Metro Manila’s condominium market is facing an unprecedented challenge: an oversupply of units has left buyers, investors, and developers grappling with uncertainty. In this video, we’ll uncover the factors behind this crisis and explore what it means for property owners, potential buyers, and the overall real estate market.

Joining us is Dr. Ben Lebig Jr, a financial planning expert, entrepreneur, and author of TRENDING UP: Expat’s Guide in Building a Strong Foundation on Investments. As the founding chairman of the Association of Registered Financial Planners UAE Chapter, Dr. Lebig has guided countless individuals, especially expatriates, in making informed financial decisions and achieving wealth-building goals.

With his expertise and actionable insights, Dr. Lebig will help us understand:

- Why this oversupply happened [03:45]

- Mis-selling of a lot of agents to OFW's [09:12]

- The Dangers of Condo Flipping [13:10] - Is the market crashing? [13:54]

- How to navigate this situation [16:42]

- Great locations for short-term leasing [22:01]

- Importance of having an Emergency Fund [26:07]

- Are there opportunities now that are similar to what happened during pandemic [27:42]

- Dangers of Pasalo Units [29:37]

- Should you go for the condos now or those that are pre-selling [32:41]

- Ben's CONDOMINIUM Checklist [35:50]- Closing message [45:35]

Connect with Ben:

LinkedIn:

Instagram:

Buy his book Trending Up: Expat’s Guide In Building Strong Foundation On Investments:

LINKS

📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay

📚Download My Free Resources: https://jayadriantolentino.com/resources

📚Watch on YouTube: https://youtu.be/RFDhF5-kavI

In this video, I react to a heartfelt compilation of retirees sharing their biggest financial and life regrets. From the importance of saving early to the lessons learned from health and career decisions, these reflections offer valuable insights for anyone planning for their future. Discover the common mistakes retirees wish they could undo, like cashing out retirement accounts prematurely, neglecting health, or underestimating the challenges of retirement life.

If you’ve ever wondered how to secure a regret-free retirement, this video is a must-watch. Let’s learn from their experiences so we don’t make the same mistakes. Whether you’re just starting your career or nearing retirement, the wisdom in these stories can guide you toward a better financial future.

Video credit to Business Insider watch it here: https://www.youtube.com/watch?v=hbMRv19SkXY&ab_channel=BusinessInsider

LINKS

📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay

📚Download My Free Resources: https://jayadriantolentino.com/resources

🍿Watch on Youtube: https://youtu.be/Ppn2MXi2nNU

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WHO AM I?

Jay Adrian Tolentino AKA “Kuya Jay” is a Financial Educator and Financial Coach based in Dubai, UAE.

He helps UAE expats save, budget, invest and live life in their own terms thru Financial Education and Coaching.

He gained his expertise after experiencing financial pitfalls such as getting scammed, buying unnecessary and expensive financial products, losing money due to improper investment strategies, and accumulating debt in his first year as an expat.

His passion for Financial Literacy has made him a trusted person on money matters. He has delivered talks to various organizations, companies, and universities.

In 2020, Jay was invited to speak at the Philippine Congress about a national issue that would impact the financial situations of Filipinos living abroad.

Today, he hosts the Pera & Purpose Podcast, which teaches people on how to use money as a tool to live a meaningful life.

How often do you set financial goals, only to feel overwhelmed or lose focus along the way?

It’s not that you lack ambition—it’s that most goals fail because they’re not built on a clear vision or a solid plan.

In today’s episode, we’re diving into the strategies that can change that.

What You’ll Learn in This Video:

✅ Impossible, Possible, Probable and Given - 3:13

✅ How to create a compelling financial vision - 7:30

✅ The Have-Do-Be exercise for clarifying your dreams - 8:00

✅ Crafting Long and 3-Year Visions - 13:00

✅ Sharing my personal vision - 14:15 ✅ Prioritizing your goals based on your Wealth Stage - 17:00

✅ Writing SMARTER goals for success - 25:2

1Bible Verse: 30:22

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LINKS

📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay

📚Download My Free Resources: https://jayadriantolentino.com/resources