Episodes

  • The Season of Gifting

    The Season of Gifting
    Nov 25 2024
    During this holiday season, if you are planning on giving monetary gifts to your loved ones, it is important that you do so as part of an overall gifting strategy. Donna and Nathan discussed annual and lifetime gift tax limits, and how to properly record your activity with the IRS. Also on MoneyTalk, managing competing goals, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    42 mins
  • The Draw of Pessimism

    The Draw of Pessimism
    Nov 22 2024
    You may have heard the saying, “if it bleeds, it leads”, reflecting the fact that negative news gets far more attention than positive, and this phenomenon rings especially true in the financial markets. Donna and Nathan discuss how our tendency toward pessimistic thinking drives our investing decisions. Also, on our MoneyTalk Moment in Financial History, how the Russian Revolution set the table for the reemergence of totalitarian rule in Russia. Hosts: Donna Sowa Allard, CFP®, AIF®, Nathan Beauvais, CFP®, CIMA® & Steven Beauvais; Air Date: 11/20/2024; Original Air Date: 5/25/2023 & 9/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    42 mins
  • To Rent Or To Buy?

    To Rent Or To Buy?
    Nov 20 2024
    When you buy a home it can be a moment of great pride, but the allure of homeownership can also lead us into a financial hole that might’ve been avoided had you chosen to rent instead. Donna and Nathan discuss considerations for those trying to decide on whether to rent or to buy. Also on MoneyTalk, saving for needs other than retirement, and Roth conversion planning. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/18/2024; Original Air Date: 4/30/2024 & 7/11/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    42 mins
  • The Active vs. Passive Debate

    The Active vs. Passive Debate
    Nov 19 2024
    Ever since the advent of index funds and ETFs, the industry has debated the value provided by mutual fund managers, especially with passive alternatives available at lower cost to investors. Donna and Nathan consult the data and discuss the benefits and drawbacks of active and passive investments. Also on MoneyTalk, how the sunk cost fallacy can lead to compounding losses. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/15/2024; Original Air Date: 3/28/2023 & 12/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    42 mins
  • Controlling Investor Behavior

    Controlling Investor Behavior
    Nov 18 2024
    43 mins
  • Think Twice Before Cashing Out

    Think Twice Before Cashing Out
    Nov 15 2024
    During periods of global unrest, it is not uncommon to find investors decreasing their risk exposure, but when it comes to your retirement accounts there is an important distinction between moving into cash, and cashing out your portfolio. Steve and Nathan explain the importance of avoiding tax consequential decisions in response to current events. Also, our MoneyTalk Moment in Financial History gets into the history of war time financial markets. Hosts: Steven Beauvais & Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 11/13/2024 (Original Air Date: 11/8/2023). Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    43 mins
  • Year-End Prepping

    Year-End Prepping
    Nov 13 2024
    December deadlines are fast approaching, and we’re here to help you put a bow on your finances so you can settle in and enjoy your holidays. Donna discusses items to consider for your year-end planning checklist, such as gifting, payroll deferrals, charitable giving, RMDs, portfolio rebalancing, and more. Also on MoneyTalk, features and benefits of different types of annuities. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 11/11/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    42 mins
  • Considering a Reverse Mortgage

    Considering a Reverse Mortgage
    Nov 12 2024
    The reverse mortgage has been around for over 60 years, but because of some early abusive sales tactics and its highly vulnerable target market, the product remains shrouded in controversy and misunderstanding. Donna and Nathan have a conversation with reverse mortgage expert, Garrett Duffy, to uncover some common misconceptions about reverse mortgages, and explain who should and shouldn’t consider them as part of their retirement income plan. This material is intended for informational educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation. Reverse mortgages are subject to risk, including possible foreclosure, high fees, and interest payments, and they may negatively affect your eligibility for various state and federal benefits. Please contact your financial professional for more information specific to your situation. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Special Guest: Garrett Duffy, Supreme Lending; Air Date: 11/8/2024. Original Air Date: 10/27/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!

    See omnystudio.com/listener for privacy information.
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    42 mins