How to Manage Your Money When You Don’t Have Any
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Narrated by:
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Neil Hellegers
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By:
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Erik Wecks
About this listen
Unlike many personal finance books, How to Manage Your Money When You Don't Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides a respectful, no-nonsense look at the difficult realities of our modern economy along with an easy-to-follow path toward better financial stability that will give hope to even the most financially strapped households.
Created by a financial expert who hasn't struck it rich, this guide offers a firsthand story of financial survival in the face of rough times. Rather than emphasizing wealth creation, How to Manage Your Money When You Don't Have Any teaches listeners to do the best they can with their incomes no matter their size. Content rich, personal, and jargon free, the book is opinionated, at times humorous, and full of current everyday references.
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- Narrated by: Randall Bartlett
- Length: 6 hrs and 11 mins
- Original Recording
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Economic forces are everywhere around you. But that doesn't mean you need to passively accept whatever outcome those forces might press upon you. Instead, with these 12 fast-moving and crystal clear lectures, you can learn how to use a small handful of basic nuts-and-bolts principles to turn those same forces to your own advantage.
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Great for beginners, nothing you for an economist
- By V. Taras on 07-08-15
By: Randall Bartlett, and others
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Budgeting for Beginners
- Budgeting 101 for Men, Women, Couples, Parents and Businesses. An Introduction to Money Management Skills and Personal Finance Strategies for Entrepreneurs & Small Businesses
- By: John Noble
- Narrated by: Dr. Jeff Hutchinson
- Length: 4 hrs and 6 mins
- Unabridged
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Performance
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Story
Do you feel like your pay check just passes through your account each payday, all spent up before you even get a chance to look at your account? Do you always find yourself scraping money together just to pay your bills? Do you often wonder where all your money goes, even if you’re making a decent income? If you do, then let’s face it - you need a budget. No matter how much money you have coming in, without a consistent way to keep track of it, that money is bound to vanish as soon as it goes into your pocket.
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Perfect Said
- By Anonymous User on 01-06-23
By: John Noble
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Budgeting for Dummies
- By: Athena Valentine Lent
- Narrated by: Diana Blue
- Length: 10 hrs and 31 mins
- Unabridged
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Ask any financially successful person how they achieved their goals, and chances are they'll tell you it all started with a budget. And that's exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you're depriving yourself of all the things that make life worth living.
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Getting Out of Debt: Money Management: You Cannot Afford to Wait Any Longer
- Rich or Poor, 9 Simple Rules to Clear Your Debts Faster, Rebuild Your Credit
- By: Michael Steven
- Narrated by: John Fehskens
- Length: 3 hrs and 29 mins
- Unabridged
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Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.
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Great listen
- By Jade Robertson on 01-11-21
By: Michael Steven
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The 30-Day Money Cleanse
- Take Control of Your Finances, Manage Your Spending, and De-Stress Your Money for Good
- By: Ashley Feinstein Gerstley
- Narrated by: Teri Schnaubelt
- Length: 2 hrs and 59 mins
- Unabridged
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Like food, money is something all of us use but none of us talk about - creating a stressful relationship that most of us suffer from, obsess over, and try to avoid altogether because it feels too impossible to manage. No matter your income, understanding and controlling your own financial position will allow you to not just exist securely, but to be happy and free in your choices.
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TOO WHIMSICAL
- By Courtney Kimbrough on 12-21-19
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How to Stop Living Paycheck to Paycheck, Second Edition
- A Proven Path to Money Mastery in Only 15 Minutes a Week! (Simple Personal Finance Books) (Smart Money Blueprint)
- By: Avery Breyer
- Narrated by: Tiana Hanson
- Length: 3 hrs and 5 mins
- Unabridged
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In this timeless best seller, you'll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that'll ruin your financial plans if you let them!). Find out the most important things you can do to take control of your money and pay off debt. Get the budget how-to, tools, and knowledge you need to finally get ahead. You'll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain.
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Not impressed
- By Sara Kaylor on 06-13-24
By: Avery Breyer
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Thinking Like an Economist: A Guide to Rational Decision Making
- By: Randall Bartlett, The Great Courses
- Narrated by: Randall Bartlett
- Length: 6 hrs and 11 mins
- Original Recording
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Overall
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Performance
-
Story
Economic forces are everywhere around you. But that doesn't mean you need to passively accept whatever outcome those forces might press upon you. Instead, with these 12 fast-moving and crystal clear lectures, you can learn how to use a small handful of basic nuts-and-bolts principles to turn those same forces to your own advantage.
-
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Great for beginners, nothing you for an economist
- By V. Taras on 07-08-15
By: Randall Bartlett, and others
-
Budgeting for Beginners
- Budgeting 101 for Men, Women, Couples, Parents and Businesses. An Introduction to Money Management Skills and Personal Finance Strategies for Entrepreneurs & Small Businesses
- By: John Noble
- Narrated by: Dr. Jeff Hutchinson
- Length: 4 hrs and 6 mins
- Unabridged
-
Overall
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Performance
-
Story
Do you feel like your pay check just passes through your account each payday, all spent up before you even get a chance to look at your account? Do you always find yourself scraping money together just to pay your bills? Do you often wonder where all your money goes, even if you’re making a decent income? If you do, then let’s face it - you need a budget. No matter how much money you have coming in, without a consistent way to keep track of it, that money is bound to vanish as soon as it goes into your pocket.
