On the first payday of Black History Month 2025, Amber and Erika find themselves yet again debunking John Hope Bryant’s foolish, false assertion that “racism is a barrier that Black people can get over.” The second Trump presidency has people questioning that contention, but this episode demonstrates that racism has been entrenched in every aspect of American life - politically, economically, socially, and culturally - since its inception. Through discussion of three key eras in history, we demonstrate that racism was literally designed to be insurmountably imbued into every system and institution such that it would restrain Black people in every way. We first discuss Reconstruction, and this country’s deliberate abandonment of efforts to create racial equity. Next, we look at Woodrow Wilson and the racial regress back to de jure segregation in the Progressive era as racism cemented itself as a core tenant of mainstream southern, Democratic politics. And finally, the Reagan era reveals racism’s insidious makeover to become palatable to White evangelical Christians. Resentment over desegregation was tucked into pro-life politics and repackaged as family values and concern for the unborn. This historical conversation proves that racism is present at every turn and nothing - not even financial literacy - can save Black people from its impact. Tune in to get the lesson!

On this payday, Amber and Erika discuss the concept of "model minorities" and how it relates to the expectations placed upon Black descendants of enslaved people to use tools like financial literacy to “pull themselves up by the bootstraps”. They highlight the challenges faced by Black Americans compared to other ethnic minorities and immigrants. Dr. Patrice Sims, a sociologist, joins the discussion to explain her book "The Fallacies of Racism," which addresses the fallacies that perpetuate racial inequality. She emphasizes the importance of understanding the epistemology of ignorance and the need for addressing racism at individual, institutional, and societal levels. The conversation also touches on the impact of social media algorithms and the importance of education and community support. Tune in to join the conversation!

On this New Year’s Payday, Amber and Erika are busting another myth from our interview with John Hope Bryant. Bryant casually remarked, “If you go to the computer at midnight, the computer doesn’t know what race you are.” The evidence, however, suggests that that is false, and technology and AI is laden with the same biases and racism present within our society. Our guest, Memme Onwudiwe, a Harvard trained space lawyer and EVP of AI company Evisort, breaks down the basics of emerging AI and explains how bias can creep into seemingly neutral technology. We also discuss real examples of how technology bias has caused harm to people and the resistance of some developers to acknowledge the problems. Finally, we discuss whether AI can be used as a tool of resistance to remediate racism and human bias. Press play and join the conversation!