In this week's episode, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider.

They cover everything from how to best prepare to make an offer to what happens once an offer is accepted.

Skip to the part most relevant to you:
0:00-0:35 Intro
0:35-2:40 Building & Contents insurance
2:40-3:45 Do you need life insurance when you buy a property?
3:45-4:53 How does life insurance work?
4:53-7:36 What is critical illness insurance?
7:36-10:03 What is income protection?
10:03-11:13 Why should you get this additional insurance?
11:13-12:32 Do you have to review insurance annually?
12:32-13:15 Paul's advice for first-time buyers

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode, Megan is joined by Hannah Gaddie, a solicitor at Gillespie Macandrew, and they discuss how to make an offer on a property in Scotland.

They cover everything from how to best prepare to make an offer to what happens once an offer is accepted.

Skip to the part most relevant to you:
0:00-0:45 Intro
0:45-2:09 How to prepare to make an offer?
2:09-2:56 What's the first step to making an offer on a property in Scotland?
2:56-4:45 What is a Note of Interest in Scotland?
4:45-5:54 Documentation required to make an offer
5:54-7:34 How do solicitors make an offer on your behalf?
7:34-8:30 What is a closing date in Scotland?
8:30-9:38 Can you add clauses to your offer to include furniture, interiors?
9:38-10:50 What happens if your offer is rejected?
10:50-11:54 What happens if your offer is accepted?
11:54-12:31 Final pieces of advice

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.

In this week's episode of ESPC's First-timers Club, Megan is joined by Tzana Webster from Ralph Sayer, an ESPC solicitor estate agent member firm, to chat through what first-time buyers can expect from a property viewing including how to prepare, red flags to look out for and what NOT to ask.

CHAPTERS:
0:00-0:40 Intro
0:40-1:04 Meet Tzana
1:04-3:40 What to do BEFORE you view any properties
3:40-5:41 What should you look out for at a property viewing?
5:41-8:02 What are red flags at a property viewing?
8:02-11:43 What NOT to ask at a property viewing
11:43-13:12 Do sellers pick a buyer based on their personality?
13:12-16:46 Advice for second viewings
16:46-21:21 What to expect as a first-time buyer

Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!

To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.

Read the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1T

ESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.