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Imagine growing up in a small town with limited diversity and then discovering a world bursting with vibrant cultures and endless opportunities. That's the journey our guest Arman Kroom embarked on, eventually finding his way to the lively city of San Diego after serving in the Navy. Arman shares how a serendipitous ROTC scholarship landed him at Tulane University, where he navigated a path from pre-med to finance with the guidance of key mentors. His story is a testament to the power of adaptability and the unexpected turns life can take, leading him from a humble upbringing in Arkansas to an influential role in the financial world.

Arman takes us through his unexpected pivot from finance to nuclear engineering within the Navy, a challenging transition that fortified his belief in his ability to conquer any subject. Despite facing the hurdles of Navy politics and the stress of young leadership aboard the USS Nimitz, Arman found valuable lessons in management and the importance of understanding the 'why' behind every task. His experiences in the military fueled his determination to never work for someone else again, culminating in a successful shift to financial advisory, where mentorship and a bit of luck played crucial roles in his ascent.

In his current chapter, Arman shares his commitment to bridging racial divides and increasing representation among Black financial advisors. He opens up about the intricate dynamics of running a financial practice and the evolving challenges of personal finance, particularly within relationships. With thoughts on effective budgeting, the importance of values-based financial planning, and personal reflections on family and marriage, Arman's journey is not just inspiring but also a valuable guide on how to empower oneself and others in navigating life's financial landscape.