Can you imagine transforming your financial stress into financial stability?

This episode features Samantha Boardman, the brilliant founder of Spending Made Easy, who shares her expert advice on budgeting and creating a practical spending plan.

Samantha walks us through different budgeting methods, from the classic pen and paper to modern-day apps, shedding light on the strengths and weaknesses of each approach.

Her insights on facing financial realities and projecting future expenses are not to be missed.

We then move on to an essential tool: the spending plan. Samantha candidly discusses her personal methods for documenting expenses, calculating annual costs, and strategically overestimating expenses while underestimating income.

This segment is packed with practical advice on how to adjust spending habits to better anticipate financial shortfalls, and we dive into the mental health benefits of having a clear view of your finances.

Samantha also shares tips on making smart purchasing decisions and taking advantage of sales to optimise your financial health.

Lastly, we explore the profound benefits of a well-maintained spending plan, particularly in managing unexpected expenses.

Samantha highlights how financial tools like credit cards can be advantageous when used responsibly.

By understanding your income and expenses, you can achieve peace of mind and greater financial stability.

Tune in as Samantha Boardman and Ron Fiedler guide you towards mastering money management, helping you work towards a more secure and empowered financial future.

Chapter Summaries

(00:02) Managing Finances

Budgeting and managing finances in today's economy, using spending plans, facing realities, and seeking help.

(07:12) Creating a Practical Spending Plan

Creating a detailed budget and spending plan helps maintain financial stability, anticipate shortfalls, and make informed purchasing decisions.

(16:37) Achieving Stability Through Financial Planning

Having a spending plan can provide stability and peace of mind, and can lead to better financial outcomes.

(22:37) Mastering Money Management With Samantha Boardman

Optimize your finances with a spending plan and positive mindset, guided by practical tips and insights from Spending Made Easy.

Host and Producer: Ron Fielder

Web: podcastcity.com.au

Email: ron@podcastcity.com.au

Mobile: ‭0491 633 320‬

Co-Host: Samantha Boardman

Web: spendingmadeeasy.com.au

Email: hello@spendingmadeeasy.com.au

Mobile: 0404 468 525

Join us as we explore the world of budgeting with Samantha Boardman, the founder of Spending Made Easy.

In this episode, we highlight how Spending Made Easy stands out from other budgeting tools and apps by empowering individuals to manage their finances independently.

Samantha explains the importance of a spending plan that is separate from your bank account, ensuring that users can organise their finances securely without direct bank links.

We also discuss the personalized support and guidance offered by the service, ensuring users never feel alone in their financial journey. Security is a top priority, with measures in place to keep your data encrypted and safe.

Listen in as we discuss the versatile Spending Planner program, designed to cater to various financial needs with packages that range from six-month support plans to DIY options.

Whether you have multiple bank accounts or are already proficient at budgeting, Spending Made Easy offers a seamless and efficient solution to financial planning.

Samantha highlights the ongoing $20 monthly subscription that provides continuous access to the software and personal support, making financial management accessible and straightforward.

This episode promises to provide valuable insights and practical tips to simplify your budgeting and spending plans.

Host and Producer: Ron Fielder

Web: podcastcity.com.au

Email: ron@podcastcity.com.au

Mobile: ‭0491 633 320‬

Co-Host: Samantha Boardman

Web: spendingmadeeasy.com.au

Email: hello@spendingmadeeasy.com.au

Mobile: 0404 468 525

Can prioritise your savings over spending transform your financial future?

Join us as Samantha Boardman from Spending Made Easy shares her personal journey and expert advice on managing money effectively.

Discover how automating your savings can foster financial discipline and ensure consistent growth.

Samantha offers practical tips like the 10% rule and reveals the psychological adjustments necessary to thrive on a fixed spending amount after setting aside your savings, helping you achieve lasting financial health.

In the second half of our conversation, we tackle the all-important distinction between necessities and luxuries in your spending habits.

Samantha debunks the myth that sales always lead to savings and emphasises the importance of a well-structured spending plan.

Learn how to differentiate between wants and needs to create better financial habits and safeguard your future. Samantha also discusses the role of emergency funds and how to adapt your financial strategies to life's major events.

Plus, get introduced to the versatile features of Spending Made Easy's software, designed to help you manage your finances seamlessly across different currencies.

Tune in and equip yourself with the knowledge to make informed financial decisions!

Chapter Summaries

(00:03) Mastering Savings and Spending Habits

Nature's spending habits, prioritising savings, and psychological impact of fixed spending amounts for financial stability.

(12:47) Understanding Spending Habits and Savings

Distinguish between necessities and luxuries, create a spending plan, have an emergency fund, and use Spending Made Easy software for effective financial management.

Highlight Timestamps

(02:25 - 03:07) Importance of Saving First

(06:46 - 07:11) Changing Times and Budgeting Challenges

(09:59 - 11:33) Effective Savings Habit Transformation

(15:10 - 17:10) Planning for Future Financial Security

Host and Producer: Ron Fielder

Web: podcastcity.com.au

Email: ron@podcastcity.com.au

Mobile: ‭0491 633 320‬

Co-Host: Samantha Boardman

Web: spendingmadeeasy.com.au

Email: hello@spendingmadeeasy.com.au

Mobile: 0404 468 525