-
-
Perfect Said
- By Anonymous User on 01-06-23
By: John Noble
-
Budgeting for Dummies
- By: Athena Valentine Lent
- Narrated by: Diana Blue
- Length: 10 hrs and 31 mins
- Unabridged
-
Overall
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Performance
-
Story
Ask any financially successful person how they achieved their goals, and chances are they'll tell you it all started with a budget. And that's exactly where you should start. Budgeting For Dummies shows you how to create a plan that fits your lifestyle, manages everyday needs, and builds your savings. Author Athena Valentine, founder of the Money Smart Latina blog, offers step-by-step details for creating and following a budget without feeling like you're depriving yourself of all the things that make life worth living.
-
Getting Out of Debt: Money Management: You Cannot Afford to Wait Any Longer
- Rich or Poor, 9 Simple Rules to Clear Your Debts Faster, Rebuild Your Credit
- By: Michael Steven
- Narrated by: John Fehskens
- Length: 3 hrs and 29 mins
- Unabridged
-
Overall
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Performance
-
Story
Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.
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Great listen
- By Jade Robertson on 01-11-21
By: Michael Steven
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Clever Girl Finance
- Ditch Debt, Save Money and Build Real Wealth
- By: Bola Sokunbi
- Narrated by: Bola Sokunbi
- Length: 4 hrs and 59 mins
- Unabridged
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Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness.
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Good book for financial guidance especially at a young age
- By Emmah on 10-02-19
By: Bola Sokunbi
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The No-Spend Challenge Guide
- How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams
- By: Jen Smith
- Narrated by: Virtual Voice
- Length: 2 hrs and 52 mins
- Unabridged
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**UPDATED FOR 2022!** In this book, you’ll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, co-host of the #1 frugal living podcast, Frugal Friends Podcast, went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using ...
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The No Spend Challenge
- By Smitty on 11-14-24
By: Jen Smith
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100 Ways to Create Wealth
- By: Sam Beckford, Steve Chandler
- Narrated by: Steve Chandler
- Length: 8 hrs and 36 mins
- Unabridged
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These 100 eye-opening ways to create wealth are drawn from the author's successful careers, with many touching personal stories as well as stories and examples from the hundreds of clients these master coaches have advised. This book is chock full of ways to make money, deepen life's pleasure, increase personal wage-earning power, and start fresh entrepreneurial ideas right at home.
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A MUST HAVE!
- By Thomas on 10-31-08
By: Sam Beckford, and others
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Budgeting 101
- From Getting Out of Debt and Tracking Expenses to Setting Financial Goals and Building Your Savings, Your Essential Guide to Budgeting
- By: Michele Cagan CPA
- Narrated by: Erin deWard
- Length: 7 hrs and 15 mins
- Unabridged
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Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances.
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You Need a Budget
- The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting out of Debt, and Living the Life You Want
- By: Jesse Mecham
- Narrated by: Jesse Mecham
- Length: 4 hrs and 54 mins
- Unabridged
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For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need a Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted.
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Worth the preorder
- By Jonathan on 01-02-18
By: Jesse Mecham
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Personal Finance for Dummies, 9th Edition
- By: Eric Tyson MBA
- Narrated by: Steven Jay Cohen
- Length: 20 hrs and 34 mins
- Unabridged
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Story
Take stock of your financial situation From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, Personal Finance for Dummies, 9th Edition provides fiscally conscious listeners with the tools they need to take charge of their financial life. This new edition includes coverage of an extensive new tax bill that took effect in 2018. Plus, it covers emerging investing interests like technology and global investing, cryptocurrencies, pot stocks, the lifestyle changes occurring with millennials, and more.
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Cannot get past the narration
- By Cory Warnick on 07-28-19
By: Eric Tyson MBA
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The One-Page Financial Plan
- A Simple Way to Be Smart About Your Money
- By: Carl Richards
- Narrated by: Carl Richards
- Length: 4 hrs and 3 mins
- Unabridged
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Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available.
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A Good and Simple Financial Book
- By Kindle Customer on 02-27-20
By: Carl Richards
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How to Live in a Car, Van or RV--And Get Out of Debt, Travel and Find True Freedom
- By: Robert Wells
- Narrated by: Virtual Voice
- Length: 3 hrs and 41 mins
- Unabridged
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How and why to live in a car, van or RV, and learn to love it! There are two main reasons you might buy a book on living in a vehicle: 1) You're being forced into it by a bad economy, divorce, or unemployment, or 2) The "American Dream" has become a nightmare for you and you are dropping out of the rat race. Whatever your reason, this book will tell you everything you need to make it the best possible experience it can be. We'll cover details like: which vehicle to live in and how to find it, where to park, staying clean, going to the bathroom, how to cook in a van, get out of debt, survive...
