In this must-listen episode of the Prosperity Podcast, Kim Butler breaks down the critical question, “Where do you store your cash?” Drawing from 30+ years of financial expertise, Kim shares invaluable insights on the distinction between savings and investments, dismissing the common pitfall of chasing fleeting interest rates. Instead, she highlights the stability of whole life insurance from mutual companies as a superior cash storage solution. Tune in to grasp how you can secure your financial future with confidence and peace of mind.

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• Savings versus investments distinction.
• Chasing interest rates is futile.
• Whole life insurance as a cash storage solution.
• The impact of liquidity on quality investment opportunities.
• Context of cash-heavy trends in the financial community.
• The importance of clarifying emergency fund levels within families.
• Advising against frequent changes in liquid accounts due to interest rates.
• Mutual Life Insurance as a safe, reliable liquid storage option.
• Misunderstandings and misinformation about whole life insurance.
• The value of long-term financial products over short-term solutions.

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Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

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In this engaging episode of the Prosperity Podcast, meet Emma Herman in her debut appearance. Dive into her unique journey from maxing out a 401k to leveraging whole life insurance for real estate investments. Gain valuable financial tips and discover what being a Prosperity Thinkers means to her. A must-listen for fresh perspectives on financial freedom!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• Connect with Emma Herman
• emma@prosperitythinkers.com

Show Notes

• Emma’s interest in personal finance sparked by fiancé.
• Fascination with life insurance for real estate leverage.
• Transition from traditional 401k to whole life insurance policy.
• Emma’s approach to leveraging life insurance for real estate.
• Description of Emma’s real estate investments.
• Balancing real estate investments with life insurance repayments.
• Advice to friends and peers about affording property.
• Explanation of financial discipline and transitioning strategies.
• Emma’s role in advising personal financial strategies with insurance.
• Importance of tailoring advice to individual financial stages.
• Emma’s definition and view of Prosperity Thinkers.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

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On this episode of the Prosperity Podcast, financial expert Kim Butler reflects on the advice she would give her 18-year-old self. From earning and saving money early on to understanding the value of hard work, Kim shares invaluable lessons. Spencer also chimes in with his experience, making it a discussion rich with practical insights. Whether you’ve been handed financial opportunities or have earned them through hard work, this episode emphasizes the importance of gratitude and leveraging your resources wisely. Tune in for an inspiring and actionable conversation!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• Kim’s early financial journey: Milk money and college without debt.
• Financial habits: The importance of work and saving.
• Challenges today: Kids and early work opportunities.
• Spencer’s background: Music career and Silicon Valley insights.
• Seeing opportunities and racing to them.
• Relationship dynamics: Earning vs. being given financial support.
• Observations in college: The difference in student behaviors based on financial backgrounds.
• Finding communities within college based on financial responsibilities.
• Crossing over: Being responsible regardless of financial background.
• Key advice: Gratitude and leveraging opportunities.
• Managing inherited and earned wealth: Tips for listeners.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.
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Join Prosperity Thinkers for an enlightening discussion on the power of ordinary actions in achieving extraordinary results. Inspired by a tweet from a business influencer, Kim and Todd Langford share insights from their 30-year careers and emphasize the importance of consistent, “boring” inputs to succeed in personal finance and beyond. Discover practical steps to improve your financial health and relationship with money. A must-listen for anyone seeking long-term prosperity!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• https://x.com/i/bookmarks?post_id=1818630283219833115

Show Notes

• Tweet highlighting boring inputs lead to exciting outputs.
• Personal experiences in long-term careers.
• Essence of boring yet essential financial products.
• Drawing parallels between life insurance and personal finance.
• Human behavior in finance: science vs. art.
• Importance of consistent, repetitive actions for success.
• Fast-food society vs. the need for patience.
• Balancing quick starts with the need for systematic work.
• Essential element: saving or paying yourself first.
• Long-term cash flow management’s critical role.
• Combining technology and traditional methods in saving.
• The impact of inflation on long-term finances.
• Relationship with money: prosperity mindset.
• Fear-based modes and wealthy individuals.
• Power dynamics in financial capability.
• Fear-based financial planning and its consequences.
• The detrimental notion of retirement.
• Wealthy individuals’ philanthropy and ulterior motives.
• Short-term vs. long-term financial gains.
• Encouragement for listeners to aim for long-term financial stability.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

