Episodes

  • Ep 476 - Autumn Budget predictions, packaged bank accounts & AI voice scams

    Ep 476 - Autumn Budget predictions, packaged bank accounts & AI voice scams
    Sep 29 2024
    In this week's episode Damien discusses the latest predictions of what might be announced in Labour's Autumn Budget, including capital gains tax and inheritance tax changes. Damien then looks at packaged bank accounts, providing insights into whether they now provide value for money. Finally, Andy covers the emerging threat of AI voice scams and share practical tips to avoid becoming a victim. Watch the whole show on YouTube here: https://youtu.be/pTdvQiIOGVg Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: 5 Autumn budget predictions: What to expect in October 2024 Winter fuel payment scrapped for 10 million pensioners The best packaged bank accounts Does travel insurance cover pre-existing medical conditions? Join our community group and help test a brand new MTTM product MTTM Deals Page Sign up to the Money to the Masses Newsletter
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    38 mins
  • Lessons learnt - Damien's Market Update

    Lessons learnt - Damien's Market Update
    Sep 23 2024

    Welcome to Damien's Market Update for September 2024.

    Every month Damien will be dissecting the market and providing you with his own unique take on what it may mean for you and your investments.

    Subscribe now for your monthly insight into the Global Investment Markets.

    Remember, you can also watch Damien deliver his monthly insights on our Youtube channel
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    10 mins
  • Ep 475 - Mortgage market latest, fractional shares update & tracing old pension pots

    Ep 475 - Mortgage market latest, fractional shares update & tracing old pension pots
    Sep 22 2024
    In this week's episode Damien provides an overview of the mortgage market following the Bank of England's decision to keep the base rate at 5%, including the latest predictions of when rates will be cut further. Next, following HMRC's decision to allow fractional share trading within an ISA, Damien gives an update on the providers that allow you to trade them as well as those that don't. Finally, Andy highlights the best pension tracing services in the UK, explaining how they can help to locate and consolidate old pension pots. Watch the whole show on YouTube here: https://youtu.be/s3bXProBX14 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: Interest rate forecast imageWill interest rates continue to fall in 2024?What are fractional shares and where best to buy them?Best mortgage rates in the UKWhat are fractional shares and where best to buy them?Join our community group and help test a brand new MTTM productPension Tracing Service on GOV.UKShould I transfer my final salary pension?Best pension tracing services in the UKMTTM Deals PageSign up to the Money to the Masses Newsletter
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    37 mins
  • Ep 474 - What is happening with savings rates, how to get more than 5% interest & the best savings challenges

    Ep 474 - What is happening with savings rates, how to get more than 5% interest & the best savings challenges
    Sep 15 2024
    As it's UK Savings Week this week's episode is a savings special. First, Damien discusses the outlook for UK savings rates and how time is running out if you want to secure a good return on your savings. Damien then reveals how you can still get 5% interest or more if you know where to look. Finally, Andy & Damien discuss some fun savings challenges to help listeners start saving before explaining how you can now automate them.
    Watch the whole show on YouTube here: https://youtu.be/10woLl8mtB4 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • Best savings accounts in the UK
    • How to get more than 5% interest on your savings
    • 11 money saving challenges to help make saving money fun
    • Cash savings ladder explained
    • MTTM Deals Page
    • Sign up to the Money to the Masses Newsletter
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    37 mins
  • Ep 473 - Exploring the efficient frontier, pension recycling & money mule warning

    Ep 473 - Exploring the efficient frontier, pension recycling & money mule warning
    Sep 8 2024
    In this week's episode Damien explains the concept of the 'efficient frontier' and how it can help investors build a portfolio with the highest possible returns for a given level of risk. Damien also talks about the potential tax implications of pension recycling, a way in which individuals reinvest their tax-free cash or pension income back into a pension scheme. Finally, Andy explains the dangers of becoming a money mule including the consequences of getting involved in financial crime and the steps you can take if you feel you've been targeted.
    Watch the whole show on YouTube here: https://youtu.be/09PmbQKel0g Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • MTTM Deals Page
    • Take out a free trial of 80 20 Investor
    • Sign up to the Money to the Masses Newsletter
    • Efficient Frontier Graph
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    31 mins
  • Ep 472 - What to do in a stock market sell-off, share lending explained & too late to fix your energy?

    Ep 472 - What to do in a stock market sell-off, share lending explained & too late to fix your energy?
    Sep 1 2024
    In this week's podcast Damien discusses stock market sell-offs and how markets typically behave after a slump. Next he explains what stock lending is, how it works and its potential impact on investors. Finally, Andy provides an update on the energy price cap and whether it is too late to fix your energy tariff before prices start rising.
    Watch the whole show on YouTube here: https://youtu.be/W9SxyO0hJO0 Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page:

    Money to the Masses Dedicated Podcast Page - Click to support the show

    Resources:

    Links referred to in the podcast:

    • MTTM Deals Page
    • Take out a free trial of 80 20 Investor
    • Sign up to the Money to the Masses Newsletter
    • Should you fix your energy tariff?
    • Cheapest fixed-price energy tariffs - Best deals compared
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    29 mins
  • Ep 471 - Investing in physical gold, last-minute holiday T&Cs and Teacher discounts

    Ep 471 - Investing in physical gold, last-minute holiday T&Cs and Teacher discounts
    Aug 18 2024
    In this week's episode, Damien discusses the pros and cons of investing in physical gold, including fractional gold coins and the storage options with the Royal Mint. Damien also explains what you need to look out for in the T&Cs when booking a last-minute holiday. Finally, Andy explains how teachers can now take advantage of the discounts and rewards that are on offer via the Blue Light card Watch the whole show on YouTube here: https://youtu.be/hQ8M4RE7v7g Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals PageTake out a free trial of 80 20 InvestorSign up to the Money to the Masses NewsletterGold from The Royal MintDigiGold from The Royal MintDoes travel insurance cover wildfires?Car hire excess insuranceBlue Light Card extended to Teachers
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    30 mins
  • Ep 470 - Holiday Special: Travel insurance tips, taking money aborad and summer savings for kids

    Ep 470 - Holiday Special: Travel insurance tips, taking money aborad and summer savings for kids
    Aug 11 2024
    In this week's holiday special, Damien provides some important travel insurance tips, highlighting key elements to look for in a travel insurance policy. Damien also reveals the best ways to take money abroad, discussing various spending options, including Curve, Revolut, and Starling Bank. Finally, Andy offers tips for families to save money during the summer, including free meals and ways to save money on days out. Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Twitter - https://twitter.com/money2themasses Tik Tok - https://www.tiktok.com/@moneytothemasses Support the podcast You can now support the MTTM podcast by visiting our dedicated podcast page when making any financial decision. You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Every time you use a link on the page we may earn a small amount of money for our podcast. We only use affiliate links that give you an identical (or better) deal than going direct. Thank you for being an incredible part of our community. Your support means the world to us. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Resources: Links referred to in the podcast: MTTM Deals PageSign up to the Money to the Masses NewsletterWhat does travel insurance cover?12 top tips for taking out travel insuranceCar hire excess insuranceThe best ways to take money abroad in 2024Where kids can eat free this summerWays to save money entertaining your kids this summerTake out a free trial of 80 20 Investor
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    37 mins