Are you looking to tap into the equity of your rental property without the hassle of traditional lending? In this episode, mortgage expert Sergio Hernandez introduces the DSCR (Debt Service Coverage Ratio) Cash-Out Loan, a game-changing solution for property investors. Whether you're self-employed, unable to show traditional income or want a faster way to access your home equity, this loan offers a streamlined option with no income or employment verification required.

We break down the key features of this loan, including loan amounts up to $3.5 million, eligibility for properties up to 4 units, and how your rental income can help you qualify. Learn how DSCR Cash-Out Loans can offer flexible options with interest-only payments and more. Plus, we’ll explore scenarios where investors use this loan to expand portfolios, make home improvements, or consolidate debt.

If you're an investor in California or Colorado, this episode is essential listening. Discover if this innovative loan option can help you access the funds you need without jumping through hoops. Tune in and start unlocking your real estate potential today!

Hosted by:

Sergio Hernandez
DRE#01190068 | NMLS# 108378
Instagram

Omar A. Martinez
DRE# 01290170 | NMLS#108525
Instagram

All information is for informational purposes.

In this episode, we dive into the true cost of homeownership in California. With skyrocketing prices and tightening lending guidelines, is buying a home still within reach? Join us as we break down the numbers for a median-priced home in California, explore the required income and down payment, and discuss the impact of factors like mortgage insurance, taxes, and homeowner’s insurance. We also share creative strategies to make homeownership more affordable, including ADU rentals and down payment assistance programs. Whether you're a first-time buyer or planning ahead, this episode offers practical advice and insight to help you on your homeownership journey.

Tune in, and find out if owning a home in California is possible for you today!

Hosted by:

Sergio Hernandez
DRE#01190068 | NMLS# 108378
Instagram

Omar A. Martinez
DRE# 01290170 | NMLS#108525
Instagram

All information is for informational purposes.

In this episode, we dive into the recent NAR settlement and what it means for homebuyers in 2024. From potential commission changes to new Buyer’s Agreement Disclosures, these developments could have a significant impact on your home-buying experience and your budget. Learn how to navigate these changes, what to watch out for, and how to protect yourself from costly mistakes. Whether you’re a first-time homebuyer or a seasoned investor, staying informed is key in today’s shifting real estate landscape.

Hosted by:

Sergio Hernandez
DRE#01190068 | NMLS# 108378
Instagram

Omar A. Martinez
DRE# 01290170 | NMLS#108525
Instagram

All information is for informational purposes.