In this episode, I’m tackling the financial pressure we’re all feeling as the cost of living keeps rising. From insurance premiums to everyday expenses, it can feel like we’re drowning. But you’re not alone—and you’re not powerless.

Join me as I share practical steps to help you take back control of your finances. I’ll show you how to reassess your budget, prioritize the essentials, shop around for better deals, and build an emergency fund—no matter how small. Plus, I’ll offer encouragement for anyone feeling overwhelmed, because better days are ahead.

What You'll Learn in This Episode:

• How to adjust your budget to reflect rising costs
• Tips for cutting back and prioritizing the essentials
• How to shop around for lower insurance rates
• Starting an emergency fund, even if you feel stretched thin
• Encouragement for managing financial stress

Check out Allison's New Budget My Paycheck Spreadsheet

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Zoe Pritchard, a YouTuber and personal finance content creator, shares her journey of paying off $35,000 of student debt and improving her relationship with money. Growing up, money was a tense topic in her family which had a direct impact on her own financial wellness.

In this episode you’ll learn:

• What happened when Zoe started openly discussing her financial struggles on YouTube.
• How she paid off $35,000 of student loan debt.
• What she has done to alleviate her financial anxiety.

If you have debt, or struggle with stress around money then this episode is for you!

Check out Zoe's Youtube Channel
Catch up with Zoe on Instagram @zoexpritchard

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I’m diving into the TikTok trend of underconsumption and sharing my thoughts on why it’s actually just normal spending. We’ve been so influenced by social media to keep buying and upgrading that sticking to what we already have seems like a radical idea.

Let’s talk about what underconsumption really is, why it’s trending, and how it can change the way you think about money.

What you'll learn:

• What underconsumption is and why it’s gaining popularity.
• How social media pressures us to overspend and why that’s not sustainable.
• The financial benefits of being more intentional with your spending.
• How to balance spending on what you need and what brings you joy.

This episode is perfect for anyone who’s feeling overwhelmed by the constant pressure to buy more and wants to be more mindful with their money.

Links Mentioned: Budget My Paycheck Spreadsheet

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!