Episodes

  • 9/13/24: Is Your Plan to Fund Your Retirement Based on the 4% Rule?

    9/13/24: Is Your Plan to Fund Your Retirement Based on the 4% Rule?
    Sep 13 2024
    The traditional 4% withdrawal rate from your investment savings may not last your lifetime, as you may be living to 100 or beyond. Plus, Ric discusses a variety of topics helpful to financial advisors with two leaders in the field. And Ric explains Donor-Advised Funds and endowments to a listener. #IdealClientProfile #ClientFocus #FinancialPlanning #InvestmentStrategy #ClientRelationships #TrustManagement #FinancialComplexity #AssetAllocation #WealthManagement #ClientSuccess #WithdrawalRate #RetirementPlanning #4PercentRule #FinancialPlanning #InterestRates #InvestmentStrategy #PortfolioManagement #SustainableWithdrawals #RetirementSavings #Endowments #DonorAdvisedFunds #EstatePlanning #CharitableGiving #TaxDeduction #NonprofitFunding #CharityDonations ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: 9/20 Webinar - Q4 Crypto Outlook: What You Need to Know Now: https://dacfp.com/events/q4-crypto-outlook-what-you-need-to-know-now 9/25 Webinar - Unlocking Alpha in Crypto-Equities and Beyond: https://dacfp.com/events/unlocking-alpha-in-crypto-equities-and-beyond 9/10 Webinar Replay – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Wealth Management Convergence 2024: https://www.thetayf.com/pages/convergence Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    53 mins
  • 9/12/24: NASA, Formula One, and Your Healthcare: The Surprising Uses of Digital Twins

    9/12/24: NASA, Formula One, and Your Healthcare: The Surprising Uses of Digital Twins
    Sep 12 2024
    The use of digital twins is now impacting every aspect of our daily lives. How does that impact you? And Ric explains the math behind the decision whether to get (and keep) Long Term Care insurance. #DigitalTwins #TechInnovation #FutureOfHealthcare #PersonalizedMedicine #AIInMedicine #ClimateModeling #FinancialRisk #DigitalTransformation #SpaceTech #CyberTech #FinancialPlanning #LTCInsurance #EstatePlanning #RetirementSavings #WealthManagement #PersonalFinance #InsuranceAdvice #CostOfCare #LongTermCare #RetirementStrategy ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Ric's bestseller - The Truth About Your Future: https://www.amazon.com/Truth-About-Your-Future-Money/dp/1501163817/ August 19th Episode on Long Term Care: https://www.thetayf.com/blogs/this-weeks-stories/guess-who-s-living-with-this-95-year-old-woman 9/10 Webinar Replay – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ 9/11 Webinar Replay – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    9 mins
  • 9/11/24: Why Expensive Insurance is a Bargain

    9/11/24: Why Expensive Insurance is a Bargain
    Sep 11 2024
    There just may be a silver lining in the nation's rising insurance premiums, plus last night's presidential debate may do little to influence the decisions of uncommitted voters. And don't miss today's webinar at 1:00pm EDT on the impact of an expected reduction in interest rates. #DebateNight #KamalaHarrisPerformance #TrumpDebate #Election2024 #DebateRecap #PoliticalAnalysis #UndecidedVoters #ElectionImpact #CampaignTrail #PresidentialRace #InflationCrisis #InsuranceCosts #HomeInsuranceRates #ClimateImpact #EconomicConcerns #RisingPremiums #CostOfLiving #InsuranceExodus #NaturalDisasters #InsuranceIndustry ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: 9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain and Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    14 mins
  • 9/10/24: Are Children Hazardous to Your Health?

    9/10/24: Are Children Hazardous to Your Health?
    Sep 10 2024
    Countries around the world are addressing low birth rates through innovative measures, such as recruiting immigrant housekeepers and importing students to fill school seats, while in the U.S., increasing parenting stress and financial burdens are contributing to historically low fertility rates and fewer grandparents. Plus, a listener's question about the SEC's monitoring and enforcement of fiduciary standards for financial advisors. And two important webinars you can attend for free today and tomorrow. #GlobalFertilityCrisis #SouthKoreaImmigration #FinlandChildImport #LowBirthRates #ParentingStress #FertilitySolutions #DemographicChallenges #PopulationDecline #FamilyPolicy #AgingPopulations #FutureOfParenting #EconomicBurdenOfKids #GovernmentIncentives #FiduciaryAdvice #SECRegulations #InvestmentAdvisors #RIACompliance #ADVEnforcement#FinancialAdvisors #BestInterestStandard #FiduciaryDuty #SECExaminations #RegulatoryCompliance #InvestmentFraud #FinancialTransparency #ClientProtection #FiduciaryStandards #InvestmentEthics #FinancialRegulation #InvestmentSuitability #RegulationEnforcement ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: 9/10 Webinar – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ 9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Become Certified in Blockchain & Digital Assets: https://dacfp.com/certification/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    16 mins
  • 9/9/24: Ric Answers Your Questions About the Bitcoin & Ethereum ETFs

