Struggling to save for a deposit or unsure how to get your foot in the door of the property market?

This episode of the Home Buyers Australia podcast is here to help! Hosts Damien Walker and Jack Corbett share essential strategies for Millennials and Gen Z to save a deposit, leverage government grants, and creatively navigate the challenges of buying your first home.

Learn how to focus on increasing your income, keeping lifestyle creep in check, and making smart decisions that will set you up for success. Whether you’re thinking about buying with friends or family, or simply looking for tips on asset selection, this episode covers it all.

In this episode, you’ll explore:

• The importance of income growth and how to maximise it to save for your first home.
• Creative ways to keep your expenses low while saving, such as house-sharing and living with parents.
• How to utilise government grants and the "Bank of Mum and Dad" to bolster your deposit.
• The benefits and risks of buying property with friends or siblings.
• Tips on selecting the right first property, from units to houses, and understanding asset scarcity.
• Innovative mortgage products like property share that can ease the path to homeownership.

Timestamps:

00:00 - Introduction: Cracking the Code for Millennials and Gen Z
01:38 - The Role of Income in Saving for Your First Property
06:35 - Keeping Lifestyle Creep in Check While Saving
10:11 - Leveraging Government Grants and the "Bank of Mum and Dad"
15:23 - Buying with Friends or Siblings: Risks and Rewards
19:34 - Asset Selection: What to Look for in Your First Property
25:53 - Creative Financing Options for First-Time Buyers

ABOUT THE PODCAST:

Are you dreaming of owning your own home? Home Buyers Australia is your ultimate guide to navigating the Australian property market. Join mortgage broker Damien Walker and buyer's agent Jack Corbett as they break down the home buying process into easy-to-understand steps.

Damien Walker, a mortgage broker at Atelier Wealth, specialises in helping Australians navigate the complexities of property finance. With years of experience in the industry, Damien’s insights are invaluable for those looking to build a robust property portfolio.

Jack Corbett, a buyer's agent at Corbett Property Buyers, brings a wealth of knowledge in identifying and securing high-potential properties. Jack's expertise ensures clients make informed decisions that align with their long-term goals.

CONNECT WITH US:

Don’t forget to follow along on:

• Facebook: https://www.facebook.com/homebuyersaustralia
• Instagram: https://www.instagram.com/homebuyersaustralia
• TikTok: https://www.tiktok.com/@homebuyersaus
• YouTube: www.youtube.com/@HomeBuyersAus

Are you keen for a home upgrade but daunted by what’s involved?

In this episode of the Home Buyers Australia podcast, hosts Damien Walker and Jack Corbett discuss the strategies you need to know to upgrade your property while staying within your budget. With Damien’s expertise as a mortgage broker and Jack’s insights as a buyer's agent, this episode is packed with practical advice to help you navigate the complex process of selling your home and buying your new one.

We’ll cover how to choose the right real estate agent, the pros and cons of bridging finance and other practicalities. Our hosts will run the rule over the many options you’ll need to weigh up when deciding how, where and when to make your play. Whether you're moving from a unit to a house or simply looking for a better location, this episode covers the essential factors to consider, ensuring your next move is the right one.

In this episode, you’ll hear:

• How to find the best real estate agent for your property and location.
• The key differences between selling first and buying first—what’s the safest option?
• Understanding bridging finance: when it makes sense and the risks involved.
• Tips for choosing between renovated and unrenovated properties when upgrading.
• The importance of location and how to avoid being a "suburb snob."
• How to make strategic decisions that align with your long-term financial goals.

TIMESTAMPS:

00:00 - Introduction: Upgrading Without Breaking the Bank
01:13 - Choosing the Right Agent for Your Upgrade
07:36 - Selling First vs. Buying First: What’s the Best Approach?
14:02 - Understanding Bridging Finance: Risks and Rewards
20:47 - Renovated vs. Unrenovated: Making the Right Choice
27:06 - Strategic Planning for Your Property Upgrade

ABOUT THE PODCAST:

Are you dreaming of owning your own home? Home Buyers Australia is your ultimate guide to navigating the Australian property market. Join mortgage broker Damien Walker and buyer's agent Jack Corbett as they break down the home buying process into easy-to-understand steps.

Damien Walker, a mortgage broker at Atelier Wealth, specialises in helping Australians navigate the complexities of property finance. With years of experience in the industry, Damien’s insights are invaluable for those looking to build a robust property portfolio.

Jack Corbett, a buyer's agent at Corbett Property Buyers, brings a wealth of knowledge in identifying and securing high-potential properties. Jack's expertise ensures clients make informed decisions that align with their long-term goals.

CONNECT WITH US:

Don’t forget to follow along on:

• Facebook: https://www.facebook.com/homebuyersaustralia
• Instagram: https://www.instagram.com/homebuyersaustralia
• TikTok: https://www.tiktok.com/@homebuyersaus
• YouTube: www.youtube.com/@HomeBuyersAus

Are you struggling to break into the property market?

This episode of the Home Buyers Australia podcast will get you up to speed with rentvesting, a trending home-owning strategy that is ticking boxes for a new generation of buyers. Hosts Damien Walker, a seasoned mortgage broker, and Jack Corbett, a buyer's agent, discuss the ins and outs of rentvesting, highlighting why this strategy is gaining popularity among young Australians aged 20 to 35.

As inner city property prices continue to rise, younger buyers are using rentvesting to get on the property ladder, while still living where they want. We look at the benefits and potential pitfalls of this approach, which is gaining popularity with first-time investors finding themselves priced out of the market.

Discover the flexibility rentvesting offers, the unexpected side benefits and the potential financial gains of rentvesting for a generation facing an unprecedented price squeeze.

In this episode, you’ll hear about:

• The benefits of rentvesting and how it allows you to live in desirable areas while building your property portfolio
• The experiences and learnings of an investor who used this approach
• How rentvesting stacks up financially, comparing the potential returns with owner-occupying
• Strategies to maximise property investment returns, even in Australia’s high-priced markets.
• The role of mortgage brokers and buyer's agents in navigating the rentvesting journey.
• The property market and current issues affecting homeowners and renters in Australia

TIMESTAMPS:

00:00 - Introduction to Rentvesting: The Smart Way to Enter the Property Market
01:21 - Flexibility and Location: Key Advantages of Rentvesting
08:20 - Capital Growth: Why Units May Not Be the Best Investment
14:38 - The Importance of Strategic Property Investment
22:46 - Who Should You Listen to? Seeking the Right Advice
27:10 - Planning Your Exit Strategy: Preparing for the Future

ABOUT THE PODCAST:

Are you dreaming of owning your own home? Home Buyers Australia is your ultimate guide to navigating the Australian property market. Join mortgage broker Damien Walker and buyer's agent Jack Corbett as they break down the home buying process into easy-to-understand steps.

Damien Walker, a mortgage broker at Atelier Wealth, specialises in helping Australians navigate the complexities of property finance. With years of experience in the industry, Damien’s insights are invaluable for those looking to build a robust property portfolio.

Jack Corbett, a buyer's agent at Corbett Property Buyers, brings a wealth of knowledge in identifying and securing high-potential properties. Jack's expertise ensures clients make informed decisions that align with their long-term goals.

CONNECT WITH US:

Don’t forget to follow along on:

• Facebook: https://www.facebook.com/homebuyersaustralia
• Instagram: https://www.instagram.com/homebuyersaustralia
• TikTok: https://www.tiktok.com/@homebuyersaus
• YouTube: www.youtube.com/@HomeBuyersAus