Ep #73: In my 20s, managing money wisely is crucial for securing a stable financial future. Here are five things I would do with my money during this pivotal decade:

Build an Emergency Fund: Prioritize creating an emergency fund.

Invest in Self-Improvement: Invest in myself through education and skill development. This could include taking courses, attending workshops, or gaining certifications that can lead to higher earning potential in the future.

Budget and Save for Goals: Create a budget to track my spending and ensure I'm saving for both short-term and long-term goals.

Impulse Spending: FOMO can lead to impulse spending on things like expensive trips, gadgets, or experiences that you can't afford. This can quickly deplete your savings and put you in financial stress.

Travel and Experience: Your 20s are a time to explore, learn, and create memories. While being financially responsible is essential, don't forget to allocate some money to travel and experience the world.


Overall, the key in your 20s is to strike a balance between enjoying the present and preparing for the future. By building a strong financial foundation through saving, investing, and responsible debt management, you can set yourself up for a secure and prosperous financial future.

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