Episodes

  • Financing multifamily Properties

    Financing multifamily Properties
    Jul 15 2024
    Episode Description 🎙️ Welcome to another episode of the "TechMed Apartment Investment Show"! I'm your host, Sal Bermudez, founder of Mikhael Holdings Group. If you’re new here, welcome! And to our regulars, thanks for tuning in! 🙌 In this episode, we dive into "Financing Multifamily Properties: How to Secure the Best Deal." I’ll share my journey from flipping houses to syndicating multifamily properties, overcoming challenges in Compton, California. 🌟 We’ll cover different financing options, the importance of creditworthiness, and actionable steps to secure the best deals. Learn about conventional loans, FHA loans, commercial loans, and more. Plus, I'll share tips on building strong lender relationships and negotiating effectively. 💼 Hear real-life success stories and key strategies from fellow investors. Whether you’re a seasoned pro or just starting, you’ll find valuable nuggets of wisdom to boost your investment game. 💡 Tune in and let's unlock the secrets to smart real estate financing together! 🚀 Script: Introduction (2-3 minutes) Welcome and Introduction: [Upbeat Intro Music Playing] Sal Bermudez: Hey there, tech and healthcare professionals! Welcome back to another exciting episode of the "TechMed Apartment Investment Show," where we dive deep into the world of multifamily real estate investing. I'm your host, Sal Bermudez, founder of Mikhael Holdings Group. If you’re tuning in for the first time, a big warm welcome to you! And to my regular listeners, thanks for sticking with us on this thrilling journey. For those who don’t know me yet, here’s a quick rundown: I’ve transitioned from flipping houses to syndicating multifamily properties. I grew up in Compton, California, in a gang-infested neighborhood, and despite the challenges, I made it through with honors, got into California State University, and eventually became a peace officer. Now, I’m all about helping busy professionals like you create passive income through smart real estate investments. Today, we’ve got a juicy topic on our plate – "Financing Multifamily Properties: How to Secure the Best Deal." Financing can make or break your investment journey, and I’m here to ensure it’s the former. Hook: But first, let me hit you with a quick fact that might just blow your mind: Did you know that securing the right financing can boost your investment returns by up to 30%? Yes, you heard that right! A solid financing strategy can be the game-changer in your quest for financial freedom. In this episode, I promise to arm you with actionable steps to secure the best financing deals for your multifamily properties. Whether you’re a seasoned investor or just getting started, you’ll find nuggets of wisdom that you can apply right away. So, buckle up and get ready for a ride through the ins and outs of multifamily financing. Let’s dive in and unlock the secrets to getting the best deals out there! [Transition Music Playing] Alright, folks, let’s get into the meat of today’s topic. First up, let’s understand what multifamily financing is all about and why it’s a whole different ballgame compared to single-family home financing. Section 1: Understanding Multifamily Financing (5-7 minutes) Basics of Multifamily Financing: [Transition Music Playing] Sal Bermudez: Alright, let’s jump right in! Multifamily financing – what’s the big deal, and why should you care? Well, let’s start with the basics. Multifamily financing is all about securing the funds to buy properties that house multiple families, like apartment buildings. It’s different from single-family home financing because lenders view these properties as businesses rather than just homes. Why? Because these properties generate income from multiple units. So, lenders look at the property's potential to produce income, not just its market value. They consider factors like the property’s value, its income potential, and, of course, your creditworthiness. Think of it as a complex dance where you, the lender, and the property all need to be in sync. Types of Financing Options: Now, let’s talk about the various financing options available. Each has its pros and cons, and it’s crucial to pick the one that fits your strategy like a glove. Conventional Loans: These are the bread and butter of financing options. They usually offer lower interest rates but come with stricter requirements. You’ll need a solid credit score and a substantial down payment. Think of it as the safe, reliable car you know will get you from point A to point B without any hiccups. FHA Loans: The Federal Housing Administration backs these loans, making them more accessible if you don’t have a perfect credit score. They require lower down payments, which is a huge plus. However, you’ll have to deal with mortgage insurance premiums. It’s like getting a decent car with a manageable monthly payment but having to pay extra for insurance. ...
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    21 mins
  • Tech-Driven Tools: Finding the Best Off-Market Multifamily Properties

