• Episode 201: Sustainable Finances: Balancing Your Money and the Planet with Kara Perez From Bravely Go
    Nov 20 2024
    On today's episode we have sustainable finance educator & author Kara Perez. Kara joins us to share about the intersection of sustainability and finances, and gives the listeners some support and guidance on a way to a more sustainable financial future. Our interview emphasizes the importance of approaching sustainable choices with empathy and invitation, rather than shame or guilt and the ability for small actions to make a significant impact. Kara’s book, Green Money is going to hit bookstores on November 27th, 2024 and will help you feel empowered to do good for the Earth and your money. Stick around to the end to make sure you hear about our book giveaway! In this episode, we chat about: Sustainability in finances Small choices to take action Green Money and community MENTIONED IN THIS EPISODE: Inflation Reduction Act Trees Charlotte Citizens' Climate Lobby Empowered Money Academy CONNECT WITH TODAY’S GUEST: Today’s guest is Kara Perez, the founder of Bravely Go, a sustainability focused financial education company. Bravely focuses on bringing actionable, intersectional and accessible financial education to people who never learned the language of money. She is the author of the brand new book, Green Money, which will be available in bookstores everywhere on November 27th! Here’s our chat with Kara Perez! Order Green Money today! Instagram @webravelygo Twitter/X @bravelygo We Bravely Go on Facebook We Bravely Go on Tiktok https://bravelygo.co/ info@bravelygo.co ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
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    41 mins
  • Episode 200: 6 Things You’re Getting Wrong About Debt
    Nov 13 2024

    Today is episode 200 of Price of Avocado Toast! What a wild journey! Thank you everyone for all of your support the last five seasons. Today we’re debunking 6 common misconceptions about debt. We take on some of the big phrases you’ve heard and share why we don’t agree with some of these stances. We want you to know you have value and worth to this world outside of your debt, so fighting these misconceptions is priority number one as we heal our mindset around debt. Enjoy!

    In this episode, we chat about:

    • Debt vs. Leverage

    • Good Debt? Bad Debt?

    • Do I have to do this alone?

    MENTIONED IN THIS EPISODE:

    • Empowered Money Academy

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • Join Empowered Money Academy

    • priceofavocadotoast.com

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    • Audio engineer: Garrett Davis

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    23 mins
  • Episode 199: Yay or Nay: Personal Finance Trends
    Nov 6 2024

    In today's episode, we discuss and debate some common trends in personal finance. From buy now pay later to stocks for gifts we share whether we are yay or nay with the times. Listen along and let us know which ones we got right and which ones we got way wrong! Enjoy!

    In this episode, we chat about:

    • Buy Now Pay Later

    • Meal Kit Services

    • Cash as a gift for Wedding

    MENTIONED IN THIS EPISODE:

    • Honey price checker

    • Acorns

    • Rakuten

    • Empowered Money Academy

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • Join Empowered Money Academy

    • priceofavocadotoast.com

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    • Audio engineer: Garrett Davis

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    40 mins
  • Episode 198: First-Gen Money Success Story with Israel and Sunem from the Money Noticias Podcast
    Oct 30 2024

    Today’s guests are siblings Israel and Sunem Tovar from the Money Noticias podcast. Their story of first-generation living brings a unique voice to the personal finance space. They share the money narrative prevalent in their community and the ways they are helping to break down systemic barriers to equal access to financial education. You’ll feel empowered to uplift and honor all voices in the personal finance space after listening to this one. Enjoy!

    In this episode, we chat about:

    • Equal access to money education

    • Navigating historically underserved spaces

    • Bridging the mistrust of money and comfort

    CONNECT WITH TODAY’S GUEST:

    • Podcast: Money Noticias Podcast

    • Instagram

    • https://moneynoticiaspodcast.com/

    • Coaching with Israel & Sunem

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • priceofavocadotoast.com

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    Audio engineer: Garrett Davis

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    51 mins
  • Episode 197: Budgeting Doesn't Mean Boring Featuring Allison Baggerly from Inspired Budget
    Oct 23 2024

    Today's guest is Allison Baggerly from Inspired Budget. Allison is a fellow former teacher who realized that the dream life she was desiring was right at her fingertips. After she and her husband managed to tackle their debt payoff journey, Allison began to support others on the path toward financial empowerment. She has now coached hundreds of folks to pay off their debt and build a budget they can be inspired by! Enjoy!

