In this episode of Ask Joe Anything, Real Estate Attorney Joe Seagle, covers two main topics: mortgage porting and new HOA regulations. Mortgage porting is the process of moving a mortgage from one property to another with the same borrower, allowing homeowners to keep their low interest rates when buying a new property. The discussion explores the concept of mortgage porting, its benefits, and the need for guidelines and procedures from lenders and government agencies. Joe then transitions to new HOA regulations in Florida, which aim to rein in excessive power and fines imposed by HOA boards. The importance of understanding and complying with these regulations is emphasized, along with the benefits of engaging a professional community association management company.

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