You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

"Buying back military time is more than a financial decision—it’s a strategy to maximize your retirement and claim the rewards for your years of service."

Chapters
0:00 - Podcast Introduction
3:45 - Why Buying Back Military Time Matters
7:00 - Common Misconceptions About Military Time Buyback - Impacts Your Retirement Eligibility
11:11 - Breaking Down Costs: Is It Expensive? - Reservists vs. Active Duty: What You Need to Know
13:00 - Real-Life Stories: Successful Military Time Buybacks - Navigating Federal Forms: A Quick Guide
17:17 - Double-Dipping: Military and Federal Pensions
21:00 - Additional Retirement Benefits Explained
23:40 - What Forms do I need?
26:16 - Health Tip: Boosting Magnesium Levels Naturally
29:30 - Recap & Key Takeaways

FORMS:
• SF3108: https://www.opm.gov/forms/pdf_fill/sf3108.pdf
• RI2107: https://www.opm.gov/forms/pdf_fill/ri20-97.pdf

Connect with CD Financial for More Insights:

Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/
Subscribe and Stay Updated: Don’t miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.

Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

#RetirementPlanning #MilitaryTimeBuyback #FederalBenefits #FinancialFreedom #InvestmentStrategy #CDFinancial #FERS #Veterans

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

Support the show

You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

"The most important decision you make during Open Season can define your peace of mind for the entire year."

Chapters
0:00 - Introduction to Open Season 2024
1:06 - Why This Year Is Different: Premium Hikes Explained
2:10 - Navigating the Open Season Process - The Importance of Knowing Your Health Needs
3:45 - Overcoming Barriers: Why Most Don’t Switch Plans - Evaluating Your Current Plan and Making Comparisons
6:57 - Common Misconceptions About Plan Changes
08:30 - The Four Cs of Choosing a Plan: Cost, Coverage, Choice, Convenience
13:00 - Real Stories: Open Season Success and Challenges
19:35 - Tips for Using Plan Comparison
26:00 - Health Tip: Daily Workouts: Staying Active for Mental and Physical Health
30:00 - Recap and Final Recommendations

Tools Source Link: guidetohealthplans.org | GUIDE20 for 20% Discount

Connect with CD Financial for More Insights:

Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/
Subscribe and Stay Updated: Don’t miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.

Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparison

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

Support the show

You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

0:00 - Intro
0:10 - Why Retirement Feels Scary
1:11 - What is a Written Retirement Income Plan? - The Wisdom of Planning: Lessons from Whales
2:20 - How to Ensure Your Money Outlasts Your Life - Addressing Mental and Emotional Readiness
3:00 - Retiring to Something, Not to Nothing - The Importance of Reassurance in Financial Planning

"Chart your course to a retirement filled with purpose, freedom, and peace of mind."

Connect with CD Financial for More Insights:

Twitter: /CDFinancial_LLC
Instagram: /CDfinancial.llc
Facebook: /CDFinancialLLC
LinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/
Subscribe and Stay Updated: Don’t miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.

Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

#RetirementPlanning #FinancialFreedom #RetireSmart #FinancialSecurity #InvestmentStrategy #CDFinancial #Podcast #wealthmanagement

Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

Support the show