    In this episode, we chat about:

    • Paying off debt as newlyweds

    • Making sacrifices on the journey

    • Building a career you feel proud of

    MENTIONED IN THIS EPISODE:

    • Money Made Easy by Allison Baggerly

    CONNECT WITH TODAY’S GUEST:

    Allison Baggerly is an author, podcast host, and founder of Inspired Budget. Her book, Money Made Easy, inspires readers to find a balance between enjoying their life and reaching their financial goals. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting.

    Allison and her husband paid off over $111K of debt on 2 teacher salaries while growing their family. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full-time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed.

    Allison has built a community that turn to her for budgeting advice and inspiration to save more than they ever imagined! She also hosts classes on budgeting, saving money, and paying off debt. She loves teaching others how to take back control of their money.

    • Instagram @inspiredbudget

    • Tiktok @inspiredbudget

    • Inspired Budget Podcast

    • Money Made Easy by Allison Baggerly

    • https://inspiredbudget.com/

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • priceofavocadotoast.com

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    • Audio engineer: Garrett Davis

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    50 mins
  • Episode 196: 5 Money Mindsets Holding You Back from Tackling Your Money Goals
    Oct 16 2024

    On today's episode we review 5 money mindsets that might be holding you back from getting ahead. Scarcity mindsets affect all of us at some point and it takes some work to break them. We wanted to name some of the major ones we see and give you some actionable steps to breaking them moving forward. Things might not change overnight, but with intention and reframe we just might get to a healthy space.

    In this episode, we chat about:

    • Scarcity vs abundance money mindsets

    • Mindsets that may harm you

    • Strategies for reframing your lens

    MENTIONED IN THIS EPISODE:

    • Empowered Money Academy

    • Opal app

    • Patrice Washington

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • priceofavocadotoast.com

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Join Empowered Money Academy
    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    • Audio engineer: Garrett Davis

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    35 mins
  • Episode 195: Naseema’s Story: Paying off $1M of Debt in 2 Years
    Oct 9 2024

    On today's episode we have Naseema McElroy, the founder of Financially Intentional, to share her story of debt free living. Naseema recognized she was living a “normal” life in our society, but she felt an underlying tension with her debt. Through intentional change and education, she managed to pay off $1 million of debt and restart her financial journey, helping rewrite the story for other generations as well. Naseema shares about the lessons she learned on the journey, especially as a Black woman who is a leader in the space educating others. Enjoy!

    In this episode, we chat about:

    • Finding contentment
    • Amplifying marginalized voices
    • Changing generational cycles

    MENTIONED IN THIS EPISODE:

    • Cashing Out by Julien and Kiersten Saunders

    • Empowered Money Academy

    CONNECT WITH TODAY’S GUEST:

    • Instagram @financiallyintentional

    • https://www.financiallyintentional.com/

    • Financially Intentional Podcast

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • priceofavocadotoast.com

    • Empowered Money Academy

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Join Empowered Money Academy

    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    Audio engineer: Garrett Davis

    Show more Show less
    52 mins
  • Episode 194: The Effects of Debt on Our Overall Well Being
    Oct 2 2024

    Today's episode approaches the topic of debt and the effects it has on our wellness. We look at the key areas of physical, mental, and emotional health and how debt can harm these spaces. You’ll hear some troubling statistics about debt and mental health, and we’ll leave you with the reminder that you are not the sum total of your debt score. This is a message we could expand on even more, so expect this to come back around to the show in the near future.

    In this episode, we chat about:

    • Student loan debt crisis

    • Negative connotation of debt

    • Navigating the debt journey

    MENTIONED IN THIS EPISODE:

    Join us for our free Slash Your Debt masterclass on October 3rd where we are teaching simple and effective strategies to help you pay off your debt and stay out of debt in a way that is realistic and sustainable for your lifestyle.

    ABOUT PRICE OF AVOCADO TOAST:

    Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.

    They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!

    Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget!

    FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE:

    • priceofavocadotoast.com

    • Price of Avocado Toast Instagram

    • Price of Avocado Toast Twitter

    • Price of Avocado Toast Threads

    • Price of Avocado Toast on TikTok

    • Price of Avocado Toast Facebook

    • Join the Price of Avocado Toast Newsletter

    OTHER LINKS:

    • Apply for 1:1 Coaching With Haley & Justin

    • Schedule a Budget Builder call with Haley & Justin

    • Price of Avocado Toast customizable 12 month budgeting template

    RECOGNITION:

    • Audio engineer: Garrett Davis

    Show more Show less
    18 mins