The Choice Is Yours

Introducing the Credit Choice and the Personal Finance Choice for Teens & Young Adults

By: Robert Newkirk

Narrated by: Robert F. Newkirk Jr.

Length: 7 hrs

Publisher's summary

MAKE A CHOICE! Build Wealth Without Worry & Secure Your Financial Future Without Sacrificing Fun: Perfect for Ages 15-28!

Why does money seems to slip through your fingers no matter how much you earn? What if you could transform your relationship with money, challenge the norms of consumer culture, and build a future where financial freedom is the ultimate status symbol?

Why weren't you taught basic financial skills in school, leaving you ill-equipped to handle real-world money matters? Imagine gaining the skills and tools you need to thrive financially, breaking free from the cycle of financial illiteracy. Ready to rewrite your financial future?

Myth #1: More Credit Cards Mean More Freedom – Break free from the illusion that a wallet full of credit cards equals financial freedom. Unravel the truth and discover the power of strategic spending over a plastic parade.

Myth #2: Student Loans are 'Good Debt' – Challenge the belief that drowning in student loans is the only way to invest in your future. Picture a life where education doesn't come with a lifelong debt sentence – it's time to redefine the true cost of knowledge.

Demystify capitalism: Gain insights into how young adults can actively participate in and benefit from the economic system around them.

Navigate the complexities of capitalism with confidence, understanding how to leverage consumerism to your advantage without falling prey to its pitfalls. Break free from the shackles of consumerism and materialism!

"I don't have time to learn about personal finance." - Busy schedules & competing priorities often lead individuals to believe they lack the time to dedicate to learning about personal finance, dismissing it as a low-priority concern.- "I'm not good with numbers or math, so personal finance isn't for me."

If you want to take control of your financial future and thrive in a world dominated by capitalism, consumerism, and financial illiteracy, Scroll up and Click the "Add to Cart" button now!

©2024 Vatin Johari LLC (P)2024 Vatin Johari LLC

Excellent Advice with Humor and Examples

How many of use resolve the charges on our card? How carefully do you protect you spending habits? Mr. Newkirk does both of these things and brings humor to his educational wealth lessons. Yes, wealth. How to preserve it. What do the wealthy do when it comes to cash and credit? I learned who created the FICO score and how to increase mine. As for the humor, well, I laughed heartily along with the narrator's take on Streaming services cost and tricks companies use by stating fees are low at "nine ninety nine". I look forward to more narrations by Mr. Newkirk in future literature.

Sooo refreshing

This is a very refreshing item. Personal finance seems to be a topic not discussed in school to purposely guide all the unawares into debt, zombification, and consumerism ! These books teach the a, b, c’s (i.e. the do’s and don’t) of financial responsibilities and growth. I highly recommend it to anyone with or without a clue especially to the youngsters entering this life ! Great job Robert ! What a fantastic contribution ! Max Jeanty

Mastering Money and Outsmarting the System

Newkirk’s style is nothing short of captivating and inspiring—he masterfully blends vivid metaphors, like “jumping into the pool,” to empower readers to dive headfirst into the world of financial education. His words spark action, urging readers to take control of their finances. Through personal stories and relatable real-life examples, Newkirk makes each lesson feel like it was written just for you. This isn’t just a “how-to” guide for money management; it’s a deep dive into the bigger picture, exploring the forces of capitalism and consumerism that can often trip up young adults. Five stars for a book that delivers both practical wisdom and powerful insight.