    Tech-Driven Tools: Finding the Best Off-Market Multifamily Properties
    Jul 14 2024
    🎙️ TechMed Apartment Investment Show: Tech-Driven Tools to Find the Best Off-Market Multifamily Properties Welcome to the TechMed Apartment Investment Show! In this episode, your host Sal Bermudez dives into the exciting world of finding off-market multifamily properties using tech-driven tools. Discover how tech and healthcare professionals can revolutionize their investment strategies and uncover hidden real estate gems. In this episode, Sal covers: Understanding off-market properties and their benefits.Essential tech tools like PropStream, DealMachine, and AI platforms.Actionable steps to efficiently find and secure off-market properties.Real-life success stories of savvy investors.Tips and tricks to maximize your search and avoid common pitfalls. Join us for an engaging, informative episode that will equip you with the knowledge and tools to transform your investment portfolio. Tune in and make your money work as hard as you do! 🌟🏢 Sal Bermudez | TechMed Apartment Investment Show | Investing | Real Estate | Multifamily Properties | Tech Tools | Off-Market Deals | Financial Growth Script: Podcast Script: "Tech-Driven Tools: Finding the Best Off-Market Multifamily Properties"Introduction (2-3 minutes)Opening Music and Intro[Upbeat, catchy intro music playing]Sal Bermudez: "Hello and welcome to the TechMed Apartment Investment Show! I'm your host, Sal Bermudez, and today we're diving into the exciting world of finding off-market multifamily properties using tech-driven tools. That's right, folks—grab your stethoscopes and coding keyboards, because we're about to inject some serious financial growth into your portfolios!"[Sound effect: cash register chime]Sal Bermudez: "Now, I know many of you tech and healthcare pros are out there working tirelessly, saving lives, coding the future, and let's face it—leaving your money to sit there, stagnating like an outdated operating system. Well, not on my watch! Today, we're going to explore how you can use cutting-edge technology to uncover off-market multifamily properties—those hidden gems that can offer you better deals and less competition. And guess what? You don't need a Ph.D. in real estate to get started."[Sound effect: light bulb ding]Sal Bermudez: "So, what are off-market properties, and why should you care? Simply put, these are properties that aren't listed on the traditional real estate market. Think of them as the secret menu at your favorite coffee shop. Off-market properties can mean less competition, better deals, and more opportunities for savvy investors like you."[Sound effect: crowd cheering]Sal Bermudez: "But here's the kicker—finding these hidden treasures used to be like hunting for a needle in a haystack. Not anymore! Thanks to technology, we can now locate these off-market properties with the precision of a surgeon and the efficiency of the latest software update."[Sound effect: computer beep]Sal Bermudez: "Stick around, because in today's episode, we'll uncover the tech tools that can transform you from a passive saver into an active wealth creator. We'll break down the steps, share some real-life success stories, and give you tips to avoid common pitfalls. Trust me, by the end of this episode, you'll be armed with the knowledge to make your money work as hard as you do."[Sound effect: triumphant music]Sal Bermudez: "So, grab your favorite beverage, settle in, and let's get ready to revolutionize your investment strategy with some tech-driven magic. Welcome to the TechMed Apartment Investment Show—let's get started!"Segment 1: Understanding Off-Market Properties (3-5 minutes)[Transition music fades in, upbeat and engaging]Sal Bermudez: "Alright, folks, let's dive right into the heart of today's topic—off-market properties. Now, I can almost hear you asking, 'Sal, what exactly are these off-market properties you're so excited about?' Well, buckle up, because you're about to find out why these hidden treasures are worth every bit of your attention."[Sound effect: treasure chest opening]Sal Bermudez: "Imagine this: You're at a bustling real estate market, people are shouting, deals are flying off the shelves, and everything seems overpriced and picked over. But then, a mysterious figure pulls you aside and whispers, 'Hey, want to see something special? Something nobody else knows about?' That, my friends, is the essence of off-market properties. These are the deals that haven't hit the public market yet—no bidding wars, no frantic competition, just you and a potential goldmine."[Sound effect: quiet, suspenseful music]Sal Bermudez: "But why are off-market properties such a big deal? Let me break it down for you. First off, less competition. When a property isn't listed, you don't have to elbow your way through a crowd of other investors, each trying to outbid the other. This means you can often negotiate better terms and snag that property at a price that won’t give you a heart attack."[Sound effect: ...
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    26 mins
  • Understanding the Syndication Process

