Are you ready to discover which presidential candidate's housing policies could make or break the real estate market? In this episode, we dive into the differences between Trump’s and Kamala Harris’s stances on housing, with expert insight from D.C. insider Michael Williams. Join us as we uncover which policies might truly impact your business—and what you need to know before election day!

In this timely episode of The Texas Real Estate and Finance Podcast, we tackle the hot topic of the 2024 presidential election and its potential impact on real estate. Host Mike Mills sits down with Michael Williams, an experienced Washington lobbyist and policy strategist, to break down the differences between Trump’s and Kamala Harris’s housing policies. With the election just days away, they explore how these contrasting policy approaches could influence housing affordability, real estate investments, and the regulatory landscape that Realtors navigate daily. From affordable housing proposals to deregulation debates, this episode answers crucial questions that real estate professionals need to consider as they head to the polls. Whether you're an agent, investor, or loan officer, gain valuable insights into how this election could reshape the real estate industry.

The Reality of Affordable Housing Promises

Michael Williams discusses why sweeping federal affordable housing programs often fail due to complex local regulations and red tape. He highlights the challenge of aligning federal funding with state-level incentives to boost housing supply effectively.

Down Payment Assistance Programs: Do They Work?

We explore Kamala Harris’s proposal for $25,000 in down payment assistance for first-time homebuyers. Williams explains how this type of assistance could increase demand but won’t solve supply issues, potentially driving prices even higher.

The Limits of Deregulation in Real Estate

Williams shares his view on Trump’s deregulation promises, explaining why federal deregulation might not make a noticeable difference in housing supply, as zoning regulations are largely determined at the state and local levels.

Systemic Challenges to Housing Policy Implementation

Both Williams and Mills highlight the logistical and structural hurdles in implementing long-term housing policies, noting how temporary political goals often overshadow the sustained efforts needed for real change.

Why Your Vote Matters in Housing Policy

With a deep dive into how policies affect everyday housing, Williams stresses that Realtor and consumer participation in elections is essential for driving policies that prioritize real estate issues. Voter turnout directly impacts whether housing policies become a priority in Washington.

Michael Williams is a seasoned lobbyist and policy strategist with nearly two decades of experience in Washington, D.C., specializing in financial services, housing policy, and legislative affairs. His career includes working with influential political figures and administrations, such as Governor Mario Cuomo and President Bill Clinton, where he was involved in groundbreaking initiatives across trade, tax, and banking regulations. As a political consultant, Williams now advises top financial institutions and government bodies on critical housing and finance policies. Known for his practical approach to navigating policy challenges, Williams brings valuable insider knowledge on the legislative process and its impact on the real estate market. His insights shed light on the policy contrasts between presidential candidates, offering real estate professionals an in-depth understanding of how political shifts might influence the...