    9/9/24: Ric Answers Your Questions About the Bitcoin & Ethereum ETFs
    Sep 9 2024
    Ric addresses a variety of listener questions about the world of cryptocurrency, focusing on the differences between ETPs, ETFs, and trusts, as well as the tax implications of these investment vehicles. He offers advice on whether to invest in Ethereum futures ETFs or switch to spot ETFs. Ric also discusses the impact of the SEC vs. Ripple court ruling and its muted reaction in the crypto community. Other topics covered include law enforcement's ability to recover stolen digital assets, the pros and cons of buying crypto directly versus via ETFs, and the correlation between crypto and stock market movements. #PersonalFinance #Crypto #Blockchain #ETFs #Investing #Bitcoin #Ethereum #DigitalAssets #Podcast #AskRic ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: 9/10 Webinar – Bitcoin, Ethereum, or Both? How to Make an Informed Crypto Allocation Decision: https://dacfp.com/events/bitcoin-ethereum-or-both-how-to-make-an-informed-crypto-allocation-decision/ 9/11 Webinar – Rates are Poised to Drop, Now What?: https://www.thetayf.com/pages/rates-poised-to-drop-now-what Advisor Pulse Survey, Q2, by DACFP and Franklin Templeton: https://dacfp.com/further-reading/ ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    26 mins
  • 9/6/24: These Two ETFs Give You Unique Exposure to the S&P 500 and Nasdaq 100

    9/6/24: These Two ETFs Give You Unique Exposure to the S&P 500 and Nasdaq 100
    Sep 6 2024
    Ric discusses two important ETFs to consider for both large and small-cap stocks through options in the S&P 500 or NASDAQ 100. This includes a detailed explanation of how to evaluate a company's performance and ROI...before you invest. Plus, Ric answers a listener's question about the relationship of blockchain technology to AI and its role in data verification. #InvestingTips #StockMarket #LongTermGrowth #Diversification #FinancialPlanning #ETFInvesting #SmartInvesting #NASDAQ #SP500 #MarketStrategy #BlockchainTechnology #AIIntegration #DeepFakes #DataVerification #EnergyEfficiency #BitcoinMining #AIandBlockchain #TechInnovation #DigitalAuthentication #BlockchainVerification #FutureOfTech ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Link from today’s show: Invesco QQQ ETF: https://www.invesco.com/qproduct-detailqq-etf/en/home.html Invesco SPHQ ETF: https://www.invesco.com/us/financial-products/etfs/product-detail?&ticker=SPHQ Invesco QQQM ETF: https://www.invesco.com/us/en/etf/nasdaq-100-qqqm.html Rates are Poised to Drop, Now What? (9/11 Webinar – Register Now for Free!): https://www.thetayf.com/pages/rates-are-poised-to-drop-now-what ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    23 mins
  • 9/5/24: Crisis in Academia: 500+ Colleges Close, Stranding Million+ Students

    9/5/24: Crisis in Academia: 500+ Colleges Close, Stranding Million+ Students
    Sep 5 2024
    Over 500 colleges in the U.S. have closed in the past decade--many abruptly--stranding many students now struggling to continue their education. Financial transparency in higher education remains limited, and smaller, rural liberal arts colleges are particularly vulnerable to closure. Ric's tips on avoiding this dilemma for your college student. #CollegeClosures #HigherEducation #UniversityShutdowns #DecliningEnrollment #COVID19Impact #RisingTuition #StudentDebt #MBA #FinancialSolvency #SmallColleges #LiberalArts #EducationCrisis #StudentLoans #SupremeCourtRuling #CollegeSelection #StudentSuccess ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Link from today’s show: Rates are Poised to Drop, Now What? (9/11 Webinar – Register Now for Free!): https://www.thetayf.com/pages/rates-are-poised-to-drop-now-what ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    11 mins
  • 9/4/24: Did Gensler Just Reveal Kamala’s Crypto View?

    9/4/24: Did Gensler Just Reveal Kamala’s Crypto View?
    Sep 4 2024
    While Donald Trump has stated his views on crypto, Kamala Harris remains silent. Ric explains recent legal action by the SEC and how it may reveal her likely position. #CryptoPolitics #Election2024 #CryptoRegulation #KamalaHarris #DonaldTrump #Economy #Bitcoin #Blockchain #VoterIssues #OpenSea #SEC #DigitalAssets #CryptoCommunity #NFTs #SingleIssueVoter #PolicyDebate ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Yesterday’s Show: A Roadmap for Voting in the 2024 Election: https://www.thetayf.com/blogs/this-weeks-stories/a-roadmap-for-voting-in-the-2024-election OpenSea NFT Trading Platform: https://opensea.io/ BoredApeYachtlCub Collection of 10,000 Unique Bored Ape NFTs https://boredapeyachtclub.com/ CryptoPunks Crypto Art Trading Site: https://cryptopunks.app/ Rates are Poised to Drop, Now What? (9/11 Webinar – Register Now for Free!): https://www.thetayf.com/pages/rates-are-poised-to-drop-now-what ----- Follow Ric on social media: Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman ----- Brought to you by: Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee -----
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    18 mins