    Understanding the Syndication Process
    Jul 13 2024
    In this episode of the TechMed Apartment Investment Show, host Sal Bermudez dives into the world of real estate syndication, a powerful investment strategy for busy healthcare and tech professionals. Sal shares his personal journey from long work hours with stagnant savings to discovering syndication as a stress-free way to grow wealth. He breaks down the syndication process, explaining how pooling resources with other investors allows you to own high-value properties without the hassle of daily management. Sal highlights the benefits of syndication, including diversification, professional management, higher returns, tax advantages, and peace of mind. Listeners will learn actionable steps to get started with syndication, such as educating themselves, networking, performing due diligence, reviewing opportunities, and consulting professionals. Sal also warns about common pitfalls to avoid, ensuring a smooth investment journey. Whether you're a seasoned investor or just starting out, this episode offers valuable insights to help you maximize your investment returns and achieve financial freedom. Tune in to discover how syndication can make your money work as hard as you do! Script: Host Introduction:Sal Bermudez: (cheerfully) "Welcome to the TechMed Apartment Investment Show! I'm your host, Sal Bermudez, and today we’re diving into a topic that's crucial for anyone looking to maximize their investment returns without the headache of active management. If you’re a busy healthcare professional or a tech wizard who wants to make your money work as hard as you do, you’re in the right place!"Brief Personal Anecdote:Sal Bermudez: "Let me take you back a few years. Picture this: I was knee-deep in my career, clocking in long hours, running on coffee, and sheer determination. One day, it hit me—I'm putting in all this effort at work, but my money is just sitting there, not doing much. You know the feeling, right? Like running a marathon while your savings are taking a nap. I thought to myself, 'There has to be a better way to grow my wealth without adding more stress to my life.' That’s when I stumbled upon the concept of syndication. At first, it sounded too good to be true. Pooling resources with other investors to buy larger properties, all while staying hands-off? I was intrigued and had to dig deeper. And let me tell you, it’s been a game-changer."Episode Teaser:Sal Bermudez: "Today, we're going to demystify the syndication process. Whether you're a seasoned investor or just starting out, we’ll break down how syndication works, the benefits for passive investors, and actionable steps to get started. Plus, we’ll discuss tax benefits specific to healthcare and tech professionals and strategies to minimize tax liability. So, buckle up for an informative and entertaining ride!"Addressing Pain Points:Sal Bermudez: "I know many of you are out there thinking, 'My money is just sitting stagnant, or worse, it’s not making enough.' As healthcare and tech professionals, your lives are busy and often stressful. The last thing you want is to add more complexity by managing properties. That’s where syndication comes in. Your money isn’t just sitting there, it's actively working for you, creating wealth and providing a steady income stream, all without you lifting a finger. This way, you can focus on what you do best, whether it’s caring for patients or developing the next big tech innovation."Engaging Hook:Sal Bermudez: "Imagine this: you're on a beach, sipping a margarita, while your investment is growing steadily in the background. Sounds dreamy, right? That’s the magic of syndication! It’s like having a financial superhero working tirelessly for you while you enjoy your life."[Transition Music]Sal Bermudez: "So, if you're ready to transform your investment strategy and make your money work as hard as you do, stay tuned. In today’s episode, we’ll explore everything you need to know about syndication and how you can get started. Let’s dive in!"[Mid-Show Break and Jingle]Sal Bermudez: "Hey listeners, if you're enjoying the show, don't forget to subscribe and leave us a review. Your feedback helps us bring you more great content. And if you have any questions or topics you'd like us to cover, join our Facebook group 'TechMed Apartment Investment Show' and share your thoughts!"2. What is Syndication? (5 minutes)Definition and Basic Explanation:Sal Bermudez: "Alright, let’s dive right in. What exactly is syndication? Think of it like this: Imagine you and a group of friends want to buy a gigantic pizza, but no single person can afford it alone. So, you all pool your money together and—voilà—you get the whole pizza to share. Syndication is essentially that, but instead of pizza, you're pooling resources with other investors to invest in larger real estate projects. It’s like putting together a superhero team, each bringing their own strengths and resources to tackle something big...
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    32 mins
  • Leveraging Technology in Real Estate Investing

