Episodes

  • TPP608: How the budget will affect the property market (and the country)

    TPP608: How the budget will affect the property market (and the country)
    Nov 7 2024
    The Budget dust has finally settled, and after a week of analysis, we’re revealing the real impact on property investors. (00:47) News story of the week (02:12) Stamp duty changes (12:02) The surprising outcome of capital gains tax (14:53) Will national insurance increases affect employment? (20:37) Labour’s first budget Overall reactions (31:49) How will the budget affect the market? (32:25) Hub Extra Links mentioned: Pre-order Rob D’s book, Seven Myths About Money Property Hub YouTube channel Rory Sutherland’s book Rory Sutherland on YouTube Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
    Show more Show less
    35 mins
  • ASK453: What if I can't pay the tax when I sell? PLUS: How do I get my dream job in property?

    ASK453: What if I can't pay the tax when I sell? PLUS: How do I get my dream job in property?
    Nov 5 2024
    Rob & Rob are back to offer their advice to two more listeners!  (0:42) Since buying his first property in Derby in 2021, Carl’s now completing on a fourth in Doncaster, with the portfolio’s value increasing by over £80,000 in just three years! With two mortgages due for renewal in 18 months, he's considering remortgaging, but is concerned about the potential impact of capital gains tax if he decides to sell later, and it exceeds the new mortgage. He turns to Rob & Rob for their advice - what will they suggest? (4:35) Luke’s eager to build a career in the property industry, where his true passion lies. With a background in recruitment and customer service, he asks the guys for their tips on breaking into the property world professionally. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
    Show more Show less
    8 mins
  • TPP607: Budget Reaction: How are property investors affected?

    TPP607: Budget Reaction: How are property investors affected?
    Oct 31 2024
    The wait is over! After months of anticipation, the budget announcement has finally dropped. With endless speculation around changes to capital gains tax and more, landlords and investors have been left wondering what these updates mean for their investments. In this episode, Rob & Rob share their candid reactions and break down the budget’s biggest announcements every investor needs to know. Find out how these changes could impact the property world and what it means for your investment strategy – tune in now! Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
    Show more Show less
    9 mins
  • ASK452: Should I sell up in the south? PLUS: Is it time to cut the rent?

    ASK452: Should I sell up in the south? PLUS: Is it time to cut the rent?
    Oct 29 2024
    Happy Tuesday! Rob & Rob are back and answering two more of your questions!   (0:38) With four properties in the South-East, split between personal ownership and a limited company, Richard’s weighing up the investment potential of the area against the rest of the country. He’s considering selling and reinvesting in the North, where he believes yields and growth are more promising. But with costs like capital gains tax and stamp duty, he’s wondering if it’s really worth it. What advice will the guys have for him? (5:38) Andy just bought a luxury two-bedroom apartment in Manchester City Centre, part of a 400-unit block mostly owned by investors. With many landlords dropping their rents to fill their properties faster, he’s wondering if he should do the same or hold out for the higher income he expected when he bought it. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
    Show more Show less
    10 mins
  • TPP606: October Mortgage Market Update

    TPP606: October Mortgage Market Update
    Oct 24 2024
    With the mortgage market in flux, interest rates making headlines, and the upcoming budget looming, the big question is: what’s the smartest move right now? Today, we’ve got mortgage expert Nick with us to cut through the noise, answer the important questions, and offer expert advice on how to navigate the current market. (0:59) News story of the week (2:48) Our mortgage expert answers your questions… (3:08) What’s the state of the mortgage market at the moment? (4:05) What can people do to prepare for their applications? (5:06) Will mortgage cuts happen and how aggressively? (6:05) What rate should investors be aiming for? (6:44) Are there any updates on arrangement fees? (8:23) How will lenders cope with the increase in demand? (10:34) What’s the latest on stress tests? (12:31) Is there a particular product that will ease the stress test? (13:00) What’s sentiment like now? (15:08) Is there any improvement on down-valuations? (17:46) Do you think the budget will have any effect on the market? (19:02) Hub Extra Links mentioned: Capital gains raid risks sell-off of one million homes, Reeves warned ChatGPT advanced voice mode Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
    Show more Show less
    21 mins
  • ASK451: Can I reclaim these costs? PLUS: Are we biting off too much?

    ASK451: Can I reclaim these costs? PLUS: Are we biting off too much?
    Oct 22 2024
    Happy Tuesday! It’s time for your latest episode of Ask Rob & Rob!   (0:45) After having his offer accepted on a property, Craig discovered potential asbestos in the Artex. When he raised this, the seller claimed they no longer wanted to sell and planned to move in, but a few weeks later, the property was re-listed for sale. After losing money on searches and other costs, Craig asks Rob & Rob if he can reclaim these expenses and how to avoid this happening again. (4:07) Simon’s eager to kickstart his property journey and is considering jumping straight into an HMO conversion. He’s found that most lenders require experience as a landlord or HMO landlord for financing and wonders how much of a difference that experience makes in terms of mortgage rates and fees. Should he start with a small buy-to-let to gain experience and potentially save money, or go straight for the HMO with more expensive financing options? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
    Show more Show less
    9 mins
  • TPP605: How people REALLY get rich

    TPP605: How people REALLY get rich
    Oct 17 2024
    Getting rich - it’s what we all dream of, right? But how do you turn that dream into reality? Today, we’re exploring Rob D’s new book, where he breaks down how people really get rich. And, yes, we’ll finally reveal the book’s name - tune in! Pre-order the book, and claim exclusive bonuses – including a preview chapter you can read instantly: https://robdix.com/myths/ (0:53) News story of the week (3:20) Rob D reveals the name of his new book and tells us what it’s all about… (6:15) The “too risky” money myth and how you actually get rich… (8:30) How risky is “too risky” and is it worth it? (10:35) Managing the downside of taking risks (12:25) Investing where you have an advantage  (16:20) Where does property investment fit into this?  (24:00) Hub Extra Links mentioned: Pre-order Rob D’s book here Find out more about Property Hub Select TPP308: Leverage: A property investor’s secret weapon Huge shift in interest rate predictions as Bank of England chief says cuts could be more 'aggressive Fresh rise in mortgage rates predicted Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
    Show more Show less
    26 mins
  • ASK450: Should I over-pay my mortgage? PLUS: Did the government just find £16 billion?

    ASK450: Should I over-pay my mortgage? PLUS: Did the government just find £16 billion?
    Oct 15 2024
    It’s time for Ask Rob & Rob! We’ve two new property questions to tackle - let’s dive in! (0:50) After completing his first property through a limited company, Louie’s looking at ways to boost profitability and wonders if making overpayments on his interest-only mortgage could be a smart move. He thinks by reducing his monthly interest it might increase his profits and asks Rob & Rob for their thoughts on this strategy. (3:25) Prithvi’s curious about a recent comment from Rachel Reeves regarding a disconnect between government debt and the Bank of England. He believes this could create £16 billion of new spending, and wonders if Rob & Rob think this could impact the 18-year property cycle and a medium-term boost to the property market. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
    Show more Show less
    6 mins