Episodes

  • 245: My Egregious Appraisal Story

    245: My Egregious Appraisal Story
    Nov 6 2024
    Recently, I decided to do a cash out refinance on two identical duplexes that I own that are located next to each other. A cash out refi is a great way to take advantage of the equity you have in a property without having to sell it, and that's exactly what I hoped to do. Get cash, keep the property, have rental income pay off the mortgage, and everyone goes home happy. Well, all seemed to be going smoothly until the appraisals came in, with one being dramatically different than the other, despite the properties being identical. Never in my career have I seen something quite like this, and it drove me crazy! So I dug into the two appraisals to figure out why they were so different, and after many twists and turns... well, you'll have to listen to find out what happened in this crazy story!

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    32 mins
  • 244: Helene + elections cause prices to drop and rates to soar

    244: Helene + elections cause prices to drop and rates to soar
    Oct 30 2024
    Mortgage rates have soared nearly an entire percentage point the past few weeks and as a result, September 2024 yielded the first year-on-year decline in the median sales price in Greenville since March 2023. Why is this happening now, and does it mean we're entering a buyers market?

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    32 mins
  • 243: The Four Types of Real Estate Negotiators

    243: The Four Types of Real Estate Negotiators
    Oct 23 2024
    Negotiation is one of the most important aspects for a real estate transaction, and yet many people don't know their negotiation style or that of those they are negotiating with. In the old school of thought, it didn't matter what style the person across the table from you had - you simply negotiated aggressively with them and tried to win the negotiation at their expense. However, in recent years, negotiation tactics have shifted and are more focused on trying to achieve a situation where both parties feel like they have experienced a "win-win," rather than one party feeling like they lost to the other. But you can't do this if you have no knowledge of negotiating styles, so let's talk about the four types of negotiators, how they impact a real estate transaction, and where their strengths and weaknesses lie.

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    39 mins
  • 242: My Crazy Listing Story: the home that had a bit of everything

    242: My Crazy Listing Story: the home that had a bit of everything
    Oct 16 2024
    "Listing agents don't do anything besides put the home on the multiple listing service," is a phrase I hear frequently from people. And while some listings require less work than others, every listing requires many hours of work, and some require literally *weeks* worth of work. So today I tell the story of my listing from this year that has had a little of everything - messed up contracts, "low" appraisals, FHA flip rule issues, issues with engineers reports, missing data plates, etc. I don't even have time to get into every single thing that happened in this transaction, but I'm confident you'll still enjoy my 30 minute rant about some of what happened and will have a better sense of the home selling process as a result.

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    35 mins
  • 241: What to do about OUT OF CONTROL homeowners insurance costs.

    241: What to do about OUT OF CONTROL homeowners insurance costs.
    Oct 9 2024
    Homeowners insurance premiums have increased dramatically the past 4 years in the US, specifically in the Southeast region of the US, which, coincidentally, is where Greenville is located. Thankfully, SC hasn't suffered the worst of the premium increases when comparing to states like Florida, but with our state getting hit hard by Helene and the possibility of other storms hitting us this year before storm season has come and gone, we can expect insurance premiums to be on the rise in 2025. There's nothing we can do about that, but there are some practical steps you and I can take to ensure that when we insure our home, we aren't paying more than we need to.

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    37 mins
  • 240: Hurricane Helene Wreaks Havoc on Greenville, SC and Asheville, NC

    240: Hurricane Helene Wreaks Havoc on Greenville, SC and Asheville, NC
    Oct 2 2024
    I may be on my fourth straight day without power, but that's not going to stop me from reporting from the front lines on the unbelievable and devastating damage caused by Hurricane Helene to the Greater Greenville Area and to Western NC. In this episode, I discuss how Greenville was hit by a 1/100 year weather event, what it means for me and those I know, and what it means for our local real estate market.

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    35 mins
  • 239: So what's ACTUALLY going on in Greenville real estate?

    239: So what's ACTUALLY going on in Greenville real estate?
    Sep 25 2024
    Even though this podcast is all about Greenville real estate, still by far the main question I get from listeners and others is, "What are you seeing happening in the market?" Are buyers still active? Are sellers still getting top dollar? Have investors given up? Some of these we can answer with data, but data is dry and can only take us so far. So let's answer the question of what's happening with some real life scenarios and stories that I'm actually experiencing every day in the Greenville, SC real estate market!

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    37 mins
  • 238: What impact will the Fed, Trump, and Harris have on real estate?

    238: What impact will the Fed, Trump, and Harris have on real estate?
    Sep 18 2024
    It's Fed week! And by the time most people watch/listen to this episode, we will already know whether the Fed decided to drop the Fed Funds Rate by 25 basis points or by 50 basis points. What impact will their decision have on the real estate market? And while we're talking about the impact of national politics on real estate, what about former President Trump or Vice President Harris? They have made multiple proposals for real estate that are also worth discussing to determine how much of an impact they will have and whether that impact might be good or bad for Greenville real estate. Usually our focus is on local real estate trends, but let's take a step back and look at the national trends and what they mean for the future of our housing market.

    This episode is sponsored by Piper Insurance Group, who can help you with all your home, auto, and umbrella insurance needs. Contact them for a free quote at: ‪(864) 350-9329 / stephen@piperinsurancegroup.com / https://piperinsurancegroup.com

    As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (864) 735-7580 or by email at smccune@cdanjoyner.com.
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    32 mins