    Leveraging Technology in Real Estate Investing
    Jul 2 2024
    "Discover how cutting-edge technology is revolutionizing real estate investing in the latest episode of the 'TechMed Apartment Investment Show'! Join Sal Bermudez as he dives into the transformative power of AI, virtual reality, and smart home tech in the multifamily property market. Learn how these tools can streamline operations, boost profitability, and give you a competitive edge. Tune in for actionable insights and a glimpse into the future of real estate investing. Don't miss out – hit subscribe now!" Transcript Leveraging Technology in Real Estate Investing" Introduction [Intro Music Playing] Sal Bermudez: Hey there, tech and healthcare professionals! Welcome back to another exciting episode of the "TechMed Apartment Investment Show." I'm your host, Sal Bermudez, and today we have a fantastic episode lined up for you all about leveraging technology in real estate investing. Whether you're a seasoned investor or just dipping your toes into the multifamily market, this episode is packed with tips, tools, and stories that will take your investing game to the next level. Now, before we dive in, let me share a little story with you. You see, when I first started out in real estate, I was doing everything the old-fashioned way – endless paperwork, phone calls, and lots of driving around. It was exhausting! But then, I discovered the power of technology. It was like flipping a switch – suddenly, I had access to data at my fingertips, streamlined processes, and tools that saved me countless hours. And today, I'm here to share that magic with you. [Transition Sound Effect] Sal Bermudez: In this episode, we'll explore the fascinating world of tech in real estate. We're talking about everything from market analysis tools to virtual tours, project management software, and even marketing automation. You'll learn about specific programs and tech tools that can revolutionize the way you invest. And guess what? I've got some actionable steps for you to implement right away, plus real success stories to inspire you. Oh, and stick around till the end for a special bonus tip that you won't want to miss! So, get comfortable, grab a cup of coffee, and let's get started. But first, let's talk about how technology has changed the landscape of real estate investing. Ready? Let's go! [Transition Sound Effect] Segment 1: The Importance of Technology in Real Estate (Extended) [Transition Sound Effect] Sal Bermudez: Alright, folks, let's dive into the heart of the matter – the importance of technology in real estate. And let me tell you, it's a wild ride! Imagine we're stepping into a time machine, going back to the days when real estate deals were sealed with a handshake and a roll of blueprints. [Old-Timey Music Playing] Picture this: It's 1990. You're rocking shoulder pads, mullets are all the rage, and you’ve got a pager clipped to your belt. You're a real estate investor with a briefcase full of paper and a Rolodex that's bursting at the seams. You’re driving all over town, knocking on doors, and making phone calls from a brick-sized mobile phone. It’s a grind, right? You’ve got to physically visit each property, talk to brokers in person, and do your own market analysis. It’s exhausting and time-consuming, but it’s all you know. [Record Scratch Sound Effect] Sal Bermudez: Fast forward to today. We're in the age of self-driving cars, AI chatbots, and virtual reality. Real estate investing has been revolutionized, and it's all thanks to technology. No more endless drives or piles of paperwork. Now, you can analyze properties, manage projects, and connect with investors from the comfort of your couch. Heck, you can even do it in your pajamas if you want! So, why should we embrace this tech wave? Let's break it down. [Transition Sound Effect] Sal Bermudez: First up, improved efficiency. Think of tech tools as your personal army of minions – they do the heavy lifting while you focus on the big picture. Tools like CoStar and LoopNet give you instant access to market data and property listings. Remember the days when you had to drive around town to find properties? Now, you can do it all with a few clicks. It’s like having a magic wand! Let me paint a picture for you. Imagine you're sitting at your desk with a cup of coffee in hand. You log into CoStar, and within seconds, you have access to detailed reports on market trends, property values, and available listings. You can filter properties by location, size, price, and even type. It’s like shopping on Amazon but for real estate! You find a few properties that catch your eye, save them to your dashboard, and even set up alerts for new listings. All this without stepping a foot outside. It’s efficient, it’s fast, and it saves you a ton of time. Now, let’s add a bit more spice to this scenario. Imagine you’ve got multiple properties to keep an eye on. In the old days, this would mean a ton of paperwork, folders, and Post-it ...
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    35 mins
  • Diversifying Your Investment Portfolio with Real Estate

