In this episode of Money and Mindset With Bright and Brian, our hosts talk to David Smith, head of consumer lending at Truist, to learn how borrowing the right amount in the right way can be important to growing your finances and well-being. They discuss:

• How our childhood and family influence our perceptions about money, debt, and finances in general

• How to cultivate a healthy mindset about debt

• Why you need to define your debt-to-income ratio before borrowing more money

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Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

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