In this episode, I analyze Nvidia stock from both qualitative and quantitative perspectives following its stock split in June 2024, with my analysis dated September 13, 2024.

On the qualitative side, there is significant support for the stock, both from external sources and the company's management.

However, the quantitative analysis tells a different story. None of the four valuation methods I used suggest a buy, though it's important to note that these assessments are based on very conservative assumptions typical of value investors. Therefore, it's unsurprising that they all indicate a "not buy" recommendation.

In conclusion, valuing a company with Nvidia's unique positioning and extraordinary growth potential is challenging, especially when it stands out as a once-in-a-lifetime opportunity.

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(Disclaimer: I am not a financial advisor. My podcast and YouTube channel are for educational purposes only and merely cite my own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary.)

In this podcast episode, I start with a Joe Rogan Experience episode featuring Peter Thiel, which touches on various controversial topics, including Bill Gates and his connections with Jeffrey Epstein. Listening to these "conspiracy theories" almost shatters my worldview, especially regarding the role of powerful individuals in capitalist societies. It makes me wonder - is capitalism evil?

I then go on to explain capitalism, socialism and communism. In reality, socialism and communism have historically failed due to lack of incentives, inefficiencies, and power abuses. In comparison, capitalism, which isn't perfect, has proven to work in many diverse geographic and cultural settings. Ultimately, I conclude that it’s not capitalism that is inherently evil but rather the actions of evil individuals, who can be present in any economic systems - capitalist, socialist or communist.

Despite the controversies surrounding Gates, I express hope that his intentions may be driven by a desire to leave behind a positive legacy, though he may be trying too hard in doing so.

References:

https://nypost.com/2024/08/06/us-news/bill-gates-is-desperate-for-what-he-cant-buy-a-nobel-prize/

https://www.newsweek.com/kim-jong-un-assembles-new-pleasure-squad-young-women-319030

In this podcast episode, I emphasize the importance of recognizing that personal finance is truly personal, and that popular advice from personal finance gurus often doesn’t fit everyone's unique circumstances. I share 5 pieces of prevalent personal finance advice that did NOT work for me at all, and I also share what would have worked with the 20/20 hindsight.

1. To become wealthy, you need to budget, be frugal, and save a large percentage of your income. Following this advice had made me feel deprived and I wasn't truly happy. Instead, now I realized that increasing earned income might have been more beneficial.

2. House hacking is a great way to save money, because housing is the largest expense category. This strategy was simply too difficult, if not possible at all, to implement in the area I live. I should have hacked child care instead.

3. Other people appear wealthy but they are actually poor, so don’t fall into the comparison trip. This is good advice if it's actually true. There can be a concentration of people who are indeed wealthy in the costal areas, which is where I live. Instead of denying this fact, I should have put aside my ego, and learned from these well-to-do individuals much sooner.

4. Retirement, better yet early retirement, is the holy grail. I challenge the notion of early retirement as a universal goal, advocating instead for finding passion in work.

5. Invest in index funds that mimic the market, such as the S&P 500 index. While index funds are popular, and it may well be the best advice for many people, learning to pick individual stocks can be more rewarding if done thoughtfully, and if it suits your aptitude and personality.

Ultimately, I conclude that personal finance should be customized to one's own life, values, and happiness.