    Diversifying Your Investment Portfolio with Real Estate
    Jun 30 2024
    Join host Sal Bermudez on the TechMed Apartment Investment Show as we explore the essential strategies for diversifying your investment portfolio through real estate. In this episode, Sal breaks down the importance of diversification, comparing the stability and growth potential of multifamily real estate to stocks, bonds, and commodities. Learn about the unique benefits real estate offers, including steady cash flow, appreciation, and tax advantages tailored for high earners in tech and healthcare. Whether you're a hands-on investor or prefer a more passive approach, discover actionable tips for market research, due diligence, and financing options. Plus, get insider insights into syndications and how you can start building wealth with expert guidance. Don’t miss this value-packed episode – tune in now and transform your investment strategy! 🎧🏡💼 Opening Music and Introduction [Opening Music Fades In] Sal Bermudez: "Hello, everyone! Welcome back to the TechMed Apartment Investment Show, the podcast where we explore the exciting world of real estate investing, especially tailored for you—our tech and healthcare professionals. I’m your host, Sal Bermudez, and I’m thrilled to have you with me today. In this episode, we’re diving into a topic that’s crucial for anyone looking to build a robust and resilient investment portfolio—diversification through real estate. Today, you’ll learn why diversifying your investments is essential, how real estate fits into this strategy, and the specific tax advantages it offers, particularly for high earners like those in the tech and healthcare fields. Why Diversification Matters Let’s kick things off by talking about diversification. Imagine you’re at a buffet with a variety of dishes. If you pile your plate with just one item, not only do you miss out on the other flavors, but if that one dish isn’t good, you’re stuck with a bad meal. Investing works the same way. Putting all your money into one type of investment can be risky. If that market dips, so does your portfolio. Diversification is like that buffet. It allows you to spread your investments across different asset classes, reducing risk and potentially increasing your returns. When one market underperforms, another might perform well, balancing your overall portfolio. This risk management strategy is essential for high earners, particularly those in volatile sectors like tech or demanding professions like healthcare. Why should you, as a tech or healthcare professional, care about this? Because you’re already putting in long hours and mental energy into your demanding careers. The last thing you want is to lose sleep over a shaky investment. Diversification can provide a sense of security, knowing that your financial future isn’t tied to the unpredictable performance of a single asset. Now, let’s get into the nitty-gritty of why real estate is an excellent asset class to add to your diversified portfolio. [Transition Music] Segment 1: Understanding Real Estate as an Asset Class (5-6 minutes) Sal Bermudez: "So, what exactly is real estate investing, and what makes it stand out in a diversified portfolio? Let’s break it down. Types of Real Estate Investments First, we have different types of real estate investments: Residential Real Estate: This includes single-family homes and multifamily apartments. Think of it as owning the places where people live, from single homes to large apartment complexes.Commercial Real Estate: These are office spaces and retail centers. If you've ever been to a mall or worked in an office building, that's commercial real estate in action.Industrial Real Estate: This involves warehouses and manufacturing facilities. With the rise of e-commerce, these spaces are more in demand than ever.Special Use Real Estate: This category includes hotels and medical facilities. For healthcare professionals, this might hit close to home, considering the specialized nature of these properties. Benefits of Real Estate Investing Now, why should you consider real estate? Here are a few key benefits: Steady Cash Flow: Rental income can provide a reliable source of monthly cash flow, unlike the sometimes unpredictable nature of stock dividends.Appreciation Over Time: Real estate tends to increase in value over the long term, contributing to your net worth.Tax Advantages: This is a big one, and we’ll dive deeper into this shortly. Real estate offers unique tax benefits, such as depreciation and various tax deductions, which can significantly reduce your taxable income.Leverage: With mortgage financing, you can control a large asset with a relatively small initial investment, amplifying your potential returns. In summary, real estate is a multifaceted asset class that offers stability, potential for growth, and, importantly, tax benefits tailored for high earners. Stay tuned as we delve deeper into how real estate stacks up against other investment ...
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    37 mins
  • Tax Advantages of Multifamily Real Estate for High Earners