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Great introduction to my future
- By Frank Carlucci on 07-24-24
By: Robert Wells
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The Index Card
- Why Personal Finance Doesn’t Have to Be Complicated
- By: Helaine Olen, Harold Pollack
- Narrated by: Helaine Olen, Harold Pollack
- Length: 3 hrs and 43 mins
- Unabridged
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TV analysts and money managers would have you believe your finances are enormously complicated, and if you don't follow their guidance, you'll end up in the poorhouse. They're wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the best-selling Pound Foolish, he made an offhand suggestion: Everything you need to know about managing your money could fit on an index card.
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Getting your personal finance right? Start here.
- By Alan J on 04-27-18
By: Helaine Olen, and others
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The 10 Pillars of Wealth
- Mind-Sets of the World’s Richest People
- By: Alex Becker
- Narrated by: Barry Abrams
- Length: 6 hrs and 31 mins
- Unabridged
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The world has led you to believe that financial freedom is not something you can willfully create in your life. You have been taught to view wealth as something that happens only to a lucky few who win a random business lottery or are blessed with unimaginable talent. The truth is that creating excessive financial wealth does not come down to luck or talent. It comes down simply to your beliefs, understanding, and views - the "pillars" that reinforce your every action.
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Rip Off of The Millionaire Fastlane
- By Rob on 03-14-18
By: Alex Becker
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Attract Money Affirmations: Powerful Daily Affirmations to Attract Wealth and Abundance to Your Life Using the Law of Attraction
- By: Stephens Hyang
- Narrated by: Robert Gazy
- Length: 56 mins
- Unabridged
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Packed with subliminal affirmations, the audiobook shows that in order to attract opportunities that will improve your health, love life, or even wealth. Call it meditation or even self-hypnosis, but the principles stated in the audiobook actually work. It is proven that repetitive constructive affirmations attract positive energies in your life, and that desire is the first step towards achievements.
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Awesome So Far!
- By Nathan Stiglick on 12-02-15
By: Stephens Hyang
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The Smartest Money Book You'll Ever Read
- Everything You Need to Know About Growing, Spending, and Enjoying Your Money
- By: Daniel R. Solin
- Narrated by: Joe Barrett
- Length: 5 hrs and 22 mins
- Unabridged
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Tens of thousands of readers trust Dan Solin's advice when it comes to investing, managing their 401(k)s, and planning for retirement. Now Solin offers the smartest guide to money management and financial planning yet. From managing your debt, boosting your savings, and owning (or renting) a home to buying insurance, maximizing investment returns, and retiring when you want to, The Smartest Money Book You'll Ever Read is your road map to financial freedom - and to enjoying yourself along the way.
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mint.com promo
- By Amazon Customer on 04-13-21
By: Daniel R. Solin
What listeners say about How to Manage Your Money When You Don’t Have Any
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- joey palmer
- 06-07-16
Super good book. Must read!
Great book if ur having problems budgeting your money, lots of useful tools. Pretty excited to utilize them. Thanks
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2 people found this helpful
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- Mary Barlow
- 02-22-17
Great info
His examples helped me to see benefit to financial strategies I haven't viewed as important before. I'm excited to get to work!
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1 person found this helpful
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- Mark
- 01-25-24
Great advice/easily understood
This book is written for the average person in the average financial situation that wants to better themselves.
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- Angelica
- 07-10-24
This the one , no , seriously it is
The first book about finance that I was able to pass the first chapter , let along to finish it , finally a book about finances that is made for real ppl , with real solutions to real problems and the key point in my opinion it’s that offers REAL outcomes , none of that insta-success-become-millionaire crap . I just finished and I’m excited , 1000000% recomended
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- Jordan Striblin
- 07-24-24
Condensed Practical Wisdom
One of the best books I’ve ever listened to for every day people. This is not a wishful or pie-in-the-sky type of book. This is something everyone can implement. Highly recommended!
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- K. L. Manley
- 10-30-19
Realistic perspective -awareness of varying income
Book far more beneficial to people with smaller incomes. Author has an awareness of people, like myself, are seeking information to be in a okay financial position.
He breaks down the other financial gurus information in away that is realistic for individuals and families attempting to just live. I liked chapter on knowing your values, money values. I’m really encouraged to rethink my financial future and jump back in to take care of my financial life. I’m letting go of the emotion and really start to create a budget that works for me.
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- Jay C
- 01-01-19
Good Book
Good book to get you motivated and on track . it works if followed with due diligence.
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- Justin Malone
- 01-21-19
A Book You Must Continue to Revisit! It’s that good!
This book is straight to the point. I love that it cuts right to the chase of building a story, explaining things, & showcasing why managing money is so important. I’m implementing this right after completing the book. I’m ready for the journey!
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- Crystal Ferguson
- 09-26-23
Simple to understand and motivating
This book was a simple guide to organizing my finances. I like that it was written by someone who isn’t already a millionaire.
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- Danielle
- 07-06-24
Explanation
I like how he explained it, it really helps and I understood I am going to re read this book and use the 0 balance method
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