Laws & Regulations: Financial Education Is Your Best Investment

Practical Glossary of Regulations for Banks, Brokers, and Investment Companies, Commercial & Corporate Law

By: Thomas Herold

Narrated by: William Bahl

Important Financial Laws and Regulations You Should Know

Financial laws and rules govern what financial institutions such as banks, brokers, and investment companies can do. These rules are generally put into effect by government regulators or international groups to protect investors, maintain orderly markets, and promote financial stability.

After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk, in order to make financial systems more stable and better regulated and to make global markets safer.

This financial laws and regulations guide helps you understand:

• Banking and Financial Regulation
• Commercial and Corporate Law
• The Federal Deposit Insurance Corporation
• National Credit Union Administration
• Securities and Exchange Commission
• Commodity Futures Trading Commission
• Federal Housing Finance Agency
• Consumer Financial Protection Bureau

The financial laws & regulation glossary compiles a list of 140 most common terms you’re likely to encounter in alphabetical order. Every law and regulation is explained in detail, with clear and concise article style description and practical examples.

Knowing financial law is crucial to appreciating the creation and formation of banking and financial regulation, as well as the legal framework for finance generally. Understanding the legal implications of transactions and structures such as an indemnity, or overdraft is crucial to appreciating their effect in financial transactions.

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 Thomas Herold (P)2020 Thomas Herold

Great book on redlining history

Very helpful for our everyday living and life hacks.. thumbs up for me. I would take this course again...

Incredible method

Commercial banks are the most common financial institutions in the United States, with total financial assets of about $13.5 trillion (85 percent of the total assets of the banking institutions).

A lot better than expected

I totally enjoyed the course. I feel that it will be helpful going forward in my life. I feel that Thomas Herold broke the law and regulations down into something that can be easily understood. It's a great course.

Well Written and Informative

Readable and detailed concurrently. Provides and excellent foundation on the broad sweep of financial regulation. Leaves no topic unexplored. Really good consumer protection law section too.

Written by an expert!

This Book 15 of The Financial IQ Series once again offers an in-depth review of market conditions and insolvency case developments in key countries. A debt of gratitude is owed to the outstanding professionals around the world who have dedicated their time and talents to this book. As always, their contributions reflect diverse viewpoints and approaches, which in turn reflect the diversity of their respective national commercial cultures and laws.

Consumer choice for financial products and services is proliferating across global markets. The ability to reach consumers at any time on their mobile phones, tablets or other devices has helped attract substantial capital investment in consumer financial services. After the 2008 financial crisis, governments across the world were empowered to push for financial reforms designed to provide greater transparency of transactions and reduce risk, in order to make financial systems more stable and better regulated and to make global markets safer. This survey of consumer finance law describes the legal and regulatory approaches taken in the jurisdictions covered. Each chapter addresses the key characteristics of, and current climate within, a particular jurisdiction. Although payments, lending and deposits are the focus of this survey, other financial products and services are discussed where relevant. The purpose of this inaugural edition of Financial Laws and Regulations is to provide securitisation attorneys, borrowers, lenders and other market participants with insight into a sample of structural frameworks and regulatory issues surrounding the industry in a broad array of jurisdictions. This edition is not intended to be a comprehensive overview of securitisation regulation and structures in every jurisdiction, but rather to provide a frame of reference for, and a comparison of, the various structural features available and the regulatory considerations necessary in securitising assets globally.

It is the only book in this field that explains clearly everything about financial and banking regulation. Also written by prominent legal scholars makes it easier to understand for lawyers.

Short, yet useful

Despite the significant growth of the global structured product market in recent years, very few books on legal and regulatory issues related to structured products are available. We hope that this publication will contribute to the knowledge base of legal practitioners and other structured product market participants. For our purposes, the term structured product refers to a pre-packaged investment that combines derivatives with other financial instruments to provide a return based on the performance of one or more underlying assets, including equity securities, indices, commodities, interest rates, currencies and, in some jurisdictions, credit risks. We are honoured to present the 15th edition of The Financial Laws and Regulations Review. The chapters that follow describe the manner in which are Commercial and Corporate Law, The Federal Deposit Insurance Corporation, National Credit Union Administration, Securities and Exchange Commission, Commodity Futures Trading Commission, Banking and Financial Regulation, and also Consumer Financial Protection Bureau etc. The financial laws & regulation glossary compiles a list of 140 most common terms and every law and regulation is explained in detail, with clear and concise article style description and practical examples.

Principles of Financial Regulation

Since childhood, I am blessed with a little bit of sixth sense as I understood. I can sense bad things of future naturally, although I truly love to sense the great things those will occur in future and very next moment to my family and myself.

I must say during college days unknowingly I had used the law of attraction to attract positive results for my education. Very strangely I noticed magic when I was in college. I specifically thought I will get 66.9% on 1st year, 69.3% on 2nd year and finally 72.1% on the final year of Engineering college, and to the very best of surprising me I did get these marks in those college years, which is now an integral of my life in this incarnation. So I truly believe in my heart what Herold has described in the introductory chapters. I am very excited by realizing the fact that I already have this attraction power on finance laws since childhood, but now I will learn how to use day in day out properly from Herold to attract positive abundance and unconditional unlimited happiness for my family and for myself in the finance sectors. Now I have the knowledge of Banking and Financial Regulation, The Federal Deposit Insurance Corporation, Commodity Futures Trading Commission, and also on
The fi.

I believe in God, so I am sure faith of God has directed me to the correct person to be on the correct path of life. Thank you.

Clear concise with intuitive approach.

The purpose of much federal regulation is to provide protection, either to individuals, or to the environment. Whether the topic is environmental protection, safety and health in the home or workplace, or consumption of goods and services, regulations can have far reaching effects.

Very well written for the lay audience.

The course is pretty good overview of financial laws and rules and it covers all important topics at high-level, if one wants an in-depth study of a specific topic once can consult a book. It is a crash-course as the name implies. The author is also very helpful while answering the questions.

Loved reading it every secs

During one speech, RBI governor gave following two convincing reason for regulating finance sector: This sector is inherently connected to all other sector. So any affect on finance sector has widespread impact on economy. ... Also through highly leveraged structure of financial institution can intensify bubble formation.