Simple Money, Rich Life

Achieve True Financial Freedom and Design a Life of Eternal Impact

By: Bob Lotich

Narrated by: Bob Lotich, Linda Lotich

A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money.

Broken down and stranded 1,000 miles from home with only $7 left in his bank account, Bob Lotich had reached his breaking point. He was stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt. Bob had been following the world's advice with money and this was the fruit of it. In desperation, he cried out to God for wisdom, for a different way. The answer was a simple four-part formula, one based on timeless biblical principles, and, most important, it worked.

After applying this simple formula, Bob discovered that his financial stress melted away and he finally felt fully in control of his money. As he continued to follow the four steps, he paid off over $400,000 in debt, reached a personal goal of giving $1 million by age 40, and achieved a level of financial freedom he never dreamed possible.

In his casual and approachable style, Bob (along with his fun-loving wife, Linda) shares everything he learned about achieving true financial freedom, including:

• How to create a money system so you can spend less time and get better results
• The One-Category Budget: get 80% of the results with 20% of the work
• The four keys to earning more in the digital era
• How to automate your way to financial success in less than 10 minutes
• The secrets of a six-figure giver
• Three credit card rules that banks don’t want you to know
• How to save $100s each month while still buying what you love
• And much more!

Whether you are doing “fine” or are in a financial crisis, the included 21-day kick-start will leave you with specific action items to guide you to success. You can have financial security, peace, significance, and eternal impact. Let Bob show you how to reimagine money as it was meant to be: simple.

*Includes a downloadable PDF of Kick-Start worksheets, charts and graphs, and a list of resources from the book

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2022 Bob Lotich (P)2022 Random House Audio

Critic reviews

“In Simple Money, Rich Life, [Bob’s] giving away all the tips, tricks, and tactics he’s employed to personally overcome $400,000 in debt and hit his own generosity stretch goal of giving away $1 million. This book is full of big steps made in faith, and it’s also full of practical actionable advice to help you reach your own financial goals.”—Mark Batterson, New York Times bestselling author of Win the Day

“Bob is uniquely gifted to take a topic (money) that most tend to find overwhelming and actually make it simple. If that isn’t unique enough, he (with Linda’s help) delivers the lessons with grace in a non-judgmental tone that leaves you gently challenged, excited, and inspired with your finances.”—Carlos Whittaker, author of Enter Wild

“Some books are exceptionally helpful; others can totally change your life. Simple Money, Rich Life is the latter. Bob Lotich will guide you through each step on the path of reaching true financial freedom. Buy it. Read it. Apply it.”—Chuck Bentley, CEO of Crown Financial Ministries

WIN what's important now

This book was pleasant to listen to. I started putting concepts into action immediately. It has inspired me to seed more and plan a course of action. Its not preach but direct to the point.

Breath of fresh air!!!

I thoroughly enjoyed this book!! Such a refreshing change of pace as relates to books about money. I was happy to see someone deal with the topic of money/finance from a practical & eternal perspective. Bob and Linda calmly takes the reader on a journey through the ways of how we handle, view and think about money. Their 4 step strategy has a very simple and practical approach to redirecting our money towards a healthier place that ultimately benefits us and the world around us. Great read!!

Honesty and simple steps

I loved it. Easy steps for me to take. Excited to dig into the workbooks!

Refreshing and gave hope

I really enjoyed this book! I loved the personal stories Bob and Linda tell along with facts and stories like Mike Tyson and other professional athletes that they tell in the book. It shows that we all need to learn to manage our money that God has blessed us with no matter how much we make. I also love that they narrate the book.

thoughtful, practical, doable

I highly appreciated the real life examples. I often felt like Bob was in my head...I know you're thinking "xyz", and I was! I really look forward to tweaking what we're doing to better serve God with our money.

Great book

I really enjoyed this book. I am a big Dave Ramsey follower, but I love how this book digs in deeper into our relationship with God in terms of money, giving, growing our money, our roles etc. I am looking forward to purchasing the hardcover and working through the exercises.

Valuable information

This is very practical information, shared in a genuine, and honest manner!
I can’t wait to put it into practice.

Heart and tactics without dogma

This is my new favorite book on personal finance! It deals with the heart and discusses simple but smart ways to manage finances. Linda reads parts of the book, which is a smart way to encourage and address both people in a marriage. Unlike other books, they don't beat you over the head at all. Highly recommended.

Lots of helpful insights

A handful of sections really spoke to me. Some sections gave confirmation that I’m doing the right things in certain areas and a couple sections made me reevaluate how I approach uncertainty of the future. Very powerful!

Very simple way of thinking about money

Clear plans. Gives God’s views on money. Highly recommended for those of us that struggle with a plan.