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In this episode of the Prosperity Podcast, Kim and Spencer dive into back-to-school routines with practical tips for families. Learn about the three essential E’s: Expectations, Expenses, and Extra Pay, and how these can foster financial competency in kids. With Kim’s unique insights from being raised by teacher parents and her experiences as a community leader, this episode offers actionable advice to help young families navigate financial lessons at home. Perfect for parents looking to instill valuable life skills in their children!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• http://prosperityparents.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• The “three Es” for back-to-school routines.
• Kim reflects on the importance of financial competency over financial literacy.
• Starting expectations without monetary reward.
• The significance of teaching children about expenses.
• Extra pay for additional tasks and fostering a work ethic.
• Practical application of pay rates and job evaluations.
• Encouraging entrepreneurial thinking in children.
• Using project-based payments to teach value of work.
• Communicating new routines effectively within the family.
• Recalibrate routines and habits as the seasons change.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

Dive into The Prosperity Podcast as financial expert Kim Butler breaks down the art of true financial literacy! Discover why just picking stocks or cryptos isn’t enough and what schools often miss. Learn about practical tools like Truth Concepts calculators and how to teach kids real-world money skills through fun and engaging activities. Essential listening for anyone wanting to master their finances and impart valuable knowledge to the next generation!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• https://prosperitythinkers.dinnertable.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler
• www.truthconcepts.com

Show Notes

• High school misconceptions about financial literacy.
• Young adults equating financial literacy to picking cryptocurrency.
• Time value of money explained.
• The inadequacy of basic calculators for financial calculations.
• Teacher competency in financial literacy.
• The influence of financial institutions on education.
• Importance of financial competency.
• Hands-on approach: Teaching kids about income and expenses.
• Practical lessons – grocery shopping as a financial exercise.
• Cashflow lessons for kids.
• Earning and spending – learning the value of money through chores and gigs.
• Differentiating good and bad debt.
• Leveraging cash flow and understanding different types of debt.
• Human leverage – outsourcing tasks.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

This episode tackles the provocative idea of “retirement” as a detrimental societal construct. Kim reveals why rethinking retirement is crucial, emphasizing longevity, meaning in work, and financial strategies. Perfect for anyone re-evaluating their future!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• https://prosperitythinkers.dinnertable.com/
• https://prosperitythinkers.com/action/
• https://www.youtube.com/@KimDHButler

Show Notes

• Origin and negative impact of the concept of retirement.
• Importance of finding meaningful work regardless of age.
• Story about college graduates’ views on retirement.
• The impact of longevity on retirement planning.
• Egaging with energy as a means to sustain vitality in old age.
• Inflation and its impact on financial planning for older age.
• Encouragement to use a portion of savings to pursue new work or investments.
• Importance of finding work that aligns with your God-given talents.
• Shifting to online education to reach a broader audience and create a more sustainable
  business model.
• Encouragement to join like-minded communities for mutual support and learning.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.

• iTunes
• RSS

Kim and Todd tackle the impact of major events on families and illustrate how to lead through change effectively. They explore strategies for maintaining a positive mindset, preparing physically and financially, and teaching leadership skills to children during crises. Kim shares practical tips on creating “go-bags” and ensuring emergency funds, making this episode invaluable for anyone looking to bolster their family’s resilience. Tune in for a thoughtful guide on steering your loved ones through life’s unexpected challenges.

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

Links and Resources from this Episode

• For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/
• https://prosperitythinkers.dinnertable.com/
• https://prosperitythinkers.com/action/

Show Notes

• Changes in leadership: Huge recent announcement.
• Impact on presidency and technology: Not just politics.
• Response to events: Be a learner, not a gossiper.
• Adjusting mindsets: Critical first step.
• Skill in mindset adjustment: Personal anecdotes.
• Importance of go bags: Be prepared.
• Emergency fund necessity: Good decision-making.
• Trauma response: Grow or shrink.
• Leadership during serious events: Key strategies.
• Who your family follows: Importance of positive leadership.
• Teaching children leadership: Practical steps.
• Memorizing critical info: Leadership prep.
• Leadership skills: Choose what to pay attention to.
• Identifying good leaders: Teach children.
• Being a follower: Equally important skills.
• Awareness and responsibility: Impact on families during leadership changes.

Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!

Review and Subscribe
If you like what you hear please leave a review by clicking here

Subscribe on your favorite podcast player to get the latest episodes.
iTunes
RSS