Episodes

  • Family, Life and Finances: Budgeting Tips from a Certified Financial Specialist
    Feb 5 2025

    Join us for an insightful conversation with Melissa Steed, Assistant Branch Manager at Patelco Credit Union's Folsom branch and a Certified Financial Specialist. Melissa shares her journey from stay-at-home mom to financial expert and offers invaluable tips on family budgeting, smart grocery shopping, and managing expenses. Whether you're feeling the pinch or just looking to optimize your finances, this episode is packed with practical advice to help you achieve your financial goals.

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    21 mins
  • Budgeting, Saving, and Planning: Your Guide to Financial Wellbeing in 2025
    Jan 22 2025

    Join us as we welcome back Jennifer Mink, the queen of financial health. Jennifer shares her insights on setting and achieving financial goals for 2025, including the popular "no spend" resolution. We also discuss the four pillars of financial health: spend, borrow, save, and plan. Tune in for practical tips and inspiring stories to kickstart your financial wellness journey this year!

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    24 mins
  • Spend, Save, Borrow, Plan: Strategies from Financial Wellbeing Experts
    Jan 1 2025

    Join us as we kick off a new year with financial wellbeing experts Jessica Rubalcava and Lauren Goucher from Patelco. They share their career journeys and provide actionable tips on spending wisely, saving effectively, managing debt, and planning for the future. Discover practical strategies and resources to help you achieve your financial goals this year.

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    41 mins
  • Holiday Spending: Setting Healthy Financial Boundaries
    Dec 5 2024

    As the year winds down and the holiday season picks up, it's the perfect time to set financial boundaries that will set you up for success in the new year. In this episode, Patelco Educators Veronica Dangerfield and Andrew Farrell share actionable strategies for managing holiday spending, communicating your financial limits with loved ones, and staying aligned with your financial goals. Tune in for expert advice on building a healthier financial future while still enjoying the season!

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    27 mins
  • Holiday Fraud Alert: How to Spot Scams and Protect Yourself
    Nov 21 2024

    In this episode of Small Talks for Big Change, we welcome fraud expert Tiffany Kiefer to highlight the most common holiday scams—from fake delivery notices to fraudulent charity requests. Learn how to spot red flags, protect your personal information, and stay safe while shopping this season. Tune in for essential tips to safeguard your wallet and avoid falling victim to scams this holiday season.

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    19 mins
  • Holiday Guide to Keeping Finances Merry and Bright
    Nov 8 2024

    Join host Michele Enriquez as she welcomes back Andrew Farrell, Patelco’s Community Engagement Specialist, to discuss holiday budgeting. Catch his expert advice on aligning your budget with your values and making the most of your holiday season! Many feel the pressure to spend during the holidays. Andrew shares his practical approach to budgeting, goals, how to manage holiday expenses without sacrificing fun, and ways you can emerge debt-free.

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    20 mins
  • Credit Unions vs. Traditional Banks: What Sets Them Apart?
    Oct 13 2024

    In this episode, we explore the differences between credit unions and traditional financial institutions. Our guest, Joseph Luque, Central Operations Supervisor at Patelco, shares his extensive experience in the financial services industry. Learn about the unique benefits of credit unions, how they support community financial wellness, and why they might be a better choice for your financial needs. Tune in for practical insights and expert advice on navigating the financial landscape.

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    23 mins
  • From Teller to Trailblazer: Flora Nafei's CU Journey
    Oct 9 2024

    In this special International Credit Union month episode, we sit down with Flora Nafei, the Executive Director of Credit Union Affairs at Patelco. Flora shares her incredible journey from starting as a part-time teller in New Jersey, to becoming a leading advocate in the credit union industry. With over 30 years in financial services and nearly 15 years dedicated to credit unions, Flora discusses her passion for member-focused service, her advocacy work, and the importance of community in the credit union movement. Join us as we explore Flora’s inspiring story and her vision for the future of credit unions.

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    18 mins