Money Matters

Everything You Should Have Learned in School, but Didn't

By: Veronica Karas

Narrated by: Christina Tattersall

Many people struggle with understanding their finances. The truth is that our education system isn't geared towards teaching us how to navigate our financial lives. This book covers everything you need to know to set yourself up for financial success from the get-go! Learn how to save money, budget properly, plan and choose your investments, how to file for taxes, how to minimize your taxes, and all about making sure you get your credit in line before you're in trouble!

Learn everything you should have learned! Make it easier to take on the world and ask better questions so you can reach true financial freedom and all your goals along the way!

©2019 Veronica Karas (P)2019 Veronica Karas

I already "knew" most of this stuff AND LOVED it!

This book is an excellent, comprehensive summary of all aspects financial. 


Many times I thought: I already know this, or this isn’t ground breaking information. I could have written this (part).

That AND I thought - this is helpful!
 LOVE IT!

I believe, having learned it before or “already knowing” it, doesn’t make information un-valuable, un-useful.

Have you heard of the person who has gone to the same training 42 times? (Hey Lisa Nichols!) And there are many stories like that.
“Repetition is the mother of skill” to quote one of Veronica’s fave people and one of mine too, Tony Robbins.

The more we hear or experience things, the more they become a part of us, the more connections we make, and the more they have the potential to become unconscious programs, habits we do in life. Things we do naturally, with less thinking and less effort. Wouldn’t that be nice?!
To have more confidence about your money and worry about it less?

This book, was in part about repetition to me.

It was ALSO, very much a complete summary: short, sweet, and comprehensive, covering all the essentials from budget, to types of loans, to insurance plans, to investing and more in-between.

I read (listened) to this book in ONE sitting.
I love summary things and this covered it all.

I have worn many an HR hat in my past life and I thought:
If I could have just handed this out to new hires, that would have been so helpful.
The things I observed confusing 18 year old employees were some of the things still confusing my 30 and approaching 40 year old staff.
What are the differences in retirement plan types, insurance plans, and income deductions? How to fill out a W4 correctly and some of the common pot holes that come up. Like if I had better known what to do with the itemized page when I was 18, I would not have been undertaxed wen I was working 3 jobs and wouldn’t have owed thousands of dollars I didn’t have that year!

I know I’ve already said this, but it’s worth repeating.
This book is a GREAT comprehensive overview about money and how to manage it.

I believe it would be a perfect book for anyone who identifies as a novice or “bad at adulting”, this book will do wonders for your overall understanding of that “adulting” and is easy to read. It’s to the point, not verbose.
Clean and clear.

I believe this book would also be valuable to anyone who identifies as “having their financial shit together”. This book, again is a great summary of all the essential components. If you’re a financial savvy human and you get one reminder or one thing from this book of essentials that improves your situation, wouldn’t it be worth the relatively small time investment?
(4 hours is like 1-3 commutes right?).

And to 2nd, 3rd, and 4th many others, the material in this book should be taught in high school.
If kids would be equipped with this information as they are entering the work world, wow how impactful that would be for everyone. Really. How the common curriculum doesn't include this stuff is strange.

I’m glad I read this book and I will be suggesting it to others.
I took 14 pages of notes and I already “knew” most of the stuff. LOL


Nice work Veronica. Thank you. I love you too!

OUTSTANDING!!!

The author did an amazing job of breaking down complex financial topics and explaining them in simple and easy to understand terms. After having read this book I feel empowered! I wish I knew then (years and years ago) what I know now.. I will be buying this book for my grown children. Highly recommended!!

very useful & accurate financial education book!

This book should be a required reading in high school & college! I love how it covers a variety of topics: credit, bank accounts, ATM cards, credit cards, student loans, retirement account types, thinking about saving/budgeting, and basic income tax principals. The book is very well organized, easy to follow, and most importantly accurate. I'm buying a paper copy for all the recent graduates as gifts!

super handy info !

loved the valuable information in this book! simplifies everything and very easy to understand ! highly recommend to everyone who would like to maximize their money matters .

excellent foundation

This book is an excellent foundation for building money smarts. A must-read for anyone starting their financial life, or anyone who feels they need better basics. Veronica Karas knows her stuff and wants her readers to know it, too!

Outstanding listen

Easy to listen to and understand. The chapters about credit, self employment, and types of investments were eye opening. Thanks Veronica.

So Good!!

This book came to me in a time in my life where I was selling a home and moving into another one. Knowing how to manage extra money, how to budget, how to save are all so valuable - and lessons I never learned when I was a teenager! Having them now will not only help me to start and build my retirement plan, but I fully intend on having my teenage children listen to this book and learn these lessons much sooner than I did.

Thanks, Veronica, for explaining all of this in a way that just makes sense. I'm excited to face my money situation in a much better place than I ever have before. Most of all, I'm excited to no longer have confusion or fear surrounding money! This book should be assigned reading in every high school!

Read this book!

This is a book I wish I read 20 years ago. I am admittedly clueless about finances and just assumed it wasn’t for me. The real life advice and clear and blunt language is just what I needed. I’m buying copies for my children, both young adults that were unfortunately learners of my errors. I will listen to the first few chapters again and again!

If Only I Had This Book Years Ago

I truly wish I had read a book like this in high school. If only my parents had read this book in their younger years. My parents I would likely have made smarter financial decisions and probably would have so much more money invested. This book talks directly to the reader in terms they can understand. It’s filled with knowledge for the young and old (and everyone in between). I highly recommend this book and I will inspire my three children to pick it up as well.

Excellent Incite

I am so excited to have taken the time to read this material. It is absolutely life changing.
I am 61 with no savings. A business owner with no money at the end of my month.
May God continue to bless you richly.