#197: Matt Ham is an author, speaker, and small business owner. Five words uttered by a nurse changed the way he looks at life - and inspired him to redefine rich.

Full notes with links at https://moneyplansos.com/matt-ham-has-redefined-rich/ 

It’s not how much you give - it’s how you give it (The Widow’s Mite)

We shouldn’t feel guilty to spend and, surprisingly enough, we feel richer when we give.

Whole Life Matters Podcast: http://www.mattham.com/itunes

Redefine Rich book - Available on Amazon.com in Kindle and paperback

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This post first appeared on LibertyInvestor.com

Transportation is the third largest budgeting expense for most people. Housing and taxes can consume up to half of the average American’s income, with cars sucking up between 5-20 percent - depending on number of vehicles and if the consumer is carrying auto loans.

However, you can greatly reduce your vehicle costs by remembering these three things when buying a car:

1. It’s transportation
2. It’s a depreciating asset
3. It’s not forever

The way we get the biggest bang for our buck when we buy a car right is when we buy it outright.

Pay off your current car loan quickly, save what used to be your car payment for the next one, and pay attention - not a lease payment.

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Free chips, salsa and bread sticks. What do they have to do with rising prices at local restaurants?

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