financial planning for retirement and the various types of annuities available. They emphasize the significance of income in retirement and share their philosophy on not losing money while ensuring clients get the best value for their investments. The conversation also touches on the importance of understanding financial tools and strategies to secure a comfortable retirement.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of the Real Retirees of New Jersey, hosts Randy and Peggy Fisher discuss various topics related to retirement planning, including their recent trip to Paris, perceptions of American politics abroad, the implications of tariffs and national debt, and the impact of inflation on retirement. They emphasize the importance of strategic financial planning to navigate economic uncertainties and ensure a secure retirement for their clients.

For more information visit www.therealretireesofnewjersey.com!

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This week, Randy and Peggy Fisher delve into the financial mismanagement surrounding recent election campaigns, highlighting the staggering amounts spent and the implications for voters. They transition into a discussion on personal finance, emphasizing the importance of budgeting and understanding expenses. The role of Social Security in retirement planning is examined, alongside concerns about its sustainability and the impact of government spending. The conversation concludes with a focus on inflation and the erosion of the dollar's purchasing power over time.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss the current political climate and its impact on the economy, including predictions of a recession and strategies for financial planning. They emphasize the importance of understanding demographic shifts, particularly the implications for Social Security as Baby Boomers retire. The conversation also covers the significance of budgeting and retirement planning, highlighting the need for tailored financial strategies to ensure a secure future for retirees.

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This week's conversation explores the intricate relationship between couples, families, and retirement planning. Randy & Peggy Fisher discuss the challenges couples face in engaging with financial planning, especially during significant life changes such as divorce or the loss of a spouse. They emphasize the importance of communication, teamwork, and tailored strategies to ensure both partners are involved and informed. Real-life stories illustrate the impact of proper planning and the emotional aspects of financial decisions.

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This week, Randy and Peggy Fisher delve into the emotional turmoil surrounding elections and its impact on financial decision-making. They highlight the role of confirmation bias in interpreting financial information, the importance of emotional detachment in investment strategies, and the necessity of diversification in portfolios. The discussion also touches on the implications of election outcomes on personal finances and retirement planning, comparing the U.S. retirement system with those of other countries. Ultimately, it emphasizes the need for rational financial planning amidst political chaos.

For more information visit www.therealretireesofnewjersey.com

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On this week's show, Randy and Peggy Fisher delve into the implications of political policies on retirement, focusing on their recent seminar discussing Trump and Harris' proposals. Randy and Peggy highlight the surprising aspects of these policies, particularly regarding taxes and Social Security. They emphasize the importance of understanding these policies for effective retirement planning. The discussion transitions into the complexities of Social Security, addressing common misconceptions and the historical context of the program.

For more information visit www.therealretireesofnewjersey.com

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