    Tax Advantages of Multifamily Real Estate for High Earners
    Jun 29 2024
    Tax Advantages of Multifamily Real Estate for High Earners 🏘️💼💡

    Join Sal Bermudez on the TechMed Apartment Investment Show as he unveils the hidden tax benefits tailored for high-earning professionals in healthcare and tech fields. Discover how depreciation and 1031 exchanges can save you thousands annually while building wealth through multifamily real estate. Don't miss out on actionable strategies and real-life insights to optimize your investment portfolio! Subscribe now and empower your financial future with multifamily real estate investing.
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    15 mins
  • Why Healthcare and Tech Professionals Should Invest in Multifamily Real Estate

    Why Healthcare and Tech Professionals Should Invest in Multifamily Real Estate
    Jun 29 2024

    Get ready to unlock the secrets to financial freedom in our latest episode! Join your host, Sal Bermudez, as he dives into the world of multifamily real estate investing, tailor-made for healthcare heroes and tech titans. Whether you’re saving lives or building the next big app, discover how you can leverage your unique skills and high earning potential to create a rock-solid financial future.

    In this episode, Sal breaks down: 🚀 Why Healthcare and Tech Professionals Are Perfectly Positioned to Succeed: From higher salaries to job stability, find out how your career gives you an edge in the real estate game. 💰 Financial Stability Through Diversification: Learn how multifamily properties can provide a steady income stream, protect against inflation, and build long-term wealth. 🌟 The Magic of Passive Income: Imagine earning money while you sleep! Sal explains how rental income can supplement your primary salary, offering peace of mind and financial freedom.

    Plus, hear real-life success stories and get actionable tips on: 📚 Educating Yourself: Start your journey with top resources and strategies. 🤝 Building Your Network: Connect with other investors and mentors to maximize your opportunities. 🌱 Starting Small and Scaling Up: Learn how to make smart, incremental investments that pave the way for bigger deals.

    Sal’s engaging style and expert insights will leave you inspired and equipped to take the plunge into multifamily real estate investing. Don’t miss out on this chance to transform your financial future. Grab your coffee, hit play, and let’s make your money work as hard as you do!

    Subscribe now and never miss an episode of ‘The Real Estate Apartment Investment Show.’ Your journey to financial freedom starts here!
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    14 mins