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Hey, Budget Besties! 🍁 October is here, and it’s time to whip that budget into shape before the holiday rush! Today, we break down the 5 super simple steps to create your October budget. Whether you're a seasoned pro or new to the budgeting game, these tips will help you plan for the spooky season without scaring your bank account. 🎃 From prepping for upcoming expenses (hello, Halloween!) to setting yourself up for holiday savings, we’ve got you covered. Grab your PSL, cozy up, and let’s get those finances organized! 5 Simple Steps to Your October Budget: • Review September’s Numbers: Start by checking how you did last month. Did you stay on track or overspend? Look at those patterns and adjust your October budget based on what worked—and what didn’t. • Account for Monthly Must-Haves: Make sure all your regular bills and expenses like rent, utilities, and groceries are covered first. These are your non-negotiables. • Plan for Special Events: October means Halloween costumes, candy, and maybe even some fun fall outings like pumpkin patches. Be sure to set aside funds for these festive expenses. • Start Prepping for the Holidays: It’s not too early to start putting money into your holiday savings bucket! If you plan ahead, you can enjoy Thanksgiving and Christmas without the last-minute scramble. • Set Up Your Savings & Debt Payoff Goals: Once you’ve handled your monthly expenses, see what’s left over and decide how much you want to save or put toward debt. Even small amounts make a big difference over time! Pro Tips: • Use Last Month’s Numbers as a Guide: Your past spending can be your best tool for planning the future. • Don’t Forget Halloween Costs: Whether it’s costumes, parties, or candy, these costs can sneak up on you—plan ahead! • Start Small with Holiday Savings: If you start putting away even $20 a week for gifts or holiday travel now, you’ll be so thankful come December. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ http://budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. https://budgetbesties